Jordan Islamic Bank Past Earnings Performance
Past criteria checks 5/6
Jordan Islamic Bank has been growing earnings at an average annual rate of 3.4%, while the Banks industry saw earnings growing at 10.8% annually. Revenues have been growing at an average rate of 2.1% per year. Jordan Islamic Bank's return on equity is 11.8%, and it has net margins of 34.5%.
Key information
3.4%
Earnings growth rate
3.4%
EPS growth rate
| Banks Industry Growth | 3.8% |
| Revenue growth rate | 2.1% |
| Return on equity | 11.8% |
| Net Margin | 34.5% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Jordan Islamic Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 185 | 64 | 53 | 0 |
| 30 Jun 24 | 182 | 63 | 52 | 0 |
| 31 Mar 24 | 182 | 63 | 52 | 0 |
| 31 Dec 23 | 183 | 62 | 53 | 0 |
| 30 Sep 23 | 177 | 59 | 53 | 0 |
| 30 Jun 23 | 179 | 60 | 53 | 0 |
| 31 Mar 23 | 183 | 61 | 54 | 0 |
| 31 Dec 22 | 183 | 61 | 53 | 0 |
| 30 Sep 22 | 185 | 61 | 53 | 0 |
| 30 Jun 22 | 185 | 61 | 52 | 0 |
| 31 Mar 22 | 183 | 60 | 51 | 0 |
| 31 Dec 21 | 179 | 59 | 51 | 0 |
| 30 Sep 21 | 178 | 59 | 51 | 0 |
| 30 Jun 21 | 172 | 56 | 51 | 0 |
| 31 Mar 21 | 168 | 54 | 51 | 0 |
| 31 Dec 20 | 167 | 52 | 51 | 0 |
| 30 Sep 20 | 172 | 56 | 51 | 0 |
| 30 Jun 20 | 175 | 57 | 51 | 0 |
| 31 Mar 20 | 173 | 56 | 52 | 0 |
| 31 Dec 19 | 167 | 54 | 52 | 0 |
| 30 Sep 19 | 161 | 53 | 54 | 0 |
| 30 Jun 19 | 154 | 51 | 54 | 0 |
| 31 Mar 19 | 149 | 50 | 52 | 0 |
| 31 Dec 18 | 147 | 50 | 52 | 0 |
| 30 Sep 18 | 146 | 52 | 51 | 0 |
| 30 Jun 18 | 146 | 52 | 50 | 0 |
| 31 Mar 18 | 147 | 53 | 50 | 0 |
| 31 Dec 17 | 147 | 54 | 49 | 0 |
| 30 Sep 17 | 144 | 51 | 49 | 0 |
| 30 Jun 17 | 146 | 52 | 48 | 0 |
| 31 Mar 17 | 147 | 53 | 48 | 0 |
| 31 Dec 16 | 148 | 54 | 48 | 0 |
| 30 Sep 16 | 148 | 55 | 47 | 0 |
| 30 Jun 16 | 144 | 52 | 48 | 0 |
| 31 Mar 16 | 139 | 49 | 47 | 0 |
| 31 Dec 15 | 134 | 49 | 45 | 0 |
| 30 Sep 15 | 129 | 47 | 44 | 0 |
| 30 Jun 15 | 123 | 47 | 41 | 0 |
| 31 Mar 15 | 119 | 46 | 40 | 0 |
| 31 Dec 14 | 116 | 45 | 39 | 0 |
| 30 Sep 14 | 113 | 42 | 38 | 0 |
| 30 Jun 14 | 114 | 43 | 38 | 0 |
| 31 Mar 14 | 117 | 45 | 38 | 0 |
Quality Earnings: JOIB has high quality earnings.
Growing Profit Margin: JOIB's current net profit margins (34.5%) are higher than last year (33.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: JOIB's earnings have grown by 3.4% per year over the past 5 years.
Accelerating Growth: JOIB's earnings growth over the past year (7.6%) exceeds its 5-year average (3.4% per year).
Earnings vs Industry: JOIB earnings growth over the past year (7.6%) exceeded the Banks industry 6.9%.
Return on Equity
High ROE: JOIB's Return on Equity (11.8%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/01 02:52 |
| End of Day Share Price | 2025/01/30 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Jordan Islamic Bank is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Riham Al-Masri | Amwal Invest PLC |
| Jaap Meijer | Arqaam Capital Research Offshore S.A.L. |