Scotia Group Jamaica Balance Sheet Health
Financial Health criteria checks 6/6
Scotia Group Jamaica has total assets of JMD665.9B and total equity of JMD121.4B. Total deposits are JMD459.5B, and total loans are JMD275.7B.
Key information
5.5x
Asset to equity ratio
n/a
Net interest margin
Total deposits | JA$459.50b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.7% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | JA$148.76b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SGJ's Assets to Equity ratio (5.5x) is low.
Allowance for Bad Loans: SGJ has a sufficient allowance for bad loans (125%).
Low Risk Liabilities: 84% of SGJ's liabilities are made up of primarily low risk sources of funding.
Loan Level: SGJ has an appropriate level of Loans to Assets ratio (41%).
Low Risk Deposits: SGJ's Loans to Deposits ratio (60%) is appropriate.
Level of Bad Loans: SGJ has an appropriate level of bad loans (1.7%).