Results: Credito Emiliano S.p.A. Beat Earnings Expectations And Analysts Now Have New Forecasts

It's been a good week for Credito Emiliano S.p.A. (BIT:CE) shareholders, because the company has just released its latest annual results, and the shares gained 4.9% to €12.00. Results look mixed - while revenue fell marginally short of analyst estimates at €1.9b, statutory earnings beat expectations 5.0%, with Credito Emiliano reporting profits of €1.82 per share. The analysts typically update their forecasts at each earnings report, and we can judge from their estimates whether their view of the company has changed or if there are any new concerns to be aware of. We've gathered the most recent statutory forecasts to see whether the analysts have changed their earnings models, following these results.

Check out our latest analysis for Credito Emiliano

After the latest results, the consensus from Credito Emiliano's five analysts is for revenues of €1.89b in 2025, which would reflect a small 2.3% decline in revenue compared to the last year of performance. Before this earnings report, the analysts had been forecasting revenues of €1.87b and earnings per share (EPS) of €1.48 in 2025. So we can see that while the consensus made no real change to its revenue estimates, it also no longer provides an earnings per share estimate. This suggests that revenues are what the market is focusing on after the latest results.

We'd also point out that thatthe analysts have made no major changes to their price target of €12.76. There's another way to think about price targets though, and that's to look at the range of price targets put forward by analysts, because a wide range of estimates could suggest a diverse view on possible outcomes for the business. The most optimistic Credito Emiliano analyst has a price target of €13.50 per share, while the most pessimistic values it at €11.70. With such a narrow range of valuations, the analysts apparently share similar views on what they think the business is worth.

One way to get more context on these forecasts is to look at how they compare to both past performance, and how other companies in the same industry are performing. We would highlight that revenue is expected to reverse, with a forecast 2.3% annualised decline to the end of 2025. That is a notable change from historical growth of 14% over the last five years. By contrast, our data suggests that other companies (with analyst coverage) in the same industry are forecast to see their revenue grow 1.6% annually for the foreseeable future. So although its revenues are forecast to shrink, this cloud does not come with a silver lining - Credito Emiliano is expected to lag the wider industry.

The Bottom Line

The clear take away from these updates is that the analysts made no change to their revenue estimates for next year, with the business apparently performing in line with their models. On the plus side, there were no major changes to revenue estimates; although forecasts imply they will perform worse than the wider industry. The consensus price target held steady at €12.76, with the latest estimates not enough to have an impact on their price targets.

We have estimates for Credito Emiliano from its five analysts out to 2027, and you can see them free on our platform here.

You should always think about risks though. Case in point, we've spotted 2 warning signs for Credito Emiliano you should be aware of, and 1 of them is potentially serious.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.