Tsukuba Bank Balance Sheet Health
Financial Health criteria checks 3/6
Tsukuba Bank has total assets of ¥2,922.9B and total equity of ¥97.0B. Total deposits are ¥2,664.2B, and total loans are ¥2,055.4B earning a Net Interest Margin of 1%. It has insufficient allowance for bad loans, which are currently at 2.9% of total loans. Cash and short-term investments are ¥380.3B.
Key information
30.1x
Asset to equity ratio
1.0%
Net interest margin
| Total deposits | JP¥2.66t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.9% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥380.28b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8338's Assets to Equity ratio (30.1x) is very high.
Allowance for Bad Loans: 8338 has a low allowance for bad loans (27%).
Low Risk Liabilities: 94% of 8338's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8338 has an appropriate level of Loans to Assets ratio (70%).
Low Risk Deposits: 8338's Loans to Deposits ratio (77%) is appropriate.
Level of Bad Loans: 8338 has a high level of bad loans (2.9%).