Shimane BankLtd Balance Sheet Health
Financial Health criteria checks 3/6
Shimane BankLtd has total assets of ¥559.5B and total equity of ¥19.1B. Total deposits are ¥515.7B, and total loans are ¥379.0B earning a Net Interest Margin of 1%. It has insufficient allowance for bad loans, which are currently at 2% of total loans. Cash and short-term investments are ¥31.5B.
Key information
29.3x
Asset to equity ratio
1.0%
Net interest margin
| Total deposits | JP¥515.75b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.0% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥31.50b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 7150's Assets to Equity ratio (29.3x) is very high.
Allowance for Bad Loans: 7150 has a low allowance for bad loans (41%).
Low Risk Liabilities: 95% of 7150's liabilities are made up of primarily low risk sources of funding.
Loan Level: 7150 has an appropriate level of Loans to Assets ratio (68%).
Low Risk Deposits: 7150's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: 7150 has a high level of bad loans (2%).