Minami-Nippon BankLtd Balance Sheet Health
Financial Health criteria checks 3/6
Minami-Nippon BankLtd has total assets of ¥836.0B and total equity of ¥40.7B. Total deposits are ¥780.8B, and total loans are ¥579.4B earning a Net Interest Margin of 1.6%. It has insufficient allowance for bad loans, which are currently at 5.1% of total loans. Cash and short-term investments are ¥144.0B.
Key information
20.5x
Asset to equity ratio
1.6%
Net interest margin
| Total deposits | JP¥780.75b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 5.1% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥144.03b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8554's Assets to Equity ratio (20.5x) is very high.
Allowance for Bad Loans: 8554 has a low allowance for bad loans (36%).
Low Risk Liabilities: 98% of 8554's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8554 has an appropriate level of Loans to Assets ratio (69%).
Low Risk Deposits: 8554's Loans to Deposits ratio (74%) is appropriate.
Level of Bad Loans: 8554 has a high level of bad loans (5.1%).