Shimane BankLtd Balance Sheet Health
Financial Health criteria checks 4/6
Shimane BankLtd has total assets of ¥550.0B and total equity of ¥17.9B. Total deposits are ¥507.2B, and total loans are ¥369.7B earning a Net Interest Margin of 1%. It has insufficient allowance for bad loans, which are currently at 2% of total loans. Cash and short-term investments are ¥35.6B.
Key information
30.7x
Asset to equity ratio
1.0%
Net interest margin
| Total deposits | JP¥507.16b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.0% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥35.63b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 7150's Assets to Equity ratio (30.7x) is very high.
Allowance for Bad Loans: 7150 has a low allowance for bad loans (45%).
Low Risk Liabilities: 95% of 7150's liabilities are made up of primarily low risk sources of funding.
Loan Level: 7150 has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: 7150's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: 7150 has an appropriate level of bad loans (2%).