First Insurance Company

ASE:FINS Stock Report

Market Cap: د.أ20.4m

First Insurance Past Earnings Performance

Past criteria checks 4/6

First Insurance has been growing earnings at an average annual rate of 3.2%, while the Insurance industry saw earnings growing at 4.3% annually. Revenues have been growing at an average rate of 25.8% per year. First Insurance's return on equity is 8.3%, and it has net margins of 4%.

Key information

3.2%

Earnings growth rate

3.2%

EPS growth rate

Insurance Industry Growth8.2%
Revenue growth rate25.8%
Return on equity8.3%
Net Margin4.0%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How First Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

ASE:FINS Revenue, expenses and earnings (JOD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2475350
30 Jun 2475350
31 Mar 2476350
31 Dec 2375350
30 Sep 2345150
30 Jun 2353150
31 Mar 2372140
31 Dec 2268040
30 Sep 2257350
30 Jun 2243250
31 Mar 2228250
31 Dec 2127250
30 Sep 2127150
30 Jun 2129250
31 Mar 2129250
31 Dec 2027250
30 Sep 2028250
30 Jun 2027250
31 Mar 2028250
31 Dec 1927250
30 Sep 1926350
30 Jun 1925350
31 Mar 1924350
31 Dec 1823340
30 Sep 1823350
30 Jun 1823350
31 Mar 1823340
31 Dec 1723340
30 Sep 1722240
30 Jun 1722240
31 Mar 1722240
31 Dec 1620240
30 Sep 1620250
30 Jun 1619150
31 Mar 1618150
31 Dec 1518140
30 Sep 1516130
30 Jun 1515230
31 Mar 1514230
31 Dec 1414220
30 Sep 1414120
30 Jun 1413120
31 Mar 1413120
31 Dec 1312120

Quality Earnings: FINS has a large one-off gain of JOD653.6K impacting its last 12 months of financial results to 30th September, 2024.

Growing Profit Margin: FINS's current net profit margins (4%) are higher than last year (2.3%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: FINS's earnings have grown by 3.2% per year over the past 5 years.

Accelerating Growth: FINS's earnings growth over the past year (186.3%) exceeds its 5-year average (3.2% per year).

Earnings vs Industry: FINS earnings growth over the past year (186.3%) exceeded the Insurance industry -9.8%.


Return on Equity

High ROE: FINS's Return on Equity (8.3%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 12:14
End of Day Share Price 2024/12/22 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

First Insurance Company is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

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