Minami-Nippon BankLtd Balance Sheet Health
Financial Health criteria checks 3/6
Minami-Nippon BankLtd has total assets of ¥831.8B and total equity of ¥40.1B. Total deposits are ¥782.1B, and total loans are ¥566.6B earning a Net Interest Margin of 1.5%. It has insufficient allowance for bad loans, which are currently at 5.1% of total loans. Cash and short-term investments are ¥154.5B.
Key information
20.7x
Asset to equity ratio
1.5%
Net interest margin
Total deposits | JP¥782.07b |
Loan to deposit ratio | Appropriate |
Bad loans | 5.1% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥154.54b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8554's Assets to Equity ratio (20.7x) is very high.
Allowance for Bad Loans: 8554 has a low allowance for bad loans (37%).
Low Risk Liabilities: 99% of 8554's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8554 has an appropriate level of Loans to Assets ratio (68%).
Low Risk Deposits: 8554's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: 8554 has a high level of bad loans (5.1%).