UCFI

United Financial InvestmentsASE:UCFI Stock Report

Market Cap

د.أ6.1m

7D

10.1%

1Y

28.8%

Updated

17 Sep, 2021

Data

Company Financials
UCFI fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance0/6
Financial Health3/6
Dividends0/6

UCFI Overview

United Financial Investments PLC provides financial services in Jordan.

Price History & Performance

Summary of all time highs, changes and price drops for United Financial Investments
Historical stock prices
Current Share Priceد.أ0.76
52 Week Highد.أ0.54
52 Week Lowد.أ0.76
Beta-0.031
1 Month Change10.15%
3 Month Change7.04%
1 Year Change28.81%
3 Year Change33.33%
5 Year Change-24.00%
Change since IPO237.78%

Recent News & Updates

Shareholder Returns

UCFIJO Capital MarketsJO Market
7D10.1%-1.3%-0.4%
1Y28.8%5.1%36.5%

Return vs Industry: UCFI exceeded the JO Capital Markets industry which returned 5.1% over the past year.

Return vs Market: UCFI underperformed the JO Market which returned 36.5% over the past year.

Price Volatility

Is UCFI's price volatile compared to industry and market?
UCFI volatility
UCFI Beta-0.031
Industry Beta0.33
Market Beta1

Stable Share Price: Insufficient data to determine UCFI's volatility over the past 3 months.

Volatility Over Time: Insufficient data to determine UCFI's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
1980n/aNaser Mohammad Abdul Al Amadhttps://www.ufico.com

United Financial Investments PLC provides financial services in Jordan. It specializes in financial intermediation, as well as research and consulting in the field of financial markets. The company was founded in 1980 and is based in Amman, Jordan.

United Financial Investments Fundamentals Summary

How do United Financial Investments's earnings and revenue compare to its market cap?
UCFI fundamental statistics
Market Capد.أ6.08m
Earnings (TTM)-د.أ405.61k
Revenue (TTM)د.أ427.70k

14.2x

P/S Ratio

-15.0x

P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
UCFI income statement (TTM)
Revenueد.أ427.70k
Cost of Revenueد.أ19.23k
Gross Profitد.أ408.48k
Expensesد.أ814.09k
Earnings-د.أ405.61k

Last Reported Earnings

Sep 30, 2020

Next Earnings Date

n/a

Earnings per share (EPS)-0.049
Gross Margin95.50%
Net Profit Margin-94.83%
Debt/Equity Ratio7.7%

How did UCFI perform over the long term?

See historical performance and comparison

Valuation

Is United Financial Investments undervalued compared to its fair value and its price relative to the market?

0.71x

Price to Book (PB) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate UCFI's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate UCFI's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: UCFI is unprofitable, so we can't compare its PE Ratio to the Asian Capital Markets industry average.

PE vs Market: UCFI is unprofitable, so we can't compare its PE Ratio to the JO market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate UCFI's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: UCFI's PB Ratio (0.7x) is in line with the JO Capital Markets industry average.


Future Growth

How is United Financial Investments forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

13.2%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as United Financial Investments has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has United Financial Investments performed over the past 5 years?

-22.6%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: UCFI is currently unprofitable.

Growing Profit Margin: UCFI is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: UCFI is unprofitable, and losses have increased over the past 5 years at a rate of 22.6% per year.

Accelerating Growth: Unable to compare UCFI's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: UCFI is unprofitable, making it difficult to compare its past year earnings growth to the Capital Markets industry (65.5%).


Return on Equity

High ROE: UCFI has a negative Return on Equity (-4.75%), as it is currently unprofitable.


Financial Health

How is United Financial Investments's financial position?


Financial Position Analysis

Short Term Liabilities: UCFI's short term assets (JOD6.2M) exceed its short term liabilities (JOD2.1M).

Long Term Liabilities: UCFI's short term assets (JOD6.2M) exceed its long term liabilities (JOD420.0K).


Debt to Equity History and Analysis

Debt Level: UCFI's debt to equity ratio (7.7%) is considered satisfactory.

Reducing Debt: Insufficient data to determine if UCFI's debt to equity ratio has reduced over the past 5 years.

Debt Coverage: UCFI's operating cash flow is negative, therefore debt is not well covered.

Interest Coverage: Insufficient data to determine if UCFI's interest payments on its debt are well covered by EBIT.


Balance Sheet


Dividend

What is United Financial Investments's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate UCFI's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate UCFI's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if UCFI's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if UCFI's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: UCFI is not paying a notable dividend for the JO market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of UCFI's dividend in 3 years as they are not forecast to pay a notable one for the JO market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

16.3yrs

Average board tenure


CEO

Naser Mohammad Abdul Al Amad (59 yo)

no data

Tenure

د.أ137,933

Compensation

Mr. Naser Mohammad Abdul Ghani Al Amad serves as the Chief Executive Officer and General Manager of United Financial Investments and has been its Director since April 1, 1994. Mr. Al-Amad serves as the Cha...


Board Members

Experienced Board: UCFI's board of directors are seasoned and experienced ( 16.3 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

United Financial Investments PLC's employee growth, exchange listings and data sources


Key Information

  • Name: United Financial Investments PLC
  • Ticker: UCFI
  • Exchange: ASE
  • Founded: 1980
  • Industry: Investment Banking and Brokerage
  • Sector: Diversified Financials
  • Market Cap: د.أ6.080m
  • Shares outstanding: 8.00m
  • Website: https://www.ufico.com

Location

  • United Financial Investments PLC
  • PO Box 927250
  • Amman
  • 11192
  • Jordan

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/09/17 11:32
End of Day Share Price2021/09/15 00:00
Earnings2020/09/30
Annual Earnings2019/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.