Gunma Bank Balance Sheet Health
Financial Health criteria checks 5/6
Gunma Bank has total assets of ¥10,674.8B and total equity of ¥537.2B. Total deposits are ¥8,352.0B, and total loans are ¥6,221.0B earning a Net Interest Margin of 0.8%. It has insufficient allowance for bad loans, which are currently at 1.7% of total loans. Cash and short-term investments are ¥1,975.0B.
Key information
19.9x
Asset to equity ratio
0.8%
Net interest margin
Total deposits | JP¥8.35t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.7% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥1.97t |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8334's Assets to Equity ratio (19.9x) is moderate.
Allowance for Bad Loans: 8334 has a low allowance for bad loans (40%).
Low Risk Liabilities: 82% of 8334's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8334 has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: 8334's Loans to Deposits ratio (74%) is appropriate.
Level of Bad Loans: 8334 has an appropriate level of bad loans (1.7%).