Chiba Kogyo Bank Balance Sheet Health
Financial Health criteria checks 5/6
Chiba Kogyo Bank has total assets of ¥3,298.6B and total equity of ¥174.5B. Total deposits are ¥3,053.9B, and total loans are ¥2,390.3B earning a Net Interest Margin of 0.9%. It has insufficient allowance for bad loans, which are currently at 1.8% of total loans. Cash and short-term investments are ¥349.5B.
Key information
18.9x
Asset to equity ratio
0.9%
Net interest margin
| Total deposits | JP¥3.05t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.8% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥349.51b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8337's Assets to Equity ratio (18.9x) is moderate.
Allowance for Bad Loans: 8337 has a low allowance for bad loans (17%).
Low Risk Liabilities: 98% of 8337's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8337 has an appropriate level of Loans to Assets ratio (72%).
Low Risk Deposits: 8337's Loans to Deposits ratio (78%) is appropriate.
Level of Bad Loans: 8337 has an appropriate level of bad loans (1.8%).