Access Financial Services Limited

JMSE:AFS Stock Report

Market Cap: JA$4.9b

Access Financial Services Past Earnings Performance

Past criteria checks 2/6

Access Financial Services has been growing earnings at an average annual rate of 9%, while the Diversified Financial industry saw earnings growing at 17.2% annually. Revenues have been growing at an average rate of 1.6% per year. Access Financial Services's return on equity is 9.8%, and it has net margins of 17%.

Key information

9.0%

Earnings growth rate

9.0%

EPS growth rate

Diversified Financial Industry Growth2.3%
Revenue growth rate1.6%
Return on equity9.8%
Net Margin17.0%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Access Financial Services makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

JMSE:AFS Revenue, expenses and earnings (JMD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 241,7913047500
30 Jun 241,7683477270
31 Mar 241,6993407360
31 Dec 231,5994007830
30 Sep 231,5344027490
30 Jun 231,5283177480
31 Mar 231,5193017550
31 Dec 221,6643907480
30 Sep 221,7703917580
30 Jun 221,6524177480
31 Mar 221,5994297330
31 Dec 211,5984037310
30 Sep 211,5133847010
30 Jun 211,4073227150
31 Mar 211,3882667100
31 Dec 201,418899560
30 Sep 201,5321129990
30 Jun 201,6791989980
31 Mar 201,7723301,0030
31 Dec 191,5742318090
30 Sep 191,5883307410
30 Jun 191,5003836620
31 Mar 191,4614465870
31 Dec 181,6257955160
30 Sep 181,5337654850
30 Jun 181,4877564680
31 Mar 181,4507164550
31 Dec 171,3837214460
30 Sep 171,3247044110
30 Jun 171,3457533950
31 Mar 171,2507113680
31 Dec 161,2096783270
30 Sep 161,1316123400
30 Jun 161,0325123290
31 Mar 169934803280
31 Dec 159514352850
30 Sep 159374273050
30 Jun 158964133070
31 Mar 158333653050
31 Dec 147643073060
30 Sep 147313103160
30 Jun 147192962410
31 Mar 147142892960
31 Dec 136712702810

Quality Earnings: AFS has high quality earnings.

Growing Profit Margin: AFS's current net profit margins (17%) are lower than last year (26.2%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: AFS's earnings have grown by 9% per year over the past 5 years.

Accelerating Growth: AFS's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: AFS had negative earnings growth (-24.5%) over the past year, making it difficult to compare to the Diversified Financial industry average (15.8%).

Return on Equity

High ROE: AFS's Return on Equity (9.8%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/28 20:46
End of Day Share Price 2024/12/27 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Access Financial Services Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution