The Toho Bank, Ltd.

TSE:8346 Stock Report

Market Cap: JP¥72.2b

Toho Bank Past Earnings Performance

Past criteria checks 4/6

Toho Bank has been growing earnings at an average annual rate of 25.5%, while the Banks industry saw earnings growing at 7.3% annually. Revenues have been growing at an average rate of 1.8% per year. Toho Bank's return on equity is 3.1%, and it has net margins of 10.8%.

Key information

25.5%

Earnings growth rate

25.6%

EPS growth rate

Banks Industry Growth4.1%
Revenue growth rate1.8%
Return on equity3.1%
Net Margin10.8%
Next Earnings Update05 Feb 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Toho Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

TSE:8346 Revenue, expenses and earnings (JPY Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2460,3726,51736,0550
30 Jun 2458,4015,63835,6650
31 Mar 2456,9795,25235,1500
31 Dec 2356,0975,91333,3500
30 Sep 2355,0365,28933,2380
30 Jun 2354,6044,73933,0470
31 Mar 2354,7194,49332,8310
31 Dec 2255,8045,11833,1770
30 Sep 2256,1305,55133,3210
30 Jun 2257,6656,71933,7540
31 Mar 2257,3466,75334,0840
31 Dec 2146,829-1,34634,3270
30 Sep 2146,352-1,86634,5430
30 Jun 2143,858-4,20435,0170
31 Mar 2143,777-4,66435,6220
31 Dec 2052,0132,24835,9370
30 Sep 2051,7101,10336,3120
30 Jun 2054,3513,34736,3870
31 Mar 2054,0082,72736,6310
31 Dec 1955,5993,54636,7510
30 Sep 1962,0833,52037,0380
30 Jun 1961,2032,56837,3620
31 Mar 1962,8123,58537,7140
31 Dec 1865,8354,93837,9430
30 Sep 1862,4526,33038,3470
30 Jun 1865,3556,79938,7130
31 Mar 1866,2747,33939,0830
31 Dec 1765,6666,96439,0560
30 Sep 1765,4716,86739,3220
30 Jun 1764,1767,26339,4200
31 Mar 1766,0117,07739,5970
31 Dec 1672,2348,08440,2990
30 Sep 1671,8079,08239,9980
30 Jun 1672,7889,72739,7580
31 Mar 1671,85918,23339,6400
31 Dec 1566,64618,18738,5990
30 Sep 1565,51017,79838,5830
30 Jun 1564,30618,24838,4650
31 Mar 1561,6349,92138,0410
31 Dec 1459,8319,60237,9710
30 Sep 1459,8679,50837,8260
30 Jun 1458,8409,21237,6190
31 Mar 1459,2549,15737,3380
31 Dec 1358,9218,82437,0000

Quality Earnings: 8346 has high quality earnings.

Growing Profit Margin: 8346's current net profit margins (10.8%) are higher than last year (9.6%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 8346's earnings have grown significantly by 25.5% per year over the past 5 years.

Accelerating Growth: 8346's earnings growth over the past year (23.2%) is below its 5-year average (25.5% per year).

Earnings vs Industry: 8346 earnings growth over the past year (23.2%) exceeded the Banks industry 22.6%.

Return on Equity

High ROE: 8346's Return on Equity (3.1%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/24 01:57
End of Day Share Price 2024/12/24 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

The Toho Bank, Ltd. is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullCompany Forecast
Urvi ShrotriyaVirtua Research Inc.