Aozora Bank Second Quarter 2025 Earnings: Revenues Beat Expectations, EPS Lags
Aozora Bank (TSE:8304) Second Quarter 2025 Results
Key Financial Results
- Revenue: JP¥28.6b (flat on 2Q 2024).
- Net income: JP¥4.35b (down 18% from 2Q 2024).
- Profit margin: 15% (down from 18% in 2Q 2024).
- EPS: JP¥31.39 (down from JP¥45.17 in 2Q 2024).
All figures shown in the chart above are for the trailing 12 month (TTM) period
Aozora Bank Revenues Beat Expectations, EPS Falls Short
Revenue exceeded analyst estimates by 178%. Earnings per share (EPS) missed analyst estimates by 19%.
Looking ahead, revenue is forecast to grow 17% p.a. on average during the next 3 years, while revenues in the Banks industry in Japan are expected to remain flat.
Performance of the Japanese Banks industry.
The company's shares are up 2.2% from a week ago.
Risk Analysis
We should say that we've discovered 2 warning signs for Aozora Bank that you should be aware of before investing here.
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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
About TSE:8304
Aozora Bank
Provides various banking products and services in Japan and internationally.
Reasonable growth potential with adequate balance sheet.