Hachijuni Bank Balance Sheet Health
Financial Health criteria checks 4/6
Hachijuni Bank has total assets of ¥14,611.0B and total equity of ¥1,034.8B. Total deposits are ¥9,422.2B, and total loans are ¥6,818.0B earning a Net Interest Margin of 0.6%. It has insufficient allowance for bad loans, which are currently at 2.1% of total loans. Cash and short-term investments are ¥3,713.4B.
Key information
14.1x
Asset to equity ratio
0.6%
Net interest margin
Total deposits | JP¥9.42t |
Loan to deposit ratio | Appropriate |
Bad loans | 2.1% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥3.71t |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8359's Assets to Equity ratio (14.1x) is moderate.
Allowance for Bad Loans: 8359 has a low allowance for bad loans (39%).
Low Risk Liabilities: 69% of 8359's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8359 has an appropriate level of Loans to Assets ratio (47%).
Low Risk Deposits: 8359's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: 8359 has a high level of bad loans (2.1%).