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AFS logo

Access Financial Services JMSE:AFS Stock Report

Last Price

JA$18.02

Market Cap

JA$4.9b

7D

-9.0%

1Y

-27.9%

Updated

21 Dec, 2024

Data

Company Financials

Access Financial Services Limited

JMSE:AFS Stock Report

Market Cap: JA$4.9b

AFS Stock Overview

Provides retail lending services to the micro enterprise sector for personal and business purposes in Jamaica and the United States. More details

AFS fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance2/6
Financial Health2/6
Dividends1/6

My Notes

Capture your thoughts, links and company narrative

Access Financial Services Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for Access Financial Services
Historical stock prices
Current Share PriceJA$18.02
52 Week HighJA$27.49
52 Week LowJA$15.00
Beta0.094
1 Month Change-9.81%
3 Month Change-2.59%
1 Year Change-27.86%
3 Year Change-13.99%
5 Year Change-45.89%
Change since IPO62.34%

Recent News & Updates

Recent updates

Shareholder Returns

AFSJM Diversified FinancialJM Market
7D-9.0%-1.4%0.4%
1Y-27.9%-2.9%4.5%

Return vs Industry: AFS underperformed the JM Diversified Financial industry which returned -2.9% over the past year.

Return vs Market: AFS underperformed the JM Market which returned 4.5% over the past year.

Price Volatility

Is AFS's price volatile compared to industry and market?
AFS volatility
AFS Average Weekly Movement19.8%
Diversified Financial Industry Average Movement10.9%
Market Average Movement8.1%
10% most volatile stocks in JM Market14.5%
10% least volatile stocks in JM Market4.9%

Stable Share Price: AFS's share price has been volatile over the past 3 months compared to the JM market.

Volatility Over Time: AFS's weekly volatility (20%) has been stable over the past year, but is still higher than 75% of JM stocks.

About the Company

FoundedEmployeesCEOWebsite
1995n/aHugh Campbellwww.accessfinanceonline.com

Access Financial Services Limited provides retail lending services to the micro enterprise sector for personal and business purposes in Jamaica and the United States. The company offers personal loan products to private and public sector employees primarily for school expenses, home improvement, medical expenses, payment of utility bills, and motor vehicle purchase and repairs. It also provides business loans to micro, small, and medium sized businesses involved in the agriculture, manufacturing, trading, and service sectors for working capital support or to facilitate the purchase of fixed assets.

Access Financial Services Limited Fundamentals Summary

How do Access Financial Services's earnings and revenue compare to its market cap?
AFS fundamental statistics
Market capJA$4.95b
Earnings (TTM)JA$303.73m
Revenue (TTM)JA$1.79b

16.3x

P/E Ratio

2.8x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
AFS income statement (TTM)
RevenueJA$1.79b
Cost of RevenueJA$13.65m
Gross ProfitJA$1.78b
Other ExpensesJA$1.47b
EarningsJA$303.73m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)1.11
Gross Margin99.24%
Net Profit Margin16.96%
Debt/Equity Ratio122.6%

How did AFS perform over the long term?

See historical performance and comparison

Dividends

1.3%

Current Dividend Yield

43%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/21 10:43
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Access Financial Services Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution