Tsukuba Bank Balance Sheet Health
Financial Health criteria checks 3/6
Tsukuba Bank has total assets of ¥2,854.1B and total equity of ¥97.1B. Total deposits are ¥2,576.8B, and total loans are ¥2,021.7B earning a Net Interest Margin of 0.9%. It has insufficient allowance for bad loans, which are currently at 2.6% of total loans. Cash and short-term investments are ¥351.8B.
Key information
29.4x
Asset to equity ratio
0.9%
Net interest margin
Total deposits | JP¥2.58t |
Loan to deposit ratio | Appropriate |
Bad loans | 2.6% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥351.78b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8338's Assets to Equity ratio (29.4x) is very high.
Allowance for Bad Loans: 8338 has a low allowance for bad loans (29%).
Low Risk Liabilities: 93% of 8338's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8338 has an appropriate level of Loans to Assets ratio (71%).
Low Risk Deposits: 8338's Loans to Deposits ratio (78%) is appropriate.
Level of Bad Loans: 8338 has a high level of bad loans (2.6%).