SCIUSD Stock Overview

A specialty credit investment company, provides non-traditional debt financing to medium-sized firms in the Caribbean region. More details

SCIUSD fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	0/6
Past Performance	4/6
Financial Health	0/6
Dividends	3/6

Rewards

Price-To-Earnings ratio (4.6x) is below the JM market (16.9x)

Earnings grew by 139.9% over the past year

Risk Analysis

Interest payments are not well covered by earnings

High level of non-cash earnings

Dividend of 6.68% is not well covered by free cash flows

Does not have a meaningful market cap ($7B)

My Notes

Capture your thoughts, links and company narrative

Sygnus Credit Investments Limited Competitors

Dolla Financial Services

JMSE:DOLLA

JA$7.5b

Access Financial Services

JMSE:AFS

JA$4.9b

VM Investments

JMSE:VMIL

JA$3.8b

Eppley

JMSE:EPLY

JA$6.3b

Price History & Performance

Summary of share price highs, lows and changes for Sygnus Credit Investments
Historical stock prices
Current Share Price	JA$0.07
52 Week High	JA$0.10
52 Week Low	JA$0.06
Beta	0.28
1 Month Change	0.14%
3 Month Change	9.38%
1 Year Change	-12.61%
3 Year Change	n/a
5 Year Change	-50.00%
Change since IPO	-12.50%

Recent updates

Shareholder Returns

	SCIUSD	JM Diversified Financial	JM Market
7D	0%	-0.7%	3.3%
1Y	-12.6%	-4.3%	1.6%

Return vs Industry: SCIUSD underperformed the JM Diversified Financial industry which returned -4.3% over the past year.

Return vs Market: SCIUSD underperformed the JM Market which returned 1.6% over the past year.

Price Volatility

Is SCIUSD's price volatile compared to industry and market?
SCIUSD volatility
SCIUSD Average Weekly Movement	8.8%
Diversified Financial Industry Average Movement	11.6%
Market Average Movement	7.5%
10% most volatile stocks in JM Market	15.0%
10% least volatile stocks in JM Market	4.8%

Stable Share Price: SCIUSD has not had significant price volatility in the past 3 months compared to the JM market.

Volatility Over Time: SCIUSD's weekly volatility (9%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
2017	n/a	n/a	sygnusgroup.com/alternative-investment-platform/sygnus-credit-investments/

Sygnus Credit Investments Limited, a specialty credit investment company, provides non-traditional debt financing to medium-sized firms in the Caribbean region. The company invests in private credit instruments, including bilateral notes and bonds, preference shares, asset-backed debt, mezzanine debt, convertible debt, and other forms of structured private credit instruments. It also offers finance raising, and alternative investment platform services.

Sygnus Credit Investments Limited Fundamentals Summary

How do Sygnus Credit Investments's earnings and revenue compare to its market cap?
SCIUSD fundamental statistics
Market cap	US$44.06m
Earnings (TTM)	US$10.20m
Revenue (TTM)	US$26.20m

4.6x

P/E Ratio

1.8x

P/S Ratio

Is SCIUSD overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SCIUSD income statement (TTM)
Revenue	US$26.20m
Cost of Revenue	US$0
Gross Profit	US$26.20m
Other Expenses	US$16.00m
Earnings	US$10.20m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	0.018
Gross Margin	100.00%
Net Profit Margin	38.94%
Debt/Equity Ratio	159.0%

How did SCIUSD perform over the long term?

See historical performance and comparison

Dividends

6.7%

Current Dividend Yield

31%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/31 21:14
End of Day Share Price	2024/12/30 00:00
Earnings	2024/09/30
Annual Earnings	2024/06/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Sygnus Credit Investments Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution

Sygnus Credit Investments JMSE:SCIUSD Stock Report