NSEI:PCJEWELLER

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Executive Summary

PC Jeweller Limited manufactures, retails, and trades in gold jewelry, diamond studded jewelry, and silver items in India. More Details


Snowflake Analysis

Imperfect balance sheet and overvalued.


Similar Companies

Share Price & News

How has PC Jeweller's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: PCJEWELLER is more volatile than 90% of Indian stocks over the past 3 months, typically moving +/- 11% a week.

Volatility Over Time: PCJEWELLER's weekly volatility (11%) has been stable over the past year, but is still higher than 75% of Indian stocks.


Market Performance


7 Day Return

-3.9%

PCJEWELLER

-2.0%

IN Specialty Retail

-0.3%

IN Market


1 Year Return

17.0%

PCJEWELLER

-25.4%

IN Specialty Retail

15.9%

IN Market

Return vs Industry: PCJEWELLER exceeded the Indian Specialty Retail industry which returned -25.7% over the past year.

Return vs Market: PCJEWELLER exceeded the Indian Market which returned 15.9% over the past year.


Shareholder returns

PCJEWELLERIndustryMarket
7 Day-3.9%-2.0%-0.3%
30 Day13.1%7.1%4.9%
90 Day104.9%40.1%24.5%
1 Year17.0%17.0%-14.1%-25.4%18.0%15.9%
3 Year-95.3%-95.4%-87.0%-87.1%9.7%4.4%
5 Year-84.8%-85.0%-67.3%-67.9%82.1%68.4%

Long-Term Price Volatility Vs. Market

How volatile is PC Jeweller's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is PC Jeweller undervalued compared to its fair value and its price relative to the market?

0.28x

Price to Book (PB) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate PCJEWELLER's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate PCJEWELLER's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: PCJEWELLER is unprofitable, so we can't compare its PE Ratio to the IN Specialty Retail industry average.

PE vs Market: PCJEWELLER is unprofitable, so we can't compare its PE Ratio to the Indian market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate PCJEWELLER's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: PCJEWELLER is good value based on its PB Ratio (0.3x) compared to the IN Specialty Retail industry average (0.9x).


Next Steps

Future Growth

How is PC Jeweller forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

22.7%

Forecasted Retail industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as PC Jeweller has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has PC Jeweller performed over the past 5 years?

-70.9%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: PCJEWELLER is currently unprofitable.

Growing Profit Margin: PCJEWELLER is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: PCJEWELLER is unprofitable, and losses have increased over the past 5 years at a rate of 70.9% per year.

Accelerating Growth: Unable to compare PCJEWELLER's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: PCJEWELLER is unprofitable, making it difficult to compare its past year earnings growth to the Specialty Retail industry (22.7%).


Return on Equity

High ROE: PCJEWELLER has a negative Return on Equity (-3.36%), as it is currently unprofitable.


Next Steps

Financial Health

How is PC Jeweller's financial position?


Financial Position Analysis

Short Term Liabilities: PCJEWELLER's short term assets (₹74.7B) exceed its short term liabilities (₹37.2B).

Long Term Liabilities: PCJEWELLER's short term assets (₹74.7B) exceed its long term liabilities (₹1.4B).


Debt to Equity History and Analysis

Debt Level: PCJEWELLER's debt to equity ratio (83.6%) is considered high.

Reducing Debt: PCJEWELLER's debt to equity ratio has increased from 37.6% to 83.6% over the past 5 years.

Debt Coverage: PCJEWELLER's operating cash flow is negative, therefore debt is not well covered.

Interest Coverage: PCJEWELLER is unprofitable, therefore interest payments are not well covered by earnings.


Balance Sheet


Next Steps

Dividend

What is PC Jeweller current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate PCJEWELLER's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate PCJEWELLER's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if PCJEWELLER's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if PCJEWELLER's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: PCJEWELLER is not paying a notable dividend for the Indian market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of PCJEWELLER's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

9.5yrs

Average management tenure


CEO

Balram Garg (50 yo)

15.75yrs

Tenure

₹24,000,000

Compensation

Mr. Balram Garg, B.Com. has been the Managing Director at PC Jeweller Limited since April 16,2005 and serves as its Chief Executive Officer. Mr. Garg has been an Executive Director of PC Jeweller Limited s...


CEO Compensation Analysis

Compensation vs Market: Balram's total compensation ($USD328.10K) is above average for companies of similar size in the Indian market ($USD44.32K).

Compensation vs Earnings: Balram's compensation has increased whilst the company is unprofitable.


Leadership Team

NamePositionTenureCompensationOwnership
Balram Garg
MD & Executive Director15.75yrs₹24.00m34.08%
₹ 3.7b
Nikhilesh Govil
President & President of Online & New Initiativesno data₹4.75mno data
Sanjeev Bhatia
Chief Financial Officerno data₹8.18m0.033%
₹ 3.5m
Ramesh Sharma
Executive Director & COO6.92yrs₹8.18m0.034%
₹ 3.6m
Vijay Panwar
Company Secretary & Compliance Officerno data₹4.72m0.014%
₹ 1.5m
Raja Sugla
President of Accounts & Taxationno data₹7.53m0.030%
₹ 3.2m
Kuldeep Singh
President of Accounts & Auditno data₹7.53m0.030%
₹ 3.2m
Sheiba Anand
President of Retail Operationsno data₹4.35mno data
Vivek Jain
Chief Technical Officerno data₹4.48mno data
Ram Yadav
Assistant Vice President of Human Resourcesno datano datano data
Nitin Gupta
President of Manufacturing9.5yrsno datano data
Sachin Gupta
President of Gold Manufacturing9.5yrs₹2.25m0%
₹ 0

9.5yrs

Average Tenure

47yo

Average Age

Experienced Management: PCJEWELLER's management team is seasoned and experienced (9.5 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Balram Garg
MD & Executive Director15.75yrs₹24.00m34.08%
₹ 3.7b
Ramesh Sharma
Executive Director & COO6.92yrs₹8.18m0.034%
₹ 3.6m
Krishan Khurana
Independent Director9.33yrs₹330.00kno data
Sannovanda Swathi
Independent Director3yrs₹160.00kno data
Suresh Jain
Independent Director5.33yrs₹130.00kno data
Manohar Singla
Independent Director9.33yrs₹280.00kno data
Miyar Nayak
Independent Director6.92yrs₹250.00kno data

6.9yrs

Average Tenure

63yo

Average Age

Experienced Board: PCJEWELLER's board of directors are considered experienced (6.9 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

PC Jeweller Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: PC Jeweller Limited
  • Ticker: PCJEWELLER
  • Exchange: NSEI
  • Founded: 2005
  • Industry: Specialty Stores
  • Sector: Retail
  • Market Cap: ₹10.726b
  • Shares outstanding: 395.07m
  • Website: https://www.pcjeweller.com

Number of Employees


Location

  • PC Jeweller Limited
  • C-54, Preet Vihar
  • Vikas Marg
  • Delhi
  • Delhi
  • 110092
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
PCJEWELLERNSEI (National Stock Exchange of India)YesEquity SharesININRDec 2012
534809BSE (Mumbai Stock Exchange)YesEquity SharesININRDec 2012

Biography

PC Jeweller Limited manufactures, retails, and trades in gold jewelry, diamond studded jewelry, and silver items in India. The company sells its jewelry through its showrooms and Website, wearyourshine.com...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/01/16 12:13
End of Day Share Price2021/01/15 00:00
Earnings2020/09/30
Annual Earnings2020/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.