AFS Stock Overview
Provides retail lending services to the micro enterprise sector for personal and business purposes in Jamaica and the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 2/6 |
| Dividends | 1/6 |
Rewards
Risk Analysis
My Notes
Capture your thoughts, links and company narrative
Access Financial Services Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | JA$18.02 |
| 52 Week High | JA$27.49 |
| 52 Week Low | JA$15.00 |
| Beta | 0.094 |
| 1 Month Change | -9.81% |
| 3 Month Change | -2.59% |
| 1 Year Change | -27.86% |
| 3 Year Change | -13.99% |
| 5 Year Change | -45.89% |
| Change since IPO | 62.34% |
Recent News & Updates
Recent updates
Shareholder Returns
| AFS | JM Diversified Financial | JM Market | |
|---|---|---|---|
| 7D | -9.0% | -1.4% | 0.4% |
| 1Y | -27.9% | -2.9% | 4.5% |
Return vs Industry: AFS underperformed the JM Diversified Financial industry which returned -2.9% over the past year.
Return vs Market: AFS underperformed the JM Market which returned 4.5% over the past year.
Price Volatility
| AFS volatility | |
|---|---|
| AFS Average Weekly Movement | 19.8% |
| Diversified Financial Industry Average Movement | 10.9% |
| Market Average Movement | 8.1% |
| 10% most volatile stocks in JM Market | 14.5% |
| 10% least volatile stocks in JM Market | 4.9% |
Stable Share Price: AFS's share price has been volatile over the past 3 months compared to the JM market.
Volatility Over Time: AFS's weekly volatility (20%) has been stable over the past year, but is still higher than 75% of JM stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1995 | n/a | Hugh Campbell | www.accessfinanceonline.com |
Access Financial Services Limited provides retail lending services to the micro enterprise sector for personal and business purposes in Jamaica and the United States. The company offers personal loan products to private and public sector employees primarily for school expenses, home improvement, medical expenses, payment of utility bills, and motor vehicle purchase and repairs. It also provides business loans to micro, small, and medium sized businesses involved in the agriculture, manufacturing, trading, and service sectors for working capital support or to facilitate the purchase of fixed assets.
Access Financial Services Limited Fundamentals Summary
| AFS fundamental statistics | |
|---|---|
| Market cap | JA$4.95b |
| Earnings (TTM) | JA$303.73m |
| Revenue (TTM) | JA$1.79b |
16.3x
P/E Ratio2.8x
P/S RatioIs AFS overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| AFS income statement (TTM) | |
|---|---|
| Revenue | JA$1.79b |
| Cost of Revenue | JA$13.65m |
| Gross Profit | JA$1.78b |
| Other Expenses | JA$1.47b |
| Earnings | JA$303.73m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.11 |
| Gross Margin | 99.24% |
| Net Profit Margin | 16.96% |
| Debt/Equity Ratio | 122.6% |
How did AFS perform over the long term?
See historical performance and comparisonDividends
1.3%
Current Dividend Yield43%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/21 10:43 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Access Financial Services Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|