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XPBIT:1XP Stock Report

Market Cap €7.7b
Share Price
€14.62
My Fair Value
€20
25.2% undervalued intrinsic discount
1Yn/a
7D-7.1%
Portfolio Value
View

XP (1XP) Stock Overview

Provides financial products and services in Brazil. More details

1XP fundamental analysis
Snowflake Score
Valuation5/6
Future Growth4/6
Past Performance3/6
Financial Health3/6
Dividends4/6

1XP Community Fair Values

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XP Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for XP
Historical stock prices
Current Share PriceUS$14.62
52 Week HighUS$17.40
52 Week LowUS$14.15
Beta1.17
1 Month Change-13.69%
3 Month Changen/a
1 Year Changen/a
3 Year Changen/a
5 Year Changen/a
Change since IPO9.44%

Recent News & Updates

Recent updates

Shareholder Returns

1XPIT Capital MarketsIT Market
7D-7.1%-0.07%0.5%
1Yn/a14.6%15.4%

Return vs Industry: Insufficient data to determine how 1XP performed against the Italian Capital Markets industry.

Return vs Market: Insufficient data to determine how 1XP performed against the Italian Market.

Price Volatility

Is 1XP's price volatile compared to industry and market?
1XP volatility
1XP Average Weekly Movement5.4%
Capital Markets Industry Average Movement3.2%
Market Average Movement4.3%
10% most volatile stocks in IT Market8.0%
10% least volatile stocks in IT Market2.6%

Stable Share Price: 1XP has not had significant price volatility in the past 3 months compared to the Italian market.

Volatility Over Time: Insufficient data to determine 1XP's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
2001n/aThiago Maffrawww.xpinc.com

XP Inc. provides financial products and services in Brazil. The company operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services. It offers brokerage and issuer services to institutional and corporate clients.

XP Inc. Fundamentals Summary

How do XP's earnings and revenue compare to its market cap?
1XP fundamental statistics
Market cap€7.65b
Earnings (TTM)€721.40m
Revenue (TTM)€2.53b
10.5x
P/E Ratio
3.0x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
1XP income statement (TTM)
RevenueR$16.55b
Cost of RevenueR$5.13b
Gross ProfitR$11.42b
Other ExpensesR$6.70b
EarningsR$4.72b

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)8.90
Gross Margin69.01%
Net Profit Margin28.52%
Debt/Equity Ratio735.1%

How did 1XP perform over the long term?

See historical performance and comparison

Dividends

8.0%
Current Dividend Yield
42%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/22 06:46
End of Day Share Price 2025/07/22 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

XP Inc. is covered by 18 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Mario Lucio PierryBofA Global Research
Otavio TanganelliBradesco S.A. Corretora de Títulos e Valores Mobiliários
Marcelo MizrahiBradesco S.A. Corretora de Títulos e Valores Mobiliários