BSE:540717

Stock Analysis Report

Polo Queen Industrial and Fintech

Executive Summary

Polo Queen Industrial and Fintech Limited trades in fabric, FMCG, and minerals and chemicals in India.

Risk Analysis

Large one-off items impacting financial results

Profit margins (0.9%) are lower than last year (1.3%)

Does not have meaningful revenue (₹236M)

Does not have a meaningful market cap (₹1B)



Snowflake Analysis

Imperfect balance sheet and overvalued.

Share Price & News

How has Polo Queen Industrial and Fintech's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: 540717 has not had significant price volatility in the past 3 months.


Market Performance


7 Day Return

0%

540717

5.4%

IN Household Products

1.8%

IN Market


1 Year Return

n/a

540717

17.0%

IN Household Products

8.0%

IN Market

Return vs Industry: Insufficient data to determine how 540717 performed against the Indian Household Products industry.

Return vs Market: Insufficient data to determine how 540717 performed against the Indian Market.


Shareholder returns

540717IndustryMarket
7 Day0%5.4%1.8%
30 Day-4.5%6.7%3.6%
90 Dayn/a-2.3%6.5%
1 Yearn/a18.5%17.0%10.0%8.0%
3 Yearn/a142.1%132.4%35.0%27.9%
5 Yearn/a127.3%110.2%36.5%24.2%

Price Volatility Vs. Market

How volatile is Polo Queen Industrial and Fintech's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Polo Queen Industrial and Fintech undervalued compared to its fair value and its price relative to the market?

693.16x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: 540717 (₹21) is trading above our estimate of fair value (₹13.33)

Significantly Below Fair Value: 540717 is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: 540717 is poor value based on its PE Ratio (693.2x) compared to the Household Products industry average (26.6x).

PE vs Market: 540717 is poor value based on its PE Ratio (693.2x) compared to the Indian market (13.8x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate 540717's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: 540717 is good value based on its PB Ratio (0.7x) compared to the IN Household Products industry average (1.2x).


Next Steps

Future Growth

How is Polo Queen Industrial and Fintech forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

15.4%

Forecasted Household industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Polo Queen Industrial and Fintech has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has Polo Queen Industrial and Fintech performed over the past 5 years?

32.0%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: 540717 has a large one-off loss of ₹991.5K impacting its September 30 2019 financial results.

Growing Profit Margin: 540717's current net profit margins (0.9%) are lower than last year (1.3%).


Past Earnings Growth Analysis

Earnings Trend: 540717 has become profitable over the past 5 years, growing earnings by 32% per year.

Accelerating Growth: 540717's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 540717 had negative earnings growth (-74.5%) over the past year, making it difficult to compare to the Household Products industry average (-26.8%).


Return on Equity

High ROE: 540717's Return on Equity (0.1%) is considered low.


Return on Assets


Return on Capital Employed


Next Steps

Financial Health

How is Polo Queen Industrial and Fintech's financial position?


Financial Position Analysis

Short Term Liabilities: 540717's short term assets (₹74.6M) do not cover its short term liabilities (₹78.9M).

Long Term Liabilities: 540717's short term assets (₹74.6M) do not cover its long term liabilities (₹115.6M).


Debt to Equity History and Analysis

Debt Level: 540717's debt to equity ratio (8.3%) is considered satisfactory.

Reducing Debt: 540717's debt to equity ratio has increased from 6.1% to 8.3% over the past 5 years.

Debt Coverage: 540717's debt is well covered by operating cash flow (22.4%).

Interest Coverage: 540717's interest payments on its debt are not well covered by EBIT (1.5x coverage).


Balance Sheet

Inventory Level: 540717 has a high level of physical assets or inventory.

Debt Coverage by Assets: 540717's debt is not covered by short term assets (assets are 0.5x debt).


Next Steps

Dividend

What is Polo Queen Industrial and Fintech's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

companyn/amarketbottom25%0.6%markettop25%2.2%industryaverage1.4%forecastin3Yearsn/a

Current dividend yield vs market & industry

Notable Dividend: Unable to evaluate 540717's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.

High Dividend: Unable to evaluate 540717's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if 540717's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if 540717's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of 540717's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.


Next Steps

Management

What is the CEO of Polo Queen Industrial and Fintech's salary, the management and board of directors tenure and is there insider trading?

19.4yrs

Average board tenure


CEO

Umesh Agarwal (66yo)

0yrs

Tenure

₹840,000

Compensation

Mr. Umesh Kumar Agarwal has been Whole Time Director at Polo Queen Industrial And Fintech Limited since September 27, 1993. Mr. Agarwal is expertise in Global Trade of Minerals Carbon Products, Logistics a ...


CEO Compensation Analysis

Compensation vs Market: Umesh's total compensation ($USD11.85K) is below average for companies of similar size in the Indian market ($USD50.75K).

Compensation vs Earnings: Umesh's compensation has been consistent with company performance over the past year.


Board Age and Tenure

19.4yrs

Average Tenure

58yo

Average Age

Experienced Board: 540717's board of directors are seasoned and experienced ( 19.4 years average tenure).


Insider Trading

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Management Team

  • Umesh Agarwal (66yo)

    Whole Time Director

    • Compensation: ₹840.00k
  • Udit Sanghai (28yo)

    CFO & Executive Director

    • Compensation: ₹1.20m
  • Chandrasekhar Sawant (67yo)

    Vice President

    • Ravi Jakhotia (33yo)

      General Manager

      • Ramniwas Jakhotia (80yo)

        Factory Head

        • Anand Mittal (55yo)

          Senior Accountant

          • Vandana Yadav

            Company Secretary & Compliance Officer

            • Tenure: 0.2yrs

          Board Members

          • Prabhas Sanghai (58yo)

            Non- Executive Director

            • Tenure: 0.9yrs
            • Compensation: ₹45.00k
          • Rahul Sanghai (46yo)

            Non-Executive Director

            • Tenure: 19.4yrs
            • Compensation: ₹75.00k
          • Nandlal Sanghai (69yo)

            Non-Executive Director

            • Tenure: 26.3yrs
            • Compensation: ₹55.00k
          • Umesh Agarwal (66yo)

            Whole Time Director

            • Compensation: ₹840.00k
          • Udit Sanghai (28yo)

            CFO & Executive Director

            • Compensation: ₹1.20m
          • Aspi Katgara (66yo)

            Independent Non-Executive Director

            • Compensation: ₹70.00k
          • Natwarlal Gaur (34yo)

            Independent Non-Executive Director

            • Compensation: ₹85.00k
          • Aftab Mohd. Diamondwala (52yo)

            Independent Non-Executive Director

            • Compensation: ₹30.00k
          • Shridatta Haldankar (63yo)

            Non-Executive Independent Director

            • Tenure: 1yrs

          Company Information

          Polo Queen Industrial and Fintech Limited's company bio, employee growth, exchange listings and data sources


          Key Information

          • Name: Polo Queen Industrial and Fintech Limited
          • Ticker: 540717
          • Exchange: BSE
          • Founded: 1984
          • Industry: Household Products
          • Sector: Household
          • Market Cap: ₹1.410b
          • Shares outstanding: 67.15m
          • Website: https://www.poloqueen.com

          Number of Employees


          Location

          • Polo Queen Industrial and Fintech Limited
          • 304, A to Z Industrial Estate
          • Ganpatrao Kadam Marg
          • Mumbai
          • Maharashtra
          • 400013
          • India

          Listings

          TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
          540717MCXX (Mcx Stock Exchange Ltd)YesEquity SharesININRSep 2017
          540717BSE (Mumbai Stock Exchange)YesEquity SharesININRSep 2017

          Biography

          Polo Queen Industrial and Fintech Limited trades in fabric, FMCG, and minerals and chemicals in India. The company produces and supplies FMCG products to defense sector; and manufactures and trades chemicals and minerals. It offers home care products comprising multi use cleanser under HEALTH+ brand name, floor cleaner under CLEANEX brand name, toilet cleaner under HIGENE brand name, copper and brass cleaner under DUMDAAR brand name, and air freshener tablet and spray under BREEZER brand name; and personal care products, such as toilet soap under FRESHGLO brand and liquid hand wash under CAREZ brand. Polo Queen Industrial and Fintech Limited also provides fabric care products, including detergent powders, cakes, and liquid blue with optical brighteners under TOP WASH, BRIGHTONIC, WAAH, NAYA LEHAR, and BLUE BIRD brand names, as well as dish wash liquid and bar under SHUDH brand name. Polo Queen Industrial and Fintech Limited was incorporated in 1984 and is based in Mumbai, India. 


          Company Analysis and Financial Data Status

          All financial data provided by Standard & Poor's Capital IQ.
          DataLast Updated (UTC time)
          Company Analysis2020/01/18 12:56
          End of Day Share Price2020/01/02 00:00
          Earnings2019/09/30
          Annual Earnings2019/03/31


          Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.