Integrated System Credit Consulting Fintech Balance Sheet Health
Financial Health criteria checks 3/6
Integrated System Credit Consulting Fintech has a total shareholder equity of €11.0M and total debt of €1.4M, which brings its debt-to-equity ratio to 12.2%. Its total assets and total liabilities are €17.1M and €6.1M respectively.
Key information
12.2%
Debt to equity ratio
€1.35m
Debt
Interest coverage ratio | n/a |
Cash | €1.97m |
Equity | €11.02m |
Total liabilities | €6.10m |
Total assets | €17.12m |
Recent financial health updates
No updates
Financial Position Analysis
Short Term Liabilities: ISC's short term assets (€13.0M) exceed its short term liabilities (€1.4M).
Long Term Liabilities: ISC's short term assets (€13.0M) exceed its long term liabilities (€4.7M).
Debt to Equity History and Analysis
Debt Level: ISC has more cash than its total debt.
Reducing Debt: Insufficient data to determine if ISC's debt to equity ratio has reduced over the past 5 years.
Balance Sheet
Cash Runway Analysis
For companies that have on average been loss-making in the past, we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: ISC has less than a year of cash runway based on its current free cash flow.
Forecast Cash Runway: Insufficient data to determine if ISC has enough cash runway if its free cash flow continues to grow or shrink based on historical rates.