Banco BPM S.p.A.

BIT:BAMI Stock Report

Market Cap: €11.5b

Banco BPM Past Earnings Performance

Past criteria checks 5/6

Banco BPM has been growing earnings at an average annual rate of 36.5%, while the Banks industry saw earnings growing at 32.5% annually. Revenues have been growing at an average rate of 11% per year. Banco BPM's return on equity is 13.5%, and it has net margins of 40.3%.

Key information

36.5%

Earnings growth rate

35.7%

EPS growth rate

Banks Industry Growth21.4%
Revenue growth rate11.0%
Return on equity13.5%
Net Margin40.3%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Banco BPM (BIT:BAMI) Is Increasing Its Dividend To €0.56

Mar 13
Banco BPM (BIT:BAMI) Is Increasing Its Dividend To €0.56

Revenue & Expenses Breakdown

How Banco BPM makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

BIT:BAMI Revenue, expenses and earnings (EUR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 244,9932,0133,1340
30 Jun 244,8521,3863,1410
31 Mar 244,8211,3653,0780
31 Dec 234,5861,2603,0490
30 Sep 234,4091,1592,9780
30 Jun 234,0649553,0350
31 Mar 233,8617902,9670
31 Dec 223,7656823,0660
30 Sep 223,4336572,9320
30 Jun 223,5225592,9050
31 Mar 223,4236472,9330
31 Dec 213,2975692,9520
30 Sep 213,2423223,1390
30 Jun 212,8692773,1580
31 Mar 212,760-313,1170
31 Dec 202,587213,0940
30 Sep 203,0763582,5370
30 Jun 203,1082992,9010
31 Mar 203,7277932,6030
31 Dec 193,6957972,9370
30 Sep 192,5311022,9680
30 Jun 193,0581902,6720
31 Mar 192,491-1333,0200
31 Dec 182,607-602,7760
30 Sep 183,076-6893,0510
30 Jun 182,506-9183,1550
31 Mar 182,565-1,0943,1530
31 Dec 172,4311,8543,1830
30 Sep 171,0272,0372,2250
30 Jun 171,2061,7753,0460
31 Mar 177871,8222,4760
31 Dec 16199-1,7282,6190
30 Sep 161,117-6312,3860
30 Jun 161,706-2482,4500
31 Mar 161,889-852,3460
31 Dec 152,5554322,4140
30 Sep 15-148-1,4682,3100
30 Jun 15-352-1,6522,3700
31 Mar 15-175-1,7182,2060
31 Dec 14-487-1,9482,2190
30 Sep 141,010-8692,3590
30 Jun 141,246-7302,3290
31 Mar 141,349-6872,3830
31 Dec 131,456-5772,3860

Quality Earnings: BAMI has high quality earnings.

Growing Profit Margin: BAMI's current net profit margins (40.3%) are higher than last year (26.3%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BAMI's earnings have grown significantly by 36.5% per year over the past 5 years.

Accelerating Growth: BAMI's earnings growth over the past year (73.7%) exceeds its 5-year average (36.5% per year).

Earnings vs Industry: BAMI earnings growth over the past year (73.7%) exceeded the Banks industry 15%.

Return on Equity

High ROE: BAMI's Return on Equity (13.5%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 05:41
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Banco BPM S.p.A. is covered by 35 analysts. 13 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Fabrizio SpagnaAxia Financial Research
Antonio Garcia-GonzalezBanco Santander
Paola SabbioneBarclays