Announcement • 1h
Equifax Inc. and Transunion Face Class Action over False or Inaccurate Credit File Information Equifax Inc. and TransUnion face a class action before the Superior Court against them. The class action seeks to compensate all consumers whose personal information in their credit file with Equifax or TransUnion was false or inaccurate at any time since May 5, 2023. In 2025, one of the representatives, Kevin Villeneuve, received several alerts from Equifax indicating that a new mortgage had been added to his credit file. Mr. Villeneuve already had a mortgage on his home. After conducting research and an investigation, Mr. Villeneuve discovered that this mortgage belonged to another consumer also named 'Kevin Villeneuve,' whose information had been mistakenly included in his credit file. Mr. Villeneuve had to show persistence in order to have his credit file corrected, without any assistance from the credit bureaus, which continued for months to assert that the mortgage belonged to him. The case was handled with the assistance of the Canadian Credit Agency, a company specializing in restoring citizens' credit files with Equifax and TransUnion. According to its President, nearly 79% of credit files contain errors. The Plaintiffs are seeking compensation of $5,000 in damages per member of the Group, in addition to $5,000 in punitive damages. Anyone who has contacted Equifax or TransUnion regarding an issue with their credit file is encouraged to contact the law firm Klyden Legal in order to register for this class action. Announcement • May 09
Equifax Inc. announces Quarterly dividend, payable on June 15, 2026 Equifax Inc. announced Quarterly dividend of USD 0.5600 per share payable on June 15, 2026, ex-date on May 22, 2026 and record date on May 22, 2026. Announcement • Apr 15
Equifax Introduces the Work Number Record Indicator for Auto or Personal Loans Equifax announced the launch of The Work Number Record Indicator for auto or personal loans, a new solution that delivers income and employment insights from The Work Number alongside the Equifax consumer credit report at the start of the auto or personal loan application process. This integration can help lenders accelerate the approval process and reduce friction for both the borrower and lender. The Work Number Record Indicator returns a response indicating whether a verification of income and employment (VOIE) is available for an applicant from The Work Number. This immediate visibility gives lenders the ability to instantly segment their workflows, fast-tracking appropriate borrowers through an automated, paperless path while proactively identifying those who may require manual documentation. By reducing guesswork from the start of the application process, lenders can offer appropriate loans while borrowers can benefit from a faster approval process. Key Benefits for Lenders and Borrowers: Enhanced Decision-Making: Delivers a more nuanced view of a borrower's financial health by providing credit insights alongside an indicator of employment and income data availability. Operational Efficiency: Allows lenders to segment applications based on digital data availability, reducing manual touches and downstream friction. Improved Borrower Experience: Reduces the need for manual document collection for many applicants, supporting quicker "right-sized" loan offers and faster approvals. The Work Number Record Indicator for auto or personal loans is the latest multi-data solution from Equifax, joining offerings including Equifax Employment Insights, which provides auto dealers a more complete picture of a buyer's financial profile earlier in the car-buying process, at both the pre-qualification and financing stages. Announcement • Apr 08
Equifax Inc. to Report Q1, 2026 Results on Apr 21, 2026 Equifax Inc. announced that they will report Q1, 2026 results at 6:30 AM, US Eastern Standard Time on Apr 21, 2026 Board Change • Mar 31
Insufficient new directors There is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 5 highly experienced directors. Independent Director Barbara Larson was the last director to join the board, commencing their role in 2024. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. Announcement • Mar 23
Equifax Inc. Launches Free MyEquifax App With Car Finance Checker Tool Equifax Inc. has released its new, free myEquifax app, which includes a free car finance checker tool. Available now for download in the Apple Store and Google Play, the app enables consumers to view a comprehensive list of past agreements as well as a 'Share Agreement' function to easily extract and paste key details – including agreement reference numbers, dates, and amounts – into their chosen format, such as an email to their lender. The app also includes the ability for consumers to access their free Equifax Basic credit score. Announcement • Mar 19
Equifax Inc., Annual General Meeting, May 07, 2026 Equifax Inc., Annual General Meeting, May 07, 2026. Location: the ritz-carlton, st. louis, 100 carondelet plaza, missouri 63105, st. louis United States Board Change • Mar 03
Insufficient new directors There is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 5 highly experienced directors. Independent Director Barbara Larson was the last director to join the board, commencing their role in 2024. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. Announcement • Feb 27
Equifax Inc. Appoints David Smith as President of U.S. Information Solutions, Effective March 2, 2026 Equifax Inc. has named David Smith as President of U.S. Information Solutions (USIS) effective March 2, 2026. In this role, Smith will continue to drive the business unit's post-cloud transformation growth, leveraging EFX.AI and the company's proprietary data to create innovative solutions that bring decision intelligence to Equifax customers and help create new financial opportunities for consumers. Smith joins Equifax from Truist Financial Corporation where he most recently served as the Head of Consumer Lending. At Truist, Smith led the creation of the Consumer Lending division, integrating multiple businesses to drive growth and enhance the customer experience. As Head of Consumer Lending, he was responsible for a $4 billion business spanning real estate lending, unsecured personal lending, indirect lending, and consumer capital markets. While at Truist, Smith oversaw improvements in the usage of AI scoring models, data aggregation, and decisioning for lending to improve underwriter productivity as well as approval and loss rates. Prior to Truist, Smith served in a number of leadership roles, including President of Financial Services at KWx, a holding company for affiliated businesses to Keller Williams Realty International. His industry experience also includes 13 years at Citi, where he held several mortgage and retail banking leadership positions, culminating his career there as Managing Director, CEO and President of CitiMortgage. Smith holds a Bachelor of Science from the University of Utah and a Master of Business Administration from the University of Colorado Denver. Announcement • Feb 26
Equifax Inc. Approves Cash Dividend for the First Quarter of 2026, Payable on March 17, 2026 Equifax Inc. announced that the Equifax Board of Directors approved a 12% increase in the company's quarterly cash dividend for the first quarter of 2026. The new quarterly cash dividend is $0.56 per share, subject to future declaration by the Company's Board of Directors. For the first quarter of 2026, the cash dividend of $0.56 per share is payable on March 17, 2026 to shareholders of record as of the close of business on March 9, 2026. Equifax has paid cash dividends for more than 100 consecutive years. Reported Earnings • Feb 06
Full year 2025 earnings released: EPS: US$5.36 (vs US$4.88 in FY 2024) Full year 2025 results: EPS: US$5.36 (up from US$4.88 in FY 2024). Revenue: US$6.07b (up 6.9% from FY 2024). Net income: US$660.3m (up 9.3% from FY 2024). Profit margin: 11% (in line with FY 2024). Revenue is forecast to grow 8.3% p.a. on average during the next 3 years, compared to a 5.4% growth forecast for the Professional Services industry in Europe. Announcement • Feb 04
Equifax Inc. Provides Earnings Guidance for the First Quarter and Full Year 2026 Equifax Inc. provided earnings guidance for the first quarter and full year 2026. For the quarter, the company expects reported revenue in the range of $1.597 billion to $1.627 billion.
For the full year, the company expects reported revenue in the range of $6.660 billion to $6.780 billion. The company
issuing full-year 2026 guidance midpoint expectation for revenue of $6.72 billion, up about 10.5% on a reported basis and about 10% on an organic constant currency basis. The company's 2026 guidance reflects an assumption that the U.S. Mortgage market will be down low single digits in 2026 compared to 2025 as well as an assumption that 100% of mortgage credit scores will be FICO scores. As U.S. mortgage customers convert to the lower-priced and higher-performing Vantage scores, The company expects significant margin expansion. New Risk • Feb 03
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Italian stocks, typically moving 4.6% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks High level of debt (91% net debt to equity). Share price has been volatile over the past 3 months (4.6% average weekly change). Valuation Update With 7 Day Price Move • Feb 03
Investor sentiment deteriorates as stock falls 15% After last week's 15% share price decline to €149, the stock trades at a forward P/E ratio of 29x. Average forward P/E is 16x in the Professional Services industry in Europe. Simply Wall St's valuation model estimates the intrinsic value at €294 per share. Announcement • Jan 30
Equifax Launches Credit Abuse Risk Model to Help Protect Lenders Against the Rising Financial Impact of First-Party Fraud Equifax announced the launch of Credit Abuse Risk, a new predictive model that uses FCRA-regulated data and is designed to help protect lenders against first-party fraud and drive more confident lending decisions. As the financial impact of first-party fraud continues to rise, Credit Abuse Risk was developed to uncover atypical patterns indicative of two types of fraudulent activities: loan stacking, when an individual quickly applies for multiple loans with no intent to repay those loans, and credit washing, when a person tries to remove accurate, but negative information from a credit report. These patterns can be identified during qualification offers, account origination, or portfolio review. This allows lenders to modify loan terms based on FCRA-compliant insights. Credit Abuse Risk features include: Enhanced insights: The model focuses on behavioral indicators that provide a clear view of atypical credit activity. Targeted decisioning: Specifically designed to address the lifecycle of fraud, from the building of inflated credit profiles to a sudden influx of disputes on unpaid accounts that falls outside the normal range, without limiting the important consumer protections to correct inaccurate or incomplete credit data. Comprehensive portfolio protection: Provides lenders with important insights across all credit tiers. Actionable intelligence: Allows lenders to make real-time, regulated decisions on credit terms for a consumer, providing an FCRA-compliant score with adverse action reason codes. Announcement • Jan 29
Equifax Launches Employment Insights Solutions for Auto Dealers Equifax Inc. announced the launch of two new Employment Insights solutions designed to provide a more complete picture of a buyer's financial profile earlier in the car-buying process. Delivered alongside the Equifax Consumer Credit Report, the offerings provide auto dealers with access to verified data from The Work Number®?, the nation's largest centralized commercial database of employment and income information. The Employment Insights solutions offer information at two different points in the auto dealer workflow - prequalification and financing - to enable a faster, more reliable process. By leveraging The Work Number, the solutions help auto dealers move beyond self-reported data to make faster data-driven decisions based on verified consumer information. Delivered at the early shopping or prequalification stage, Employment Insights for Prequalification helps dealers better understand a buyer's purchasing power before a full credit application is submitted. The report includes the applicant's calculated total annual income and active employment record and tenure, allowing dealers to: Understand the potential buyer's purchasing power. Gain confidence in debt-to-income (DTI) and payment-to-income (PTI) calculations to offer right-sized deals. Tailor sales experiences based on the buyer's verified ability to pay. Customize offers based on the consumer's employment status and ability to pay. Announcement • Jan 27
Equifax Announces the Launch of Income Confirm Equifax announced the launch of Income Confirm, a new product that delivers verified employment and income data from The Work Number alongside an Equifax Consumer Credit Report. This integration provides lenders with a more comprehensive view of applicant risk and financial capacity during credit card origination. Speed and accuracy are critical for consumers and lenders during the credit card application process. Income Confirm supports the decisioning and credit line assignment stages of the lending process, providing the applicant's current job status and calculated annual income to help lenders better assess risk and expedite approvals. Leveraging data from The Work Number, Income Confirm provides the following data points alongside the Equifax Consumer Credit Report, where available: Employee Name/SSN: Gain confidence in the name of the potential borrower; Employer Name: Provides the applicant's current or most recent employer name from The Work Number, allowing lenders to verify the applicant-stated employer information; Employment Status: Provides the applicant's current employment status, helping lenders confirm whether the applicant is employed; Annualized Income: Provides the applicant's calculated annual income to help optimize the decisioning and credit line assignment processes, and customize the ideal offering for the applicant. Announcement • Jan 23
Equifax Inc. Introduces Enhanced Synthetic Identity Fraud Detection Equifax Inc. announced the launch of Synthetic Identity Risk, a next-generation fraud detection product that leverages AI capabilities to help businesses identify and prevent synthetic identity fraud, a complex and growing challenge that forces lenders to absorb significant financial loss. This new product leverages sophisticated machine learning algorithms to uncover fraud patterns that traditional methods may miss, detecting and flagging potential fraudulent activity before it impacts a company's bottom line. Synthetic identity fraud occurs when fraudsters couple elements of a real identity and manufactured components to create a new, fraudulent identity. These fabricated identities are used to fraudulently open credit accounts or obtain loans, on which the fraudsters eventually stop making payments. Because these fabricated applicants often appear legitimate, synthetic identities can go undetected for long periods of time, leaving lenders exposed to significant charge-offs and revenue loss. According to Equifax data, the average cost or charged-off loss per known synthetic identity is approximately $13,000. Leveraging patent-pending technology, Synthetic Identity Risk analyzes identity data, credit history and behavioral signals to assess the likelihood of synthetic identity activity. Synthetic Identity Risk can be used to detect potential fraud at account opening or it can be used as an account management tool to continuously identify hidden portfolio risk. Applying a holistic approach allows enterprises to make informed, real-time decisions about identity verification and fraud prevention. Announcement • Jan 22
Equifax Inc. to Report Q4, 2025 Results on Feb 04, 2026 Equifax Inc. announced that they will report Q4, 2025 results at 6:30 AM, US Eastern Standard Time on Feb 04, 2026 Announcement • Dec 18
Equifax Secures 27 New Patents in the Second Half of 2025 Equifax®? secured 27 patents in the second half of 2025, bringing the total number of new patents secured for the year to 62. Twenty of these new patents support the company's approach to artificial intelligence (AI), further complementing its EFX.AI™? strategy and helping to accelerate the development of cloud-based, AI-enabled solutions that help to create new financial opportunities for consumers. As of November 2025, Equifax has nearly 700 issued or pending patents spanning 15 countries, encompassing distinctive techniques to accelerate the use of AI, including machine learning for data & analytics and risk modeling. More than 320 of the organization's pending and approved patents support its approach to responsible AI, with many of these patented AI techniques used in customer-facing solutions. The custom-built Equifax Cloud is a top-tier global technology and security infrastructure that continues to set the company apart in the industry. Backed by a multi-year, approximately $3 billion investment in security and technology, The Equifax Cloud and custom data fabric enable the organization to drive AI innovation and maximize EFX.AI capabilities for faster solution implementation, new product innovation, cloud-native model deployment and expedited consumer decisioning. The latest technology and innovation covered by the most recent Equifax patents include: Production-Ready Attributes Creation and Management for Software Development (Australia) - This patent describes features of the Equifax Ignite®? and I [9]nterConnect®? platforms that allow for more effective attribute management, allowing customers to quickly move from analytics to production. It describes a computing system that uses attribute templates in a production-reading programming language to determine and generate attribute definitions. These attribute definitions are more easily deployed to the production environment and can also be monitored more effectively to ensure performance. Consolidation of Data Sources for Expedited Validation of Risk Assessment Data (U.S.) - This patent describes a machine-learning system that creates a more accurate and complete "integrated risk score" by combining traditional and alternative data, data not historically contained in traditional credit reports--including rental, utility, and telecom payments. This system enables Equifax to provide a more comprehensive and equitable risk evaluation and improve decision-making. Solutions like Financial Durability Measures provide more insight into a household's likely financial resilience. Secure Online Access Control to Prevent Identification Information Misuse (Australia)- This patent describes a central security system for managing and protecting digital resources, aiming to prevent online fraud. It creates a "secure resource management system" that acts as a secure resource management system" that allows the company to drive AI innovation and maximize the value of the company to drive AI innovation. Announcement • Dec 11
Equifax Inc. Introduces Income Qualify to Deliver Insights Earlier in the Mortgage Lending Process and Help Lenders Manage Costs Equifax Inc. announced the launch of Income Qualify, a new product that delivers income and employment insights from The Work Number to mortgage lenders during the prequalification and pre-approval phase as a value add alongside the Equifax consumer credit file. Currently lenders are limited in their ability to confidently make prequalification offers. Income Qualify provides verified income and employment data earlier in the process, empowering mortgage lenders to conduct an initial assessment faster and with less burden on the borrower. This helps reduce risk in the lending process and supports affordability in the home buying process. Leveraging data from The Work Number, Income Qualify provides the following data points alongside the Equifax Mortgage Credit Report, where available: Name/SSN: Gain confidence in the name of the potential borrower; Employer Name: Capture the name of the borrower's employer, helping to reduce employer name match errors during later submission to Government-Sponsored Enterprise platforms; Tenure: Provides confidence in the borrower's job tenure and informs the lender on future income data needs for underwriting; Prior-Year Total Income: Allows for high-level debt-to-income (DTI) ratio assessment and categorical confirmation of data provided on an application. With this information available before origination, Income Qualify can help lenders assess borrowers earlier in the loan process. Additionally, it can help lenders manage costs by making more informed purchases of The Work Number at origination. Announcement • Nov 18
Equifax Inc. (NYSE:EFX) acquired Vault Verify LLC. Equifax Inc. (NYSE:EFX) acquired Vault Verify LLC on November 17, 2025. Vault Verify, an Equifax company, is now a part of the Equifax Workforce Solutions business unit. The Vault Verify team has assumed roles with Workforce Solutions.
Equifax Inc. (NYSE:EFX) completed the acquisition of Vault Verify LLC on November 17, 2025. Announcement • Nov 14
Equifax Assists Regulated Businesses with AML Compliance Equifax is assisting regulated businesses with the introduction of new AML Compliance Solutions designed to ease the burden of AML (anti-money laundering) regulatory compliance for financial services firms and related industries by flagging potential associations between a prospect and activities that may indicate potential money laundering. The latest AML solution from Equifax uses Artificial Intelligence (AI) to provide organizations that receive, handle and disperse currency with a robust, near real-time offering that screens and monitors individuals and entities against a broad range of global sanctions, enforcement and high-risk businesses lists. Organizations such as banks, credit unions, online payment platforms, brokerages, life insurance providers, real estate law firms and virtual asset service providers can help ensure they are engaging with a person or entity that is clear of any sanctions or watchlists. There are a multitude of screening sources that must be researched for an organization to meet the requirements of the laws associated with preventing, detecting and reporting money laundering scenarios, and managing multiple searches can lead to potential missed matches. This new offering solves the challenge of managing multiple screening resources by offering users access to over 150 sanctions and watchlists and 30,000 adverse news sources globally through a single platform. The platform leverages a proprietary Intelligent Match Engine (IME) that uses the latest advances in AI and machine learning by incorporating vectors that improve the error-prone and costly nature of traditional logic matching. IME is utilized in initial screening, portfolio monitoring and portfolio remediation, which is designed to lead to improved match accuracy and reduced false positives, as well as time and cost savings. The newest AML Compliance offering includes four unique options to support customers' ongoing compliance efforts: Portfolio Monitoring: Ongoing, continuous monitoring of customer portfolios supports due diligence throughout the life of customers. The platform's real-time callback mechanism allows for immediate notification of alerts instead of having to wait for daily or weekly processing periods. Human Analyst Review: A global team of experienced human professionals are available to conduct manual false positive reviews utilizing customer-specific policies for alert/no alert. Portfolio Remediations: Also known as look-backs, Equifax is available to perform portfolio remediations when the need arises. Remediations can be done against all data sources and are reviewed by a human analyst prior to portfolio return. Case Management UI: A purpose-built UI designed for the unique needs of AML compliance teams to allow for efficient review, management and disposition of alerts. Announcement • Nov 06
Equifax Inc. Declares Quarterly Dividend, Payable on December 15, 2025 Equifax Inc. announced that the Equifax Board of Directors declared a quarterly dividend of $0.50 per share, payable on December 15, 2025, to shareholders of record as of the close of business on November 24, 2025. Equifax has paid cash dividends for more than 100 consecutive years. Announcement • Oct 30
Equifax Introduces Unemployment Claims Power of Attorney Manager Equifax®? announced the Power of Attorney Manager, a centralized digital platform designed to help transform how employers manage the power of attorney (POA) process for unemployment claims (UC). Powered by the Equifax Cloud™?, the UC Power of Attorney Manager helps streamline the POA process, allowing employers to submit, track, and complete POAs across multiple entities digitally to help save time and reduce administrative burden. When employers engage third-party experts to support their UC programs, they are typically required to complete POA forms provided by their state unemployment agencies. Each state has a POA process as part of its UC management. This makes the process more complex, especially for large employers with multiple entities and employees in multiple states, and in states where employers are required to register third-party administrators online. The UC Power of Attorney Manager consolidates POAs through a central portal, sorting documents by the state's signature requirements, using AI to review completed POAs for improved accuracy, and providing step-by-step instructions for each form, including steps for registering third party administrators online. This enables employers to reduce manual review, helping them respond to claims faster while improving accuracy with state requirements. The UC Power of attorney Manager, available now, joins the entire range of Equifax UC management services developed to help employers reduce unemployment risk and better control costs through more automation and stronger regulatory practices. These are part of a broad portfolio of Equifax HR management solutions that help employers with their evolving payroll, tax management, and regulatory needs. Buy Or Sell Opportunity • Oct 27
Now 20% undervalued after recent price drop Over the last 90 days, the stock has fallen 4.8% to €200. The fair value is estimated to be €250, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 5.6% over the last 3 years, while earnings per share has been flat. For the next 3 years, revenue is forecast to grow by 8.2% per annum. Earnings are also forecast to grow by 20% per annum over the same time period. Reported Earnings • Oct 22
Third quarter 2025 earnings released: EPS: US$1.30 (vs US$1.14 in 3Q 2024) Third quarter 2025 results: EPS: US$1.30 (up from US$1.14 in 3Q 2024). Revenue: US$1.54b (up 7.2% from 3Q 2024). Net income: US$160.2m (up 13% from 3Q 2024). Profit margin: 10% (in line with 3Q 2024). Revenue is forecast to grow 8.5% p.a. on average during the next 3 years, compared to a 5.7% growth forecast for the Professional Services industry in Europe. Announcement • Oct 17
Equifax Inc. Introduces Equifax Ignite®? AI Advisor Equifax Inc. announced the launch of Equifax Ignite®? AI Advisor, a new solution designed to help lenders pinpoint new opportunities, grow accounts, and make confident informed decisions at speed on one platform. Powered by a secure Agentic-AI enabled data and analytics engine on the Equifax Cloud™?, Equifax Ignite AI Advisor is built with Equifax Amplify AI™?. Part of a growing suite of Equifax AI-enabled solutions and new to the Equifax Ignite ecosystem, EquifaxIgnite AI Advisor has been purpose-built to empower busy lenders to quickly build comprehensive, actionable views of what matters most to their business by forgoing the everyday complexities associated with data and analytics. Equifax Ignite AI Advisor uses a lender's own data, alongside data provided by Equifax, to create clear, actionable insights that drive more-informed decision-making. These insights are secure and not shared outside of the lender's own view. Through a no- setup consultative experience, the solution delivers support for smaller and mid-sized financial institutions that may have limited access to dedicated data-scientists. Using natural language, Equifax Ignite AI advisor recommends actions a lender can take to resolve a potential issue, drive growth, or otherwise optimize lending workflows and outcomes. Equifax Ignite AI advisor enables lenders to: Benchmark Against the Competition - Compare key metrics like delinquency against peers, origination risk changes over time, and market share relative to peer performance. Find Growth Opportunities - Get practical recommendations for actions to take based on intelligence into wallet share and performance against peers. Make Confident Decisions - Ask questions through a generative AI chat with complementary visual dashboardrations, dynamic charts and graphs, to easily compare information, discover new trends and create new offers for consumers. Level the Playing Field - Obtain curated AI-driven insights that can benefit small and mid-sized financial institutions who may have limited access to in-house data scientists. Announcement • Oct 07
Equifax Inc. to Report Q3, 2025 Results on Oct 21, 2025 Equifax Inc. announced that they will report Q3, 2025 results at 6:30 AM, US Eastern Standard Time on Oct 21, 2025 Announcement • Sep 03
Equifax Launches Identity Proofing Solution in Kount 360 Platform Equifax®? is launching Identity Proofing in its award-winning Kount®? 360 identity and payments fraud platform. Powered by the Equifax Cloud, Identity Proofing is tailored to help businesses who are reliant on identity verification, including financial institutions, automotive lenders, retailers with online transactions, and more to integrate verification checks throughout the customer journey by ensuring the information provided is real, affiliated with the person, can be trusted, and is absent from any sanctions or global watchlists. Identity Proofing is designed to help these businesses of all sizes simplify the onboarding of new customers, while reducing fraud rates and adhering to know-your-customer requirements. Identity Proofing further includes integrated document verification and facial recognition biometric checks, features provided as part of the Equifax partnership with Incode. At the end of 2024, the U.S. Department of the Treasury'sFinancial Crimes Enforcement Network (FinCEN) issued an alert addressing the increase of deepfake media in fraud schemes targeting their institutions and customers. Deepfake detection from Incode, combined with leading synthetic identity fraud models from Equifax, provide a robust defense against attacks and tomorrow. Benefits of Identity Proofing include: Identity verification checks: Verify the personal data of any individual using the robust data network from Equifax and AI and machine learning models. Customizable workflows: Tailor new account opening strategies to fit an organization's specific needs with workflows customized for individual channels or lines of business. User-friendly experience: Utilize multiple solutions from a single provider - eliminating the need to manage multiple "point solutions" - without compromising goals. Step-up authentication: Streamline onboarding and create a seamless customer experience by automatically sending step-up protocols after verification, so the consumer can prove they are the rightful owner of the identity. Identity Proofing offers businesses a complete view of identity risk through comprehensive and customizable workflows, while enabling streamlined onboarding processes for their prospective customers. As a result, businesses can achieve better fraud prevention outcomes and improve customer interactions. Announcement • Aug 21
Equifax Inc. Declares Quarterly Dividend, Payable on September 15, 2025 Equifax announced that the Equifax Board of Directors declared a quarterly dividend of $0.50 per share, payable on September 15, 2025, to shareholders of record as of the close of business on September 2, 2025. Announcement • Jul 09
Equifax Inc. to Report Q2, 2025 Results on Jul 22, 2025 Equifax Inc. announced that they will report Q2, 2025 results at 6:30 AM, US Eastern Standard Time on Jul 22, 2025 Announcement • Jun 18
Equifax Inc. Introduces Complete Income for Social Services Equifax Inc. announced Complete Income, a new solution powered by the Equifax Cloud that helps U.S. federal, state and local government agencies more efficiently process applications for social service benefits across programs including Medicaid, the Supplemental Nutrition Assistance Program (SNAP) and more with information on alternative income sources. Available in August 2025, through a single workflow, Complete Income delivers automated income verifications to caseworkers through two structured, easy-to-understand outputs. Instant Social Service Verification Reports from The Work Number database include W-2 payroll information from more than 4.4 million employers, and the new Income and Expense Connect Solution incorporates consumer-credentialed bank deposit data covering 92% of U.S. financial institutions and self-reported income and expenses. This data may include unearned income such as pension, child support and more. When someone applies for social service benefits under programs such as Medicaid or SNAP, the agency must verify the applicant's income. While traditional payroll records meet the need for many applicants, income verification for self-employed individuals can present unique challenges that can impact the timeliness of benefits decisions. For example, caseworkers are called upon to help self-employed workers sort through and recycle stacks of receipts indicating income as well as expenses in order to help determine eligibility. This type of manual process can be time consuming, inefficient and prone to errors. With Complete Income, a caseworker places an order through the same Equifax Verification Insights Portal used each day by thousands of credentialed verifiers, including numerous caseworkers. This order generates a text or email request that directs the applicant to the secure Equifax portal, which then guides the applicant through an intuitive process for providing bank deposit income as well as self-reported income and expenses are submitted by the applicant, providing a more holistic view of the application. Announcement • Jun 12
Equifax Inc. Introduces Optimal Path Interactive Score Planner Equifax Inc. is leveraging the power of the Equifax Cloud™ and patented EFX.AI capabilities to introduce the new Optimal Path™ interactive score planner. Optimal Path is designed to help financial institutions, employers, benefits providers, and other organizations provide consumers with personalized, actionable credit score plans within their existing consumer financial health initiatives and platforms. The new, white labeled offering is a highly personalized planner that integrates with each consumer's current Equifax credit profile, provides specific tasks that they can execute over time to help reach their target VantageScore® 3.0 score, and evolves recommendations monthly as consumers take action. Available through an Application Programming Interface (API), Optimal Path can be easily embedded into a variety of user interfaces, creating a seamless experience for the end user. Once integrated, Optimal Path delivers: Personalized Goal Setting: Consumers can set their desired credit score goal as well as a timeframe of three months to one year to reach that goal. Understanding that plans change, goals and timeframes can be easily adjusted by the user. AI-Powered, Specific Recommendations: Advanced AI analytics are used to analyze each user's credit profile in real-time and recommend specific tasks – such as reducing past due amounts or lowering credit utilization the person can perform each month to help them achieve their goals. Estimated Score Impact: Each task presented shows the potential positive impact on the consumer's VantageScore 3.0 credit score. Monthly Updates: Optimal Path reports the consumer's current VantageScore 3.0 credit score and performance metrics each month and creates new tasks on a monthly basis. Updates are provided until the plan reaches the end date set by the consumer. Optimal Path is available for integration into existing consumer financial health initiatives. Equifax uses AI Systems in a transparent, trustworthy, fair, explainable, and secure manner, to provide benefits to consumers and customers. Optimal Path is available now for integration into existing consumer financial health initiatives. Equifax uses AI Systems in a transparent, trustworthy, fair, explainable, and secure manner, to provide benefits to consumers and customers. Learn more about patented EFX.AI capabilities. Announcement • Jun 06
Equifax Redesigns U.S. Consumer Credit Report Equifax®? is making it even easier for U.S. consumers to understand their credit history and monitor their financial health with the introduction of a new, reimagined consumer credit report design. Available now to U.S. consumers who request hard copies of their Equifax credit report, the new industry leading credit report enables people to more easily view their current VantageScore®? 3.0 credit score and provides easy-to-read graphics for a comprehensive view of current and past credit activity. The new hard copy Equifax U.S. consumer credit report leads with the innovative VantageScore 3.0 credit score and includes a concise, easy-to-read summary section of "how your score is calculated", with plans of the credit factors considered by the scoring model. Color-coded sections and easy-to-read graphics have been added to replace lengthy pages of text and to give consumers a comprehensive look at their current and past credit activity. Announcement • May 15
Equifax Launches B2bConnect Commercial Marketing Data in the Equifax Cloud Equifax launched its B2bConnect small-to-medium sized business (SMB) data on the Equifax Cloud™?, making commercial marketing data available in minutes to help B2B marketers be more efficient and increase campaign success. The platform unifies differentiated data to create more effective commercial sales and marketing insights that enable Equifax customers to target the right small businesses quickly and achieve their goals. Using B2bConnect, B2B marketers can query more than 67 million U.S.-based business records online to help identify, segment and target top prospects. The platform enables user-friendly filtering and list-building features so that B2B marketers can reach target customers. Successful lead generation begins with easy access to more accurate and reliable data. B2bConnect offers everything marketing teams need within the platform, including demographics, business contacts, firmographics, marketability and industry codes, to give SMB marketers confidence that they are identifying and targeting the right business prospects. Equifax customers can also sort and filter companies and contacts based on the wide array of data points, quickly select the fields for export, and save templates for later use. This allows other team members to customize the file so that the data can be ingested into an existing CRM or marketing automation platform. From there, customers receive a flat file with their data that can come in Excel, CSV, Pipe Delimited or Tab Delimited formats. Additionally, Equifax is committed to ensuring that customers are using data properly and maintaining compliance with evolving regulations. B2bConnect gives marketers access to high-quality data within compliance data use rights and marketability flags. Announcement • May 07
Equifax Introduces myEquifax Mobile Application to Help Consumers Better Monitor Their Financial Health Equifax has introduced a new myEquifax mobile app application for Android and iPhone, offering consumers a convenient way to monitor their financial health from their mobile devices. In the app, users can directly view their Equifax credit report as well as manage existing credit freeze and fraud alerts. To access the myEquifax mobile app, consumers can simply download it from the Apple App Store®? or on Google Play and then use their myEquifax™? account to login. If a user does not have a myEquifax account, they can register for Equifax Core Credit™?, a free resource that will allow the user to access the mobile app. The mobile app enables users who sign up with Equifax Core Credit to view their current VantageScore 3.0 credit score and also includes a "My Journey" section that helps consumers set credit score milestones and track their progress over time. Additional app features include the use of biometrics for secure authentication and access to Equifax Knowledge Center resources where consumers can learn more about how the credit system works. Consumers with a paid subscription will have access to their current features, which may include multi-bureau reports and scores as well as identity restoration services. 
