Access Financial Services Past Earnings Performance
Past criteria checks 2/6
Access Financial Services has been growing earnings at an average annual rate of 9%, while the Diversified Financial industry saw earnings growing at 17.2% annually. Revenues have been growing at an average rate of 1.6% per year. Access Financial Services's return on equity is 9.8%, and it has net margins of 17%.
Key information
9.0%
Earnings growth rate
9.0%
EPS growth rate
| Diversified Financial Industry Growth | 2.3% |
| Revenue growth rate | 1.6% |
| Return on equity | 9.8% |
| Net Margin | 17.0% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Access Financial Services makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 1,791 | 304 | 750 | 0 |
| 30 Jun 24 | 1,768 | 347 | 727 | 0 |
| 31 Mar 24 | 1,699 | 340 | 736 | 0 |
| 31 Dec 23 | 1,599 | 400 | 783 | 0 |
| 30 Sep 23 | 1,534 | 402 | 749 | 0 |
| 30 Jun 23 | 1,528 | 317 | 748 | 0 |
| 31 Mar 23 | 1,519 | 301 | 755 | 0 |
| 31 Dec 22 | 1,664 | 390 | 748 | 0 |
| 30 Sep 22 | 1,770 | 391 | 758 | 0 |
| 30 Jun 22 | 1,652 | 417 | 748 | 0 |
| 31 Mar 22 | 1,599 | 429 | 733 | 0 |
| 31 Dec 21 | 1,598 | 403 | 731 | 0 |
| 30 Sep 21 | 1,513 | 384 | 701 | 0 |
| 30 Jun 21 | 1,407 | 322 | 715 | 0 |
| 31 Mar 21 | 1,388 | 266 | 710 | 0 |
| 31 Dec 20 | 1,418 | 89 | 956 | 0 |
| 30 Sep 20 | 1,532 | 112 | 999 | 0 |
| 30 Jun 20 | 1,679 | 198 | 998 | 0 |
| 31 Mar 20 | 1,772 | 330 | 1,003 | 0 |
| 31 Dec 19 | 1,574 | 231 | 809 | 0 |
| 30 Sep 19 | 1,588 | 330 | 741 | 0 |
| 30 Jun 19 | 1,500 | 383 | 662 | 0 |
| 31 Mar 19 | 1,461 | 446 | 587 | 0 |
| 31 Dec 18 | 1,625 | 795 | 516 | 0 |
| 30 Sep 18 | 1,533 | 765 | 485 | 0 |
| 30 Jun 18 | 1,487 | 756 | 468 | 0 |
| 31 Mar 18 | 1,450 | 716 | 455 | 0 |
| 31 Dec 17 | 1,383 | 721 | 446 | 0 |
| 30 Sep 17 | 1,324 | 704 | 411 | 0 |
| 30 Jun 17 | 1,345 | 753 | 395 | 0 |
| 31 Mar 17 | 1,250 | 711 | 368 | 0 |
| 31 Dec 16 | 1,209 | 678 | 327 | 0 |
| 30 Sep 16 | 1,131 | 612 | 340 | 0 |
| 30 Jun 16 | 1,032 | 512 | 329 | 0 |
| 31 Mar 16 | 993 | 480 | 328 | 0 |
| 31 Dec 15 | 951 | 435 | 285 | 0 |
| 30 Sep 15 | 937 | 427 | 305 | 0 |
| 30 Jun 15 | 896 | 413 | 307 | 0 |
| 31 Mar 15 | 833 | 365 | 305 | 0 |
| 31 Dec 14 | 764 | 307 | 306 | 0 |
| 30 Sep 14 | 731 | 310 | 316 | 0 |
| 30 Jun 14 | 719 | 296 | 241 | 0 |
| 31 Mar 14 | 714 | 289 | 296 | 0 |
| 31 Dec 13 | 671 | 270 | 281 | 0 |
Quality Earnings: AFS has high quality earnings.
Growing Profit Margin: AFS's current net profit margins (17%) are lower than last year (26.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: AFS's earnings have grown by 9% per year over the past 5 years.
Accelerating Growth: AFS's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: AFS had negative earnings growth (-24.5%) over the past year, making it difficult to compare to the Diversified Financial industry average (2.4%).
Return on Equity
High ROE: AFS's Return on Equity (9.8%) is considered low.