ISP Stock Overview
ISP Finance Services Limited grants commercial and personal short-term loans in Jamaica.
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 0/6 |
| Past Performance | 5/6 |
| Financial Health | 2/6 |
| Dividends | 0/6 |
ISP Finance Services Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | JA$20.00 |
| 52 Week High | JA$37.85 |
| 52 Week Low | JA$19.55 |
| Beta | 1.15 |
| 11 Month Change | -15.97% |
| 3 Month Change | -26.74% |
| 1 Year Change | -47.16% |
| 33 Year Change | -50.00% |
| 5 Year Change | -20.00% |
| Change since IPO | 27.80% |
Recent News & Updates
Recent updates
Shareholder Returns
| ISP | JM Consumer Finance | JM Market | |
|---|---|---|---|
| 7D | -20.0% | 4.6% | -2.0% |
| 1Y | -47.2% | 35.9% | 1.7% |
Return vs Industry: ISP underperformed the JM Consumer Finance industry which returned 35.9% over the past year.
Return vs Market: ISP underperformed the JM Market which returned 1.7% over the past year.
Price Volatility
| ISP volatility | |
|---|---|
| ISP Average Weekly Movement | 26.4% |
| Consumer Finance Industry Average Movement | 6.0% |
| Market Average Movement | 8.8% |
| 10% most volatile stocks in JM Market | 17.2% |
| 10% least volatile stocks in JM Market | 4.4% |
Stable Share Price: ISP's share price has been volatile over the past 3 months compared to the JM market.
Volatility Over Time: ISP's weekly volatility (26%) has been stable over the past year, but is still higher than 75% of JM stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2007 | 63 | Dennis Smith | www.ispfinanceservices.com |
ISP Finance Services Limited grants commercial and personal short-term loans in Jamaica. The company provides payday advances, debt consolidation, auto insurance, motor vehicle repairs, emergency bill expenses, and back to school or tuition solutions, as well as personal and business loans. ISP Finance Services Limited was incorporated in 2007 and is based in Kingston, Jamaica.
ISP Finance Services Limited Fundamentals Summary
| ISP fundamental statistics | |
|---|---|
| Market cap | JA$2.10b |
| Earnings (TTM) | JA$98.76m |
| Revenue (TTM) | JA$346.26m |
21.3x
P/E Ratio6.1x
P/S RatioIs ISP overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| ISP income statement (TTM) | |
|---|---|
| Revenue | JA$346.26m |
| Cost of Revenue | JA$23.53m |
| Gross Profit | JA$322.73m |
| Other Expenses | JA$223.97m |
| Earnings | JA$98.76m |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.94 |
| Gross Margin | 93.21% |
| Net Profit Margin | 28.52% |
| Debt/Equity Ratio | 82.0% |
How did ISP perform over the long term?
See historical performance and comparison