Gunma Bank Balance Sheet Health

Financial Health criteria checks 5/6

Gunma Bank has total assets of ¥10,646.9B and total equity of ¥567.9B. Total deposits are ¥8,485.6B, and total loans are ¥6,565.8B earning a Net Interest Margin of 0.8%. It has insufficient allowance for bad loans, which are currently at 1.5% of total loans. Cash and short-term investments are ¥1,578.2B.

Key information

18.7x

Asset to equity ratio

0.8%

Net interest margin

Total deposits

JP¥8.49t

Loan to deposit ratio

Appropriate

Bad loans

1.5%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

JP¥1.58t

Recent financial health updates

No updates

Recent updates

Gunma Bank's (TSE:8334) Upcoming Dividend Will Be Larger Than Last Year's

Aug 09
Gunma Bank's (TSE:8334) Upcoming Dividend Will Be Larger Than Last Year's

Gunma Bank (TSE:8334) Will Pay A Larger Dividend Than Last Year At ¥14.00

Jul 25
Gunma Bank (TSE:8334) Will Pay A Larger Dividend Than Last Year At ¥14.00

Gunma Bank (TSE:8334) Has Announced That It Will Be Increasing Its Dividend To ¥14.00

Jul 11
Gunma Bank (TSE:8334) Has Announced That It Will Be Increasing Its Dividend To ¥14.00

Gunma Bank's (TSE:8334) Dividend Will Be Increased To ¥12.00

Mar 10
Gunma Bank's (TSE:8334) Dividend Will Be Increased To ¥12.00

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: 8334's Assets to Equity ratio (18.7x) is moderate.

Allowance for Bad Loans: 8334 has a low allowance for bad loans (38%).

Low Risk Liabilities: 84% of 8334's liabilities are made up of primarily low risk sources of funding.

Loan Level: 8334 has an appropriate level of Loans to Assets ratio (62%).

Low Risk Deposits: 8334's Loans to Deposits ratio (77%) is appropriate.

Level of Bad Loans: 8334 has an appropriate level of bad loans (1.5%).


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