ICICI Lombard General Insurance Company Limited

BSE:540716 Stock Report

Market Cap: ₹925.4b

ICICI Lombard General Insurance Valuation

Is 540716 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

1/6

Valuation Score 1/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 540716 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 540716 (₹1869.35) is trading above our estimate of fair value (₹741.35)

Significantly Below Fair Value: 540716 is trading above our estimate of fair value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 540716?

Key metric: As 540716 is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 540716. This is calculated by dividing 540716's market cap by their current earnings.
What is 540716's PE Ratio?
PE Ratio41.6x
Earnings₹22.25b
Market Cap₹925.40b

Price to Earnings Ratio vs Peers

How does 540716's PE Ratio compare to its peers?

The above table shows the PE ratio for 540716 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average60.3x
NIACL New India Assurance
19.2x-5.6%₹326.3b
GODIGIT Go Digit General Insurance
101.4x30.3%₹290.3b
ICICIPRULI ICICI Prudential Life Insurance
109.1x19.0%₹955.9b
GICRE General Insurance Corporation of India
11.3x0.6%₹822.6b
540716 ICICI Lombard General Insurance
41.6x15.3%₹925.4b

Price-To-Earnings vs Peers: 540716 is good value based on its Price-To-Earnings Ratio (41.6x) compared to the peer average (60.3x).

Price to Earnings Ratio vs Industry

How does 540716's PE Ratio compare vs other companies in the Asian Insurance Industry?

6 CompaniesPrice / EarningsEstimated GrowthMarket Cap
540716 41.6xIndustry Avg. 11.1xNo. of Companies46PE0816243240+
6 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: 540716 is expensive based on its Price-To-Earnings Ratio (41.6x) compared to the Asian Insurance industry average (11.1x).

Price to Earnings Ratio vs Fair Ratio

What is 540716's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

540716 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio41.6x
Fair PE Ratio37.3x

Price-To-Earnings vs Fair Ratio: 540716 is expensive based on its Price-To-Earnings Ratio (41.6x) compared to the estimated Fair Price-To-Earnings Ratio (37.3x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 540716 forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Current₹1,869.35
₹2,142.11
+14.6%
14.6%₹2,600.00₹1,400.00n/a27
Dec ’25₹1,864.20
₹2,142.11
+14.9%
14.6%₹2,600.00₹1,400.00n/a27
Nov ’25₹1,918.00
₹2,142.11
+11.7%
14.6%₹2,600.00₹1,400.00n/a27
Oct ’25₹2,156.55
₹2,058.42
-4.6%
16.4%₹2,650.00₹1,300.00n/a26
Sep ’25₹2,142.35
₹1,974.42
-7.8%
16.6%₹2,600.00₹1,291.00n/a26
Aug ’25₹2,003.20
₹1,943.52
-3.0%
14.8%₹2,331.00₹1,291.00n/a27
Jul ’25₹1,806.10
₹1,773.64
-1.8%
13.4%₹2,100.00₹1,215.00n/a25
Jun ’25₹1,579.25
₹1,758.64
+11.4%
13.3%₹2,100.00₹1,100.00n/a25
May ’25₹1,709.90
₹1,752.83
+2.5%
13.5%₹2,100.00₹1,100.00n/a24
Apr ’25₹1,695.70
₹1,635.86
-3.5%
13.8%₹2,000.00₹1,100.00n/a22
Mar ’25₹1,641.95
₹1,592.17
-3.0%
11.8%₹1,875.00₹1,100.00n/a24
Feb ’25₹1,512.85
₹1,573.63
+4.0%
11.0%₹1,780.00₹1,100.00n/a24
Jan ’25₹1,437.70
₹1,486.00
+3.4%
13.4%₹1,750.00₹995.00n/a24
Dec ’24₹1,457.85
₹1,483.92
+1.8%
13.3%₹1,750.00₹995.00₹1,864.2024
Nov ’24₹1,356.90
₹1,472.56
+8.5%
13.1%₹1,750.00₹995.00₹1,918.0025
Oct ’24₹1,308.00
₹1,432.80
+9.5%
12.7%₹1,700.00₹995.00₹2,156.5525
Sep ’24₹1,341.30
₹1,432.80
+6.8%
12.7%₹1,700.00₹995.00₹2,142.3525
Aug ’24₹1,362.90
₹1,427.79
+4.8%
12.9%₹1,700.00₹995.00₹2,003.2024
Jul ’24₹1,344.05
₹1,373.23
+2.2%
14.1%₹1,650.00₹980.00₹1,806.1022
Jun ’24₹1,226.95
₹1,356.86
+10.6%
13.6%₹1,650.00₹980.00₹1,579.2522
May ’24₹1,080.25
₹1,351.87
+25.1%
13.3%₹1,650.00₹980.00₹1,709.9023
Apr ’24₹1,069.45
₹1,388.25
+29.8%
13.0%₹1,620.00₹920.00₹1,695.7024
Mar ’24₹1,100.10
₹1,409.70
+28.1%
10.9%₹1,620.00₹995.00₹1,641.9523
Feb ’24₹1,123.90
₹1,413.46
+25.8%
10.7%₹1,620.00₹995.00₹1,512.8524
Jan ’24₹1,235.20
₹1,432.54
+16.0%
11.4%₹1,650.00₹995.00₹1,437.7024
Dec ’23₹1,225.15
₹1,432.54
+16.9%
11.4%₹1,650.00₹995.00₹1,457.8524

Analyst Forecast: Target price is less than 20% higher than the current share price.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/25 05:21
End of Day Share Price 2024/12/24 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

ICICI Lombard General Insurance Company Limited is covered by 38 analysts. 26 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Supratim DattaAmbit Capital
null nullAsian Markets Securities Private Limited
Sanketh GodhaAvendus Spark