Tsukuba Bank Past Earnings Performance
Past criteria checks 2/6
Tsukuba Bank has been growing earnings at an average annual rate of 16.3%, while the Banks industry saw earnings growing at 5.9% annually. Revenues have been declining at an average rate of 0.2% per year. Tsukuba Bank's return on equity is 2.3%, and it has net margins of 6.1%.
Key information
16.3%
Earnings growth rate
16.3%
EPS growth rate
| Banks Industry Growth | 4.1% |
| Revenue growth rate | -0.2% |
| Return on equity | 2.3% |
| Net Margin | 6.1% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Tsukuba Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 36,005 | 2,188 | 22,805 | 0 |
| 31 Dec 23 | 34,542 | 1,978 | 22,855 | 0 |
| 30 Sep 23 | 33,655 | 1,763 | 22,958 | 0 |
| 30 Jun 23 | 32,236 | 2,004 | 22,992 | 0 |
| 31 Mar 23 | 31,927 | 2,091 | 23,142 | 0 |
| 31 Dec 22 | 33,905 | 3,370 | 23,387 | 0 |
| 30 Sep 22 | 33,926 | 4,028 | 23,546 | 0 |
| 30 Jun 22 | 34,462 | 4,406 | 23,778 | 0 |
| 31 Mar 22 | 34,145 | 4,233 | 23,901 | 0 |
| 31 Dec 21 | 34,128 | 3,920 | 24,022 | 0 |
| 30 Sep 21 | 33,793 | 3,228 | 24,401 | 0 |
| 30 Jun 21 | 33,241 | 2,436 | 24,760 | 0 |
| 31 Mar 21 | 33,016 | 1,760 | 25,153 | 0 |
| 31 Dec 20 | 33,999 | 1,965 | 25,473 | 0 |
| 30 Sep 20 | 33,625 | 1,509 | 25,613 | 0 |
| 30 Jun 20 | 33,911 | 1,246 | 25,711 | 0 |
| 31 Mar 20 | 34,016 | 1,220 | 25,783 | 0 |
| 31 Dec 19 | 33,960 | 1,195 | 26,028 | 0 |
| 30 Sep 19 | 34,368 | 1,015 | 26,275 | 0 |
| 30 Jun 19 | 34,135 | 1,010 | 26,572 | 0 |
| 31 Mar 19 | 35,097 | 1,083 | 26,661 | 0 |
| 31 Dec 18 | 34,849 | 107 | 26,757 | 0 |
| 30 Sep 18 | 35,469 | 559 | 26,955 | 0 |
| 30 Jun 18 | 37,456 | 1,782 | 27,072 | 0 |
| 31 Mar 18 | 38,550 | 3,016 | 27,441 | 0 |
| 31 Dec 17 | 40,356 | 4,987 | 27,629 | 0 |
| 30 Sep 17 | 40,553 | 5,385 | 27,675 | 0 |
| 30 Jun 17 | 39,504 | 4,096 | 27,794 | 0 |
| 31 Mar 17 | 38,726 | 3,663 | 27,982 | 0 |
| 31 Dec 16 | 37,834 | 2,506 | 28,100 | 0 |
| 30 Sep 16 | 38,023 | 2,921 | 28,125 | 0 |
| 30 Jun 16 | 37,158 | 3,185 | 28,057 | 0 |
| 31 Mar 16 | 40,804 | 6,369 | 27,912 | 0 |
| 31 Dec 15 | 40,279 | 6,653 | 27,818 | 0 |
| 30 Sep 15 | 41,673 | 7,823 | 28,105 | 0 |
| 30 Jun 15 | 42,109 | 8,425 | 28,388 | 0 |
| 31 Mar 15 | 39,205 | 5,877 | 28,564 | 0 |
| 31 Dec 14 | 39,592 | 5,826 | 28,591 | 0 |
| 30 Sep 14 | 38,472 | 4,649 | 28,490 | 0 |
| 30 Jun 14 | 39,208 | 4,945 | 28,453 | 0 |
| 31 Mar 14 | 38,537 | 4,475 | 28,458 | 0 |
| 31 Dec 13 | 37,745 | 3,995 | 28,442 | 0 |
| 30 Sep 13 | 36,769 | 3,974 | 28,591 | 0 |
| 30 Jun 13 | 36,653 | 3,371 | 28,904 | 0 |
Quality Earnings: 8338 has high quality earnings.
Growing Profit Margin: 8338's current net profit margins (6.1%) are lower than last year (6.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 8338's earnings have grown by 16.3% per year over the past 5 years.
Accelerating Growth: 8338's earnings growth over the past year (4.6%) is below its 5-year average (16.3% per year).
Earnings vs Industry: 8338 earnings growth over the past year (4.6%) did not outperform the Banks industry 11.4%.
Return on Equity
High ROE: 8338's Return on Equity (2.3%) is considered low.