SBI Shinsei Bank, Limited

TSE:8303 Stock Report

Market Cap: JP¥567.1b

SBI Shinsei Bank Past Earnings Performance

Past criteria checks 4/6

SBI Shinsei Bank's earnings have been declining at an average annual rate of -10.6%, while the Banks industry saw earnings growing at 3.9% annually. Revenues have been growing at an average rate of 0.9% per year. SBI Shinsei Bank's return on equity is 6.3%, and it has net margins of 16.6%.

Key information

-10.6%

Earnings growth rate

-5.3%

EPS growth rate

Banks Industry Growth4.1%
Revenue growth rate0.9%
Return on equity6.3%
Net Margin16.6%
Last Earnings Update30 Jun 2023

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How SBI Shinsei Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

TSE:8303 Revenue, expenses and earnings (JPY Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 23372,40461,914167,3420
31 Mar 23342,70242,771165,1490
31 Dec 22322,51823,315161,2220
30 Sep 22322,27322,048159,2010
30 Jun 22292,8882,800158,5980
31 Mar 22310,67320,385158,3130
31 Dec 21334,79356,408158,4150
30 Sep 21336,47855,025156,3010
30 Jun 21337,38650,800154,1150
31 Mar 21327,62445,109151,8600
31 Dec 20319,74826,652151,4510
30 Sep 20322,01830,743151,4620
30 Jun 20328,33339,333152,1710
31 Mar 20333,99645,575152,4940
31 Dec 19335,05155,852152,2530
30 Sep 19324,47952,778150,6340
30 Jun 19321,77855,381149,6370
31 Mar 19315,90752,319148,5450
31 Dec 18321,64057,377145,6610
30 Sep 18322,52154,001145,8500
30 Jun 18318,51549,559145,5520
31 Mar 18321,65551,414146,9690
31 Dec 17317,45542,971146,7940
30 Sep 17321,16450,925147,8790
30 Jun 17326,51553,515149,6980
31 Mar 17327,02250,759149,4970
31 Dec 16331,13256,223151,2150
30 Sep 16326,57948,421150,6170
30 Jun 16327,05546,619148,6910
31 Mar 16339,02860,951148,7910
31 Dec 15345,91563,634149,6120
30 Sep 15363,95276,404151,1570
30 Jun 15355,46070,401152,1280
31 Mar 15356,02167,873152,8950
31 Dec 14348,99766,037150,3260
30 Sep 14337,35743,069148,3460
30 Jun 14339,54048,588146,8080
31 Mar 14331,90441,374144,8140
31 Dec 13198,33240,963124,2870
30 Sep 13198,38352,555122,6970
30 Jun 13194,36847,426121,6570
31 Mar 13193,09851,079120,9070
31 Dec 12165,94523,617118,3390

Quality Earnings: 8303 has high quality earnings.

Growing Profit Margin: 8303's current net profit margins (16.6%) are higher than last year (1%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 8303's earnings have declined by 10.6% per year over the past 5 years.

Accelerating Growth: 8303's earnings growth over the past year (2111.2%) exceeds its 5-year average (-10.6% per year).

Earnings vs Industry: 8303 earnings growth over the past year (2111.2%) exceeded the Banks industry -4%.

Return on Equity

High ROE: 8303's Return on Equity (6.3%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2023/10/04 00:27
End of Day Share Price 2023/09/27 00:00
Earnings2023/06/30
Annual Earnings2023/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

SBI Shinsei Bank, Limited is covered by 14 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullBarclays
Toyoki SameshimaBNP Paribas Securities (Asia)
Shinichiro NakamuraBofA Global Research