San ju San Financial GroupInc Balance Sheet Health
Financial Health criteria checks 3/6
San ju San Financial GroupInc has total assets of ¥4,516.8B and total equity of ¥205.0B. Total deposits are ¥3,882.0B, and total loans are ¥2,916.3B earning a Net Interest Margin of 0.8%. It has insufficient allowance for bad loans, which are currently at 2.4% of total loans. Cash and short-term investments are ¥494.5B.
Key information
22x
Asset to equity ratio
0.8%
Net interest margin
Total deposits | JP¥3.88t |
Loan to deposit ratio | Appropriate |
Bad loans | 2.4% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥494.51b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 7322's Assets to Equity ratio (22x) is very high.
Allowance for Bad Loans: 7322 has a low allowance for bad loans (35%).
Low Risk Liabilities: 90% of 7322's liabilities are made up of primarily low risk sources of funding.
Loan Level: 7322 has an appropriate level of Loans to Assets ratio (65%).
Low Risk Deposits: 7322's Loans to Deposits ratio (75%) is appropriate.
Level of Bad Loans: 7322 has a high level of bad loans (2.4%).