Jordan Islamic Bank Past Earnings Performance
Past criteria checks 3/6
Jordan Islamic Bank has been growing earnings at an average annual rate of 4.1%, while the Banks industry saw earnings growing at 8.2% annually. Revenues have been growing at an average rate of 3.7% per year. Jordan Islamic Bank's return on equity is 11.7%, and it has net margins of 34%.
Key information
4.1%
Earnings growth rate
4.1%
EPS growth rate
| Banks Industry Growth | 3.8% |
| Revenue growth rate | 3.7% |
| Return on equity | 11.7% |
| Net Margin | 34.0% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Jordan Islamic Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 183 | 62 | 53 | 0 |
| 30 Sep 23 | 176 | 59 | 53 | 0 |
| 30 Jun 23 | 178 | 60 | 54 | 0 |
| 31 Mar 23 | 183 | 61 | 54 | 0 |
| 31 Dec 22 | 183 | 61 | 53 | 0 |
| 30 Sep 22 | 185 | 61 | 53 | 0 |
| 30 Jun 22 | 185 | 61 | 52 | 0 |
| 31 Mar 22 | 183 | 60 | 51 | 0 |
| 31 Dec 21 | 179 | 59 | 51 | 0 |
| 30 Sep 21 | 178 | 59 | 51 | 0 |
| 30 Jun 21 | 172 | 56 | 51 | 0 |
| 31 Mar 21 | 168 | 54 | 51 | 0 |
| 31 Dec 20 | 167 | 52 | 51 | 0 |
| 30 Sep 20 | 172 | 56 | 51 | 0 |
| 30 Jun 20 | 175 | 57 | 51 | 0 |
| 31 Mar 20 | 173 | 56 | 52 | 0 |
| 31 Dec 19 | 167 | 54 | 52 | 0 |
| 30 Sep 19 | 161 | 53 | 54 | 0 |
| 30 Jun 19 | 154 | 51 | 54 | 0 |
| 31 Mar 19 | 149 | 50 | 52 | 0 |
| 31 Dec 18 | 147 | 50 | 52 | 0 |
| 30 Sep 18 | 146 | 52 | 51 | 0 |
| 30 Jun 18 | 146 | 52 | 50 | 0 |
| 31 Mar 18 | 147 | 53 | 50 | 0 |
| 31 Dec 17 | 147 | 54 | 49 | 0 |
| 30 Sep 17 | 144 | 51 | 49 | 0 |
| 30 Jun 17 | 146 | 52 | 48 | 0 |
| 31 Mar 17 | 147 | 53 | 48 | 0 |
| 31 Dec 16 | 148 | 54 | 48 | 0 |
| 30 Sep 16 | 148 | 55 | 47 | 0 |
| 30 Jun 16 | 144 | 52 | 48 | 0 |
| 31 Mar 16 | 139 | 49 | 47 | 0 |
| 31 Dec 15 | 134 | 49 | 45 | 0 |
| 30 Sep 15 | 129 | 47 | 44 | 0 |
| 30 Jun 15 | 123 | 47 | 41 | 0 |
| 31 Mar 15 | 119 | 46 | 40 | 0 |
| 31 Dec 14 | 116 | 45 | 39 | 0 |
| 30 Sep 14 | 113 | 42 | 38 | 0 |
| 30 Jun 14 | 114 | 43 | 38 | 0 |
| 31 Mar 14 | 117 | 45 | 38 | 0 |
| 31 Dec 13 | 116 | 45 | 38 | 0 |
| 30 Sep 13 | 112 | 44 | 37 | 0 |
| 30 Jun 13 | 108 | 42 | 36 | 0 |
Quality Earnings: JOIB has high quality earnings.
Growing Profit Margin: JOIB's current net profit margins (34%) are higher than last year (33.3%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: JOIB's earnings have grown by 4.1% per year over the past 5 years.
Accelerating Growth: JOIB's earnings growth over the past year (2%) is below its 5-year average (4.1% per year).
Earnings vs Industry: JOIB earnings growth over the past year (2%) did not outperform the Banks industry 6.3%.
Return on Equity
High ROE: JOIB's Return on Equity (11.7%) is considered low.