San ju San Financial Group,Inc.

TSE:7322 Stock Report

Market Cap: JP¥58.9b

San ju San Financial GroupInc Past Earnings Performance

Past criteria checks 4/6

San ju San Financial GroupInc has been growing earnings at an average annual rate of 13.7%, while the Banks industry saw earnings growing at 7.3% annually. Revenues have been growing at an average rate of 0.4% per year. San ju San Financial GroupInc's return on equity is 3.7%, and it has net margins of 11.5%.

Key information

13.7%

Earnings growth rate

13.7%

EPS growth rate

Banks Industry Growth4.1%
Revenue growth rate0.4%
Return on equity3.7%
Net Margin11.5%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

San ju San Financial GroupInc (TSE:7322) Is Paying Out A Larger Dividend Than Last Year

Dec 07
San ju San Financial GroupInc (TSE:7322) Is Paying Out A Larger Dividend Than Last Year

San ju San Financial GroupInc (TSE:7322) Has Announced A Dividend Of ¥37.00

Sep 19
San ju San Financial GroupInc (TSE:7322) Has Announced A Dividend Of ¥37.00

San ju San Financial GroupInc (TSE:7322) Has Announced A Dividend Of ¥37.00

Jul 26
San ju San Financial GroupInc (TSE:7322) Has Announced A Dividend Of ¥37.00

San ju San Financial GroupInc (TSE:7322) Has Announced A Dividend Of ¥37.00

Jul 12
San ju San Financial GroupInc (TSE:7322) Has Announced A Dividend Of ¥37.00

Revenue & Expenses Breakdown

How San ju San Financial GroupInc makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

TSE:7322 Revenue, expenses and earnings (JPY Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2467,5347,79236,8290
30 Jun 2466,7427,08736,9700
31 Mar 2466,6766,90437,1860
31 Dec 2365,2696,28437,4720
30 Sep 2364,6166,46237,5650
30 Jun 2364,3085,86637,5690
31 Mar 2364,7196,20537,4740
31 Dec 2264,7096,00838,1410
30 Sep 2266,1235,16438,6940
30 Jun 2266,8995,02940,0280
31 Mar 2266,6574,55942,5120
31 Dec 2169,7346,22842,4620
30 Sep 2168,2594,94142,8540
30 Jun 2167,4124,55541,9940
31 Mar 2166,3243,83639,9440
31 Dec 2063,8491,80839,9440
30 Sep 2064,1603,06639,5270
30 Jun 2065,7484,34239,3900
31 Mar 2064,3703,81139,3900
31 Dec 1964,5135,13139,1120
30 Sep 1963,9084,96338,9390
30 Jun 1962,8274,89838,8850
31 Mar 1963,66351,93738,7670

Quality Earnings: 7322 has high quality earnings.

Growing Profit Margin: 7322's current net profit margins (11.5%) are higher than last year (10%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: 7322's earnings have grown by 13.7% per year over the past 5 years.

Accelerating Growth: 7322's earnings growth over the past year (20.6%) exceeds its 5-year average (13.7% per year).

Earnings vs Industry: 7322 earnings growth over the past year (20.6%) did not outperform the Banks industry 22.6%.


Return on Equity

High ROE: 7322's Return on Equity (3.7%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/25 16:11
End of Day Share Price 2024/12/25 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

San ju San Financial Group,Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution