Integrated System Credit Consulting Fintech S.p.A.

BIT:ISC Stock Report

Market Cap: €28.4m

Integrated System Credit Consulting Fintech Past Earnings Performance

Past criteria checks 0/6

Integrated System Credit Consulting Fintech's earnings have been declining at an average annual rate of -67.2%, while the Commercial Services industry saw earnings growing at 8% annually. Revenues have been growing at an average rate of 45.1% per year.

Key information

-67.2%

Earnings growth rate

-66.9%

EPS growth rate

Commercial Services Industry Growth15.5%
Revenue growth rate45.1%
Return on equity-10.0%
Net Margin-19.1%
Last Earnings Update30 Jun 2024

Recent past performance updates

Recent updates

Is Integrated System Credit Consulting Fintech S.p.A. (BIT:ISC) Trading At A 20% Discount?

Oct 16
Is Integrated System Credit Consulting Fintech S.p.A. (BIT:ISC) Trading At A 20% Discount?

Does Integrated System Credit Consulting Fintech (BIT:ISC) Have A Healthy Balance Sheet?

Jun 22
Does Integrated System Credit Consulting Fintech (BIT:ISC) Have A Healthy Balance Sheet?

We Like These Underlying Return On Capital Trends At Integrated System Credit Consulting Fintech (BIT:ISC)

Jun 03
We Like These Underlying Return On Capital Trends At Integrated System Credit Consulting Fintech (BIT:ISC)

Revenue & Expenses Breakdown

How Integrated System Credit Consulting Fintech makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

BIT:ISC Revenue, expenses and earnings (EUR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 246-110
31 Mar 244-210
31 Dec 233-310
30 Sep 234-210
30 Jun 235-110
31 Mar 235010
31 Dec 225010
30 Sep 223-110
30 Jun 222-110
31 Mar 222-110
31 Dec 211000
30 Sep 211000
30 Jun 211000
31 Mar 211000
31 Dec 200000

Quality Earnings: ISC is currently unprofitable.

Growing Profit Margin: ISC is currently unprofitable.


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: ISC is unprofitable, and losses have increased over the past 5 years at a rate of 67.2% per year.

Accelerating Growth: Unable to compare ISC's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: ISC is unprofitable, making it difficult to compare its past year earnings growth to the Commercial Services industry (-7.9%).


Return on Equity

High ROE: ISC has a negative Return on Equity (-9.98%), as it is currently unprofitable.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/26 08:37
End of Day Share Price 2024/12/23 00:00
Earnings2024/06/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Integrated System Credit Consulting Fintech S.p.A. is covered by 3 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Antonio TognoliIntegrae SPA
Mattia PetraccaIntegrae SPA
null nullIntermonte SIM S.p.A.