Banca Popolare di Sondrio Balance Sheet Health
Financial Health criteria checks 4/6
Banca Popolare di Sondrio has total assets of €54.4B and total equity of €4.0B. Total deposits are €37.5B, and total loans are €44.5B.
Key information
13.5x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | €37.45b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.2% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | €2.57b |
Recent financial health updates
No updates
Recent updates
Banca Popolare di Sondrio (BIT:BPSO) Has Announced That It Will Be Increasing Its Dividend To €0.56
Apr 25
Banca Popolare di Sondrio (BIT:BPSO) Will Pay A Larger Dividend Than Last Year At €0.56
Mar 22Banca Popolare di Sondrio (BIT:BPSO) Is Increasing Its Dividend To €0.28
Apr 07Banca Popolare di Sondrio (BIT:BPSO) Has Announced That It Will Be Increasing Its Dividend To €0.28
Mar 24Should You Be Adding Banca Popolare di Sondrio (BIT:BPSO) To Your Watchlist Today?
Jul 15Should You Or Shouldn't You: A Dividend Analysis on Banca Popolare di Sondrio S.C.p.A. (BIT:BPSO)
Dec 07
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BPSO's Assets to Equity ratio (13.5x) is moderate.
Allowance for Bad Loans: BPSO has a low allowance for bad loans (74%).
Low Risk Liabilities: 74% of BPSO's liabilities are made up of primarily low risk sources of funding.
Loan Level: BPSO has an appropriate level of Loans to Assets ratio (82%).
Low Risk Deposits: BPSO's Loans to Deposits ratio (119%) is appropriate.
Level of Bad Loans: BPSO has a high level of bad loans (3.2%).
Discover healthy companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/20 19:27 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Banca Popolare di Sondrio S.p.A is covered by 6 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Giovanni Razzoli | Deutsche Bank |
| Luigi De Bellis | Equita SIM S.p.A. |
| Fabrizio Bernardi | Intermonte SIM S.p.A. |