EFC (I) Management

Management criteria checks 2/4

EFC (I)'s CEO is Umesh Sahay, appointed in Jul 2022, has a tenure of 2.33 years. total yearly compensation is ₹1.76M, comprised of 100% salary and 0% bonuses, including company stock and options. directly owns 23.25% of the company’s shares, worth ₹6.18B. The average tenure of the management team and the board of directors is 2.3 years and 2.5 years respectively.

Key information

Umesh Sahay

Chief executive officer

₹1.8m

Total compensation

CEO salary percentage	100.0%
CEO tenure	2.3yrs
CEO ownership	23.3%
Management average tenure	2.3yrs
Board average tenure	2.5yrs

Recent management updates

Recent updates

CEO Compensation Analysis

How has Umesh Sahay's remuneration changed compared to EFC (I)'s earnings?
Date	Total Compensation	Salary	Company Earnings
Sep 30 2024	n/a	n/a	₹885m
Jun 30 2024	n/a	n/a	₹699m
Mar 31 2024	₹2m	₹2m	₹580m

Compensation vs Market: Umesh's total compensation ($USD20.83K) is below average for companies of similar size in the Indian market ($USD271.71K).

Compensation vs Earnings: Insufficient data to compare Umesh's compensation with company performance.

CEO

Umesh Sahay (41 yo)

2.3yrs

Tenure

₹1,759,000

Compensation

Mr. Umesh Kumar Sahay serves as Additional Executive Director of Capfin India Limited since October 09, 2024. He serves as Chairman and Managing Director of TCC Concept Limited (formerly Aaswa Trading and...

Leadership Team

Name	Position	Tenure	Compensation	Ownership
Umesh Sahay	Chairman & MD	2.3yrs	₹1.76m	23.25% ₹ 6.2b
Uday Vora	Chief Financial Officer	2.5yrs	₹1.50m	no data
Aman Gupta	Company Secretary & Compliance Officer	2.1yrs	₹1.22m	no data
Nikhil Bhuta	Whole-Time Director	2.2yrs	₹3.25m	no data

2.3yrs

Average Tenure

38yo

Average Age

Experienced Management: 512008's management team is considered experienced (2.3 years average tenure).

Board Members

Name	Position	Tenure	Compensation	Ownership
Umesh Sahay	Chairman & MD	2.5yrs	₹1.76m	23.25% ₹ 6.2b
Nikhil Bhuta	Whole-Time Director	2.5yrs	₹3.25m	no data
Rajesh Vaishnav	Non-Executive Independent Director	2.3yrs	₹640.00k	0.55% ₹ 146.9m
Abhishek Narbaria	Non-Executive & Non-Independent Director	2.5yrs	₹2.54m	20.57% ₹ 5.5b
Gayathri Iyer	Non-Executive Independent Director	2.5yrs	₹680.00k	no data
Mangina Rao	Independent Director	1.5yrs	₹600.00k	0.052% ₹ 13.7m

2.5yrs

Average Tenure

46yo

Average Age

Experienced Board: 512008's board of directors are not considered experienced ( 2.5 years average tenure), which suggests a new board.

EFC (I) Management

Management criteria checks 2/4

Key information

Recent management updates

Non-Executive Independent Director recently sold ₹121m worth of stock

EFC (I) Limited Announces Change in the Designation of Abhishek Narbaria from Whole-Time Director to Non-Executive Non-Independent Director

EFC (I) Limited, Annual General Meeting, Sep 30, 2024

EFC (I) Limited, Annual General Meeting, Sep 29, 2023

EFC (I) Limited, Annual General Meeting, Sep 29, 2023

High number of new and inexperienced directors

Recent updates

Investor sentiment improves as stock rises 18%

Non-Executive Independent Director recently sold ₹121m worth of stock

Second quarter 2025 earnings released: EPS: ₹14.69 (vs ₹2.20 in 2Q 2024)

EFC (I) Limited Announces Change in the Designation of Abhishek Narbaria from Whole-Time Director to Non-Executive Non-Independent Director

EFC (I) Limited to Report Q2, 2025 Results on Oct 24, 2024

EFC (I) Limited, Annual General Meeting, Sep 30, 2024

New major risk - Financial position

First quarter 2025 earnings released: EPS: ₹3.17 (vs ₹0.90 in 1Q 2024)

EFC (I) Limited to Report Q1, 2025 Results on Aug 10, 2024

Investor sentiment improves as stock rises 26%

Full year 2024 earnings released: EPS: ₹14.06 (vs ₹1.84 in FY 2023)

New minor risk - Share price stability

EFC (I) Limited to Report Q4, 2024 Results on May 29, 2024

Investor sentiment improves as stock rises 20%

Investor sentiment deteriorates as stock falls 21%

Third quarter 2024 earnings released

EFC (I) Limited to Report Q3, 2024 Results on Feb 06, 2024

New major risk - Shareholder dilution

EFC (I) Limited announced that it expects to receive INR 1.75 million in funding from Martina Developers And Fincon Private Limited

EFC (I) Limited to Report Q2, 2024 Results on Nov 04, 2023

New major risk - Shareholder dilution

EFC (I) Limited, Annual General Meeting, Sep 29, 2023

EFC (I) Limited, Annual General Meeting, Sep 29, 2023

EFC (I) Limited to Report Q1, 2024 Results on Aug 05, 2023

EFC (I) Limited announced that it expects to receive INR 304.4565 million in funding from Morde Foods Private Limited, Aegis Investment Fund and other investors

EFC (I) Limited announced a financing transaction

EFC (I) Limited to Report Q3, 2023 Results on Feb 14, 2023

High number of new and inexperienced directors

EFC (I) Limited to Report Q2, 2023 Results on Nov 12, 2022

EFC (I) Limited Approves the Appointment of Aman Kumar Gupta as Company Secretary

EFC (I) Limited Announces Resignation of Rupal Pankaj Dedhia as Company Secretary and Compliance Officer

High number of new and inexperienced directors

EFC (I) Limited Announces Change of Designation of Nikhil Dilipbhai Bhuta as Whole-Time Director

EFC (1) Limited, Annual General Meeting, Sep 30, 2022

EFC (1) Limited announced that it expects to receive INR 157.5 million in funding

High number of new and inexperienced directors

Amani Trading and Exports Limited to Report Q1, 2023 Results on Aug 13, 2022

Amani Trading and Exports Limited Appoints Umesh Kumar Sahay as Managing Director

High number of new and inexperienced directors

Amani Trading and Exports Limited Announces Executive Changes

Amani Trading and Exports Limited to Report Q4, 2022 Results on May 26, 2022

Amani Trading and Exports Limited to Report Q4, 2022 Results on May 26, 2022

High number of new directors

Amani Trading and Exports Limited Appoints Umesh Sahay as Additional Director (Non Executive-Non Independent)

Insufficient new directors

Insufficient new directors

Amani Trading and Exports Limited Appoints John T Koshy as Chief Financial Officer, Effective March 1, 2022

Amani Trading and Exports Limited to Report Q3, 2022 Results on Feb 10, 2022

Insufficient new directors

Insufficient new directors

Insufficient new directors

Investor sentiment improved over the past week

Amani Trading and Exports Limited to Report Q1, 2021 Results on Sep 01, 2020

CEO Compensation Analysis

CEO

Tenure

Compensation

Leadership Team

Average Tenure

Average Age

Board Members

Average Tenure

Average Age