San ju San Financial Group,Inc.

TSE:7322 Stock Report

Market Cap: JP¥54.3b

San ju San Financial GroupInc Past Earnings Performance

Past criteria checks 3/6

San ju San Financial GroupInc's earnings have been declining at an average annual rate of -30.5%, while the Banks industry saw earnings growing at 4.9% annually. Revenues have been growing at an average rate of 0.6% per year. San ju San Financial GroupInc's return on equity is 3.1%, and it has net margins of 9.8%.

Key information

-30.5%

Earnings growth rate

-30.5%

EPS growth rate

Banks Industry Growth4.1%
Revenue growth rate0.6%
Return on equity3.1%
Net Margin9.8%
Next Earnings Update09 May 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown
Beta

How San ju San Financial GroupInc makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

TSE:7322 Revenue, expenses and earnings (JPY Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 2365,2696,41137,4720
30 Sep 2364,6166,58937,5650
30 Jun 2364,3085,99337,5690
31 Mar 2364,7196,33237,4740
31 Dec 2264,7096,00838,1410
30 Sep 2266,1235,16438,6940
30 Jun 2266,8995,02940,0280
31 Mar 2266,6574,55942,5120
31 Dec 2169,7346,22842,4620
30 Sep 2168,2594,94142,8540
30 Jun 2167,4124,55541,9940
31 Mar 2166,3243,83639,9440
31 Dec 2063,8491,80839,9440
30 Sep 2064,1603,06639,5270
30 Jun 2065,7484,34239,3900
31 Mar 2064,3703,81139,3900
31 Dec 1964,5135,13139,1120
30 Sep 1963,9084,96338,9390
30 Jun 1962,8274,89838,8850
31 Mar 1963,66351,93738,7670

Quality Earnings: 7322 has high quality earnings.

Growing Profit Margin: 7322's current net profit margins (9.8%) are higher than last year (9.3%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: 7322's earnings have declined by 30.5% per year over the past 5 years.

Accelerating Growth: 7322's earnings growth over the past year (6.7%) exceeds its 5-year average (-30.5% per year).

Earnings vs Industry: 7322 earnings growth over the past year (6.7%) did not outperform the Banks industry 8.6%.


Return on Equity

High ROE: 7322's Return on Equity (3.1%) is considered low.


Return on Assets


Return on Capital Employed


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