Hyakugo Bank Balance Sheet Health
Financial Health criteria checks 5/6
Hyakugo Bank has total assets of ¥7,771.2B and total equity of ¥431.8B. Total deposits are ¥6,056.8B, and total loans are ¥4,772.8B earning a Net Interest Margin of 0.7%. It has insufficient allowance for bad loans, which are currently at 1.3% of total loans. Cash and short-term investments are ¥1,302.0B.
Key information
18x
Asset to equity ratio
0.7%
Net interest margin
Total deposits | JP¥6.06t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.3% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥1.30t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8368's Assets to Equity ratio (18x) is moderate.
Allowance for Bad Loans: 8368 has a low allowance for bad loans (36%).
Low Risk Liabilities: 83% of 8368's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8368 has an appropriate level of Loans to Assets ratio (61%).
Low Risk Deposits: 8368's Loans to Deposits ratio (79%) is appropriate.
Level of Bad Loans: 8368 has an appropriate level of bad loans (1.3%).