Canara HSBC Life Insurance Past Earnings Performance

Past criteria checks 2/6

Canara HSBC Life Insurance has been growing earnings at an average annual rate of 31.6%, while the Insurance industry saw earnings growing at 31.8% annually. Revenues have been growing at an average rate of 10.7% per year. Canara HSBC Life Insurance's return on equity is 8.1%, and it has net margins of 1.2%.

Key information

31.60%

Earnings growth rate

31.63%

EPS growth rate

Insurance Industry Growth	8.47%
Revenue growth rate	10.65%
Return on equity	8.14%
Net Margin	1.23%
Last Earnings Update	30 Sep 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Canara HSBC Life Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NSEI:CANHLIFE Revenue, expenses and earnings (INR Millions)
Date	Revenue	Earnings	G+A Expenses
30 Sep 25	102,211	1,256	10,181
30 Jun 25	112,450	1,217	9,944
31 Mar 25	106,827	1,170	9,776
31 Dec 24	115,223	1,777	9,819
30 Sep 24	131,393	2,292	9,568
30 Jun 24	123,649	1,743	9,332
31 Mar 24	118,147	1,133	9,192
31 Dec 23	108,450	2,324	9,120
30 Sep 23	109,136	775	8,973
30 Jun 23	109,292	779	8,823
31 Mar 23	84,576	912	8,199
31 Dec 22	85,215	905	7,925
30 Sep 22	68,746	1,356	7,665
30 Jun 22	67,576	761	7,362
31 Mar 22	86,775	102	7,032
31 Dec 21	85,440	642	6,593
30 Sep 21	99,768	52	6,399
30 Jun 21	94,290	490	6,144
31 Mar 21	91,365	946	5,848
31 Dec 20	64,387	-285	5,766
30 Sep 20	49,172	214	5,552
30 Jun 20	39,646	297	5,411
31 Mar 20	31,223	1,051	5,287
31 Dec 19	53,262	1,611	4,863
30 Sep 19	49,090	1,572	4,549
30 Jun 19	39,336	1,783	3,333
31 Mar 19	44,700	1,652	4,090
31 Dec 18	34,810	1,512	4,060
30 Sep 18	37,487	1,488	3,919
30 Jun 18	46,744	1,755	4,733
31 Mar 18	38,150	1,678	3,690
31 Dec 17	45,440	1,157	3,577
30 Sep 17	36,444	1,159	3,493
30 Jun 17	37,167	1,064	3,264
31 Mar 17	38,373	1,113	3,141
31 Dec 16	31,469	1,316	2,891
30 Sep 16	32,007	1,290	2,754
30 Jun 16	26,372	1,303	2,755
31 Mar 16	20,316	1,260	2,700
31 Dec 15	21,819	1,187	2,658
30 Sep 15	24,899	1,141	2,627
30 Jun 15	27,290	1,070	2,631
31 Mar 15	35,260	1,029	2,597
31 Dec 14	33,917	254	2,598

Quality Earnings: CANHLIFE has high quality earnings.

Growing Profit Margin: CANHLIFE's current net profit margins (1.2%) are lower than last year (1.7%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: CANHLIFE's earnings have grown significantly by 31.6% per year over the past 5 years.

Accelerating Growth: CANHLIFE's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: CANHLIFE had negative earnings growth (-45.2%) over the past year, making it difficult to compare to the Insurance industry average (9.4%).

Return on Equity

High ROE: CANHLIFE's Return on Equity (8.1%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/10/30 11:32
End of Day Share Price	2025/10/30 00:00
Earnings	2025/09/30
Annual Earnings	2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Canara HSBC Life Insurance Company Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.