Scotia Group Jamaica Limited

JMSE:SGJ Stock Report

Market Cap: JA$167.7b

Scotia Group Jamaica Past Earnings Performance

Past criteria checks 5/6

Scotia Group Jamaica has been growing earnings at an average annual rate of 14.3%, while the Banks industry saw earnings growing at 12.6% annually. Revenues have been growing at an average rate of 8.8% per year. Scotia Group Jamaica's return on equity is 14.6%, and it has net margins of 34.1%.

Key information

14.3%

Earnings growth rate

14.3%

EPS growth rate

Banks Industry Growth10.6%
Revenue growth rate8.8%
Return on equity14.6%
Net Margin34.1%
Last Earnings Update31 Oct 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Scotia Group Jamaica makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

JMSE:SGJ Revenue, expenses and earnings (JMD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Oct 2459,11920,15814,5980
31 Jul 2456,97218,66515,4690
30 Apr 2455,72418,27915,0740
31 Jan 2453,72216,98614,7430
31 Oct 2353,06817,22914,3080
31 Jul 2349,58315,53913,5620
30 Apr 2346,66414,15013,2690
31 Jan 2343,24212,43512,8770
31 Oct 2239,44610,32012,7850
31 Jul 2236,4908,69212,0550
30 Apr 2235,3397,81911,8180
31 Jan 2235,4898,14212,0460
31 Oct 2136,8548,63912,1270
31 Jul 2139,93510,77712,8230
30 Apr 2138,1209,51513,1010
31 Jan 2137,6489,01913,3790
31 Oct 2037,0209,05213,5460
31 Jul 2037,5098,96613,4450
30 Apr 2040,84611,59313,7490
31 Jan 2042,11012,64913,6320
31 Oct 1942,58113,19013,7110
31 Jul 1940,33511,40113,9360
30 Apr 1939,94311,62713,5660
31 Jan 1939,34411,68313,2850
31 Oct 1840,29312,77113,0510
31 Jul 1841,87514,52012,9510
30 Apr 1840,90813,33313,1990
31 Jan 1841,46013,40513,5970
31 Oct 1739,49312,17513,4230
31 Jul 1739,15011,91113,2970
30 Apr 1738,77212,02013,3080
31 Jan 1738,16711,54313,0920
31 Oct 1637,33711,30113,0360
31 Jul 1637,52512,11713,0900
30 Apr 1636,29811,04913,0070
31 Jan 1635,28110,40613,0460
31 Oct 1535,1399,92113,2810
31 Jul 1533,8248,74912,6920
30 Apr 1534,4479,41312,7120
31 Jan 1534,2309,80312,5840
31 Oct 1433,83410,45812,4920
31 Jul 1434,0629,99912,3810
30 Apr 1434,1229,93712,3330
31 Jan 1434,21310,05512,2500

Quality Earnings: SGJ has high quality earnings.

Growing Profit Margin: SGJ's current net profit margins (34.1%) are higher than last year (32.5%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: SGJ's earnings have grown by 14.3% per year over the past 5 years.

Accelerating Growth: SGJ's earnings growth over the past year (17%) exceeds its 5-year average (14.3% per year).

Earnings vs Industry: SGJ earnings growth over the past year (17%) exceeded the Banks industry 8.9%.


Return on Equity

High ROE: SGJ's Return on Equity (14.6%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 08:51
End of Day Share Price 2024/12/20 00:00
Earnings2024/10/31
Annual Earnings2024/10/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Scotia Group Jamaica Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

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