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ISP Finance Services JMSE:ISP Stock Report

Last Price

JA$23.49

Market Cap

JA$2.5b

7D

6.8%

1Y

-20.1%

Updated

21 Dec, 2024

Data

Company Financials

ISP Finance Services Limited

JMSE:ISP Stock Report

Market Cap: JA$2.5b

My Notes

Capture your thoughts, links and company narrative

ISP Finance Services Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for ISP Finance Services
Historical stock prices
Current Share PriceJA$23.49
52 Week HighJA$31.50
52 Week LowJA$17.00
Beta1.2
1 Month Change2.13%
3 Month Change20.15%
1 Year Change-20.10%
3 Year Change-38.18%
5 Year Change-26.57%
Change since IPO50.10%

Recent News & Updates

Recent updates

Shareholder Returns

ISPJM Consumer FinanceJM Market
7D6.8%-6.9%0.4%
1Y-20.1%3.8%4.5%

Return vs Industry: ISP underperformed the JM Consumer Finance industry which returned 3.8% over the past year.

Return vs Market: ISP underperformed the JM Market which returned 4.5% over the past year.

Price Volatility

Is ISP's price volatile compared to industry and market?
ISP volatility
ISP Average Weekly Movement27.2%
Consumer Finance Industry Average Movement5.6%
Market Average Movement8.1%
10% most volatile stocks in JM Market14.5%
10% least volatile stocks in JM Market4.9%

Stable Share Price: ISP's share price has been volatile over the past 3 months compared to the JM market.

Volatility Over Time: ISP's weekly volatility (27%) has been stable over the past year, but is still higher than 75% of JM stocks.

About the Company

FoundedEmployeesCEOWebsite
200763Dennis Smithwww.ispfinanceservices.com

ISP Finance Services Limited grants commercial and personal short-term loans in Jamaica. It offers payday advances, debt consolidation, auto insurance, motor vehicle repairs, emergency bill expenses, and back to school or tuition solutions, as well as personal and business loans. ISP Finance Services Limited was incorporated in 2007 and is based in Kingston, Jamaica.

ISP Finance Services Limited Fundamentals Summary

How do ISP Finance Services's earnings and revenue compare to its market cap?
ISP fundamental statistics
Market capJA$2.47b
Earnings (TTM)JA$88.42m
Revenue (TTM)JA$318.93m

27.9x

P/E Ratio

7.7x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
ISP income statement (TTM)
RevenueJA$318.93m
Cost of RevenueJA$21.24m
Gross ProfitJA$297.69m
Other ExpensesJA$209.28m
EarningsJA$88.42m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)0.84
Gross Margin93.34%
Net Profit Margin27.72%
Debt/Equity Ratio80.7%

How did ISP perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/21 19:49
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

ISP Finance Services Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution