First Insurance Past Earnings Performance
Past criteria checks 3/6
First Insurance has been growing earnings at an average annual rate of 12.4%, while the Insurance industry saw earnings growing at 6.5% annually. Revenues have been growing at an average rate of 3.1% per year. First Insurance's return on equity is 8.4%, and it has net margins of 8%.
Key information
12.37%
Earnings growth rate
12.37%
EPS growth rate
| Insurance Industry Growth | 8.18% |
| Revenue growth rate | 3.12% |
| Return on equity | 8.39% |
| Net Margin | 8.01% |
| Last Earnings Update | 31 Mar 2025 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How First Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 25 | 40 | 3 | 7 | 0 |
| 31 Dec 24 | 38 | 3 | 6 | 0 |
| 30 Sep 24 | 29 | 3 | 6 | 0 |
| 30 Jun 24 | 29 | 3 | 6 | 0 |
| 31 Mar 24 | 30 | 3 | 6 | 0 |
| 31 Dec 23 | 36 | 3 | 6 | 0 |
| 30 Sep 23 | 9 | 1 | 5 | 0 |
| 30 Jun 23 | 17 | 1 | 5 | 0 |
| 31 Mar 23 | 36 | 1 | 4 | 0 |
| 31 Dec 22 | 32 | 0 | 4 | 0 |
| 30 Sep 22 | 57 | 3 | 5 | 0 |
| 30 Jun 22 | 43 | 2 | 5 | 0 |
| 31 Mar 22 | 28 | 2 | 5 | 0 |
| 31 Dec 21 | 27 | 2 | 5 | 0 |
| 30 Sep 21 | 27 | 1 | 5 | 0 |
| 30 Jun 21 | 29 | 2 | 5 | 0 |
| 31 Mar 21 | 29 | 2 | 5 | 0 |
| 31 Dec 20 | 27 | 2 | 5 | 0 |
| 30 Sep 20 | 28 | 2 | 5 | 0 |
| 30 Jun 20 | 27 | 2 | 5 | 0 |
| 31 Mar 20 | 28 | 2 | 5 | 0 |
| 31 Dec 19 | 27 | 2 | 5 | 0 |
| 30 Sep 19 | 26 | 3 | 5 | 0 |
| 30 Jun 19 | 25 | 3 | 5 | 0 |
| 31 Mar 19 | 24 | 3 | 5 | 0 |
| 31 Dec 18 | 23 | 3 | 4 | 0 |
| 30 Sep 18 | 23 | 3 | 5 | 0 |
| 30 Jun 18 | 23 | 3 | 5 | 0 |
| 31 Mar 18 | 23 | 3 | 4 | 0 |
| 31 Dec 17 | 23 | 3 | 4 | 0 |
| 30 Sep 17 | 22 | 2 | 4 | 0 |
| 30 Jun 17 | 22 | 2 | 4 | 0 |
| 31 Mar 17 | 22 | 2 | 4 | 0 |
| 31 Dec 16 | 20 | 2 | 4 | 0 |
| 30 Sep 16 | 20 | 2 | 5 | 0 |
| 30 Jun 16 | 19 | 1 | 5 | 0 |
| 31 Mar 16 | 18 | 1 | 5 | 0 |
| 31 Dec 15 | 18 | 1 | 4 | 0 |
| 30 Sep 15 | 16 | 1 | 3 | 0 |
| 30 Jun 15 | 15 | 2 | 3 | 0 |
| 31 Mar 15 | 14 | 2 | 3 | 0 |
| 31 Dec 14 | 14 | 2 | 2 | 0 |
| 30 Sep 14 | 14 | 1 | 2 | 0 |
| 30 Jun 14 | 13 | 1 | 2 | 0 |
Quality Earnings: FINS has high quality earnings.
Growing Profit Margin: FINS's current net profit margins (8%) are lower than last year (9.8%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: FINS's earnings have grown by 12.4% per year over the past 5 years.
Accelerating Growth: FINS's earnings growth over the past year (7.6%) is below its 5-year average (12.4% per year).
Earnings vs Industry: FINS earnings growth over the past year (7.6%) exceeded the Insurance industry 7.3%.
Return on Equity
High ROE: FINS's Return on Equity (8.4%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/13 20:01 |
| End of Day Share Price | 2025/05/13 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
First Insurance Company is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.