ISP Stock Overview
ISP Finance Services Limited grants commercial and personal short-term loans in Jamaica. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 0/6 |
| Past Performance | 5/6 |
| Financial Health | 2/6 |
| Dividends | 0/6 |
My Notes
Capture your thoughts, links and company narrative
ISP Finance Services Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | JA$23.49 |
| 52 Week High | JA$31.50 |
| 52 Week Low | JA$17.00 |
| Beta | 1.2 |
| 1 Month Change | 2.13% |
| 3 Month Change | 20.15% |
| 1 Year Change | -20.10% |
| 3 Year Change | -38.18% |
| 5 Year Change | -26.57% |
| Change since IPO | 50.10% |
Recent News & Updates
Recent updates
Shareholder Returns
| ISP | JM Consumer Finance | JM Market | |
|---|---|---|---|
| 7D | 6.8% | -6.9% | 0.4% |
| 1Y | -20.1% | 3.8% | 4.5% |
Return vs Industry: ISP underperformed the JM Consumer Finance industry which returned 3.8% over the past year.
Return vs Market: ISP underperformed the JM Market which returned 4.5% over the past year.
Price Volatility
| ISP volatility | |
|---|---|
| ISP Average Weekly Movement | 27.2% |
| Consumer Finance Industry Average Movement | 5.6% |
| Market Average Movement | 8.1% |
| 10% most volatile stocks in JM Market | 14.5% |
| 10% least volatile stocks in JM Market | 4.9% |
Stable Share Price: ISP's share price has been volatile over the past 3 months compared to the JM market.
Volatility Over Time: ISP's weekly volatility (27%) has been stable over the past year, but is still higher than 75% of JM stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2007 | 63 | Dennis Smith | www.ispfinanceservices.com |
ISP Finance Services Limited grants commercial and personal short-term loans in Jamaica. It offers payday advances, debt consolidation, auto insurance, motor vehicle repairs, emergency bill expenses, and back to school or tuition solutions, as well as personal and business loans. ISP Finance Services Limited was incorporated in 2007 and is based in Kingston, Jamaica.
ISP Finance Services Limited Fundamentals Summary
| ISP fundamental statistics | |
|---|---|
| Market cap | JA$2.47b |
| Earnings (TTM) | JA$88.42m |
| Revenue (TTM) | JA$318.93m |
27.9x
P/E Ratio7.7x
P/S RatioIs ISP overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| ISP income statement (TTM) | |
|---|---|
| Revenue | JA$318.93m |
| Cost of Revenue | JA$21.24m |
| Gross Profit | JA$297.69m |
| Other Expenses | JA$209.28m |
| Earnings | JA$88.42m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.84 |
| Gross Margin | 93.34% |
| Net Profit Margin | 27.72% |
| Debt/Equity Ratio | 80.7% |
How did ISP perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/21 19:49 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
ISP Finance Services Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|