Shimizu Bank Balance Sheet Health
Financial Health criteria checks 4/6
Shimizu Bank has total assets of ¥1,777.0B and total equity of ¥78.0B. Total deposits are ¥1,557.6B, and total loans are ¥1,237.4B earning a Net Interest Margin of 0.8%. It has insufficient allowance for bad loans, which are currently at 1.1% of total loans. Cash and short-term investments are ¥211.9B.
Key information
22.8x
Asset to equity ratio
0.8%
Net interest margin
| Total deposits | JP¥1.56t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.1% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥211.88b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8364's Assets to Equity ratio (22.8x) is very high.
Allowance for Bad Loans: 8364 has a low allowance for bad loans (51%).
Low Risk Liabilities: 92% of 8364's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8364 has an appropriate level of Loans to Assets ratio (70%).
Low Risk Deposits: 8364's Loans to Deposits ratio (79%) is appropriate.
Level of Bad Loans: 8364 has an appropriate level of bad loans (1.1%).