First Insurance Past Earnings Performance
Past criteria checks 3/6
First Insurance's earnings have been declining at an average annual rate of -3%, while the Insurance industry saw earnings growing at 9.5% annually. Revenues have been growing at an average rate of 18.6% per year. First Insurance's return on equity is 8.7%, and it has net margins of 3.9%.
Key information
-3.0%
Earnings growth rate
-3.0%
EPS growth rate
| Insurance Industry Growth | 8.2% |
| Revenue growth rate | 18.6% |
| Return on equity | 8.7% |
| Net Margin | 3.9% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How First Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 75 | 3 | 5 | 0 |
| 30 Sep 23 | 37 | 3 | 6 | 0 |
| 30 Jun 23 | 36 | 2 | 6 | 0 |
| 31 Mar 23 | 35 | 2 | 5 | 0 |
| 31 Dec 22 | 68 | 0 | 4 | 0 |
| 30 Sep 22 | 57 | 3 | 5 | 0 |
| 30 Jun 22 | 43 | 2 | 5 | 0 |
| 31 Mar 22 | 28 | 2 | 5 | 0 |
| 31 Dec 21 | 27 | 2 | 5 | 0 |
| 30 Sep 21 | 27 | 1 | 5 | 0 |
| 30 Jun 21 | 29 | 2 | 5 | 0 |
| 31 Mar 21 | 29 | 2 | 5 | 0 |
| 31 Dec 20 | 27 | 2 | 5 | 0 |
| 30 Sep 20 | 28 | 2 | 5 | 0 |
| 30 Jun 20 | 27 | 2 | 5 | 0 |
| 31 Mar 20 | 28 | 2 | 5 | 0 |
| 31 Dec 19 | 27 | 2 | 5 | 0 |
| 30 Sep 19 | 26 | 3 | 5 | 0 |
| 30 Jun 19 | 25 | 3 | 5 | 0 |
| 31 Mar 19 | 24 | 3 | 5 | 0 |
| 31 Dec 18 | 23 | 3 | 4 | 0 |
| 30 Sep 18 | 23 | 3 | 5 | 0 |
| 30 Jun 18 | 23 | 3 | 5 | 0 |
| 31 Mar 18 | 23 | 3 | 4 | 0 |
| 31 Dec 17 | 23 | 3 | 4 | 0 |
| 30 Sep 17 | 22 | 2 | 4 | 0 |
| 30 Jun 17 | 22 | 2 | 4 | 0 |
| 31 Mar 17 | 22 | 2 | 4 | 0 |
| 31 Dec 16 | 20 | 2 | 4 | 0 |
| 30 Sep 16 | 20 | 2 | 5 | 0 |
| 30 Jun 16 | 19 | 1 | 5 | 0 |
| 31 Mar 16 | 18 | 1 | 5 | 0 |
| 31 Dec 15 | 18 | 1 | 4 | 0 |
| 30 Sep 15 | 16 | 1 | 3 | 0 |
| 30 Jun 15 | 15 | 2 | 3 | 0 |
| 31 Mar 15 | 14 | 2 | 3 | 0 |
| 31 Dec 14 | 14 | 2 | 2 | 0 |
| 30 Sep 14 | 14 | 1 | 2 | 0 |
| 30 Jun 14 | 13 | 1 | 2 | 0 |
| 31 Mar 14 | 13 | 1 | 2 | 0 |
| 31 Dec 13 | 12 | 1 | 2 | 0 |
| 30 Sep 13 | 12 | 1 | 2 | 0 |
| 30 Jun 13 | 11 | 1 | 2 | 0 |
Quality Earnings: FINS has a large one-off gain of JOD653.6K impacting its last 12 months of financial results to 31st December, 2023.
Growing Profit Margin: FINS's current net profit margins (3.9%) are higher than last year (0.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: FINS's earnings have declined by 3% per year over the past 5 years.
Accelerating Growth: FINS's earnings growth over the past year (651.3%) exceeds its 5-year average (-3% per year).
Earnings vs Industry: FINS earnings growth over the past year (651.3%) exceeded the Insurance industry 20.7%.
Return on Equity
High ROE: FINS's Return on Equity (8.7%) is considered low.