Spandana Sphoorty Financial Limited

NSEI:SPANDANA Stock Report

Market Cap: ₹26.0b

Spandana Sphoorty Financial Past Earnings Performance

Past criteria checks 2/6

Spandana Sphoorty Financial has been growing earnings at an average annual rate of 1.7%, while the Consumer Finance industry saw earnings growing at 24.9% annually. Revenues have been growing at an average rate of 0.09% per year. Spandana Sphoorty Financial's return on equity is 2.7%, and it has net margins of 8.7%.

Key information

1.7%

Earnings growth rate

-2.8%

EPS growth rate

Consumer Finance Industry Growth18.3%
Revenue growth rate0.09%
Return on equity2.7%
Net Margin8.7%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

With EPS Growth And More, Spandana Sphoorty Financial (NSE:SPANDANA) Makes An Interesting Case

May 09
With EPS Growth And More, Spandana Sphoorty Financial (NSE:SPANDANA) Makes An Interesting Case

News Flash: 3 Analysts Think Spandana Sphoorty Financial Limited (NSE:SPANDANA) Earnings Are Under Threat

Jan 11
News Flash: 3 Analysts Think Spandana Sphoorty Financial Limited (NSE:SPANDANA) Earnings Are Under Threat

Spandana Sphoorty Financial Limited Just Beat Revenue Estimates By 7.7%

Aug 18
Spandana Sphoorty Financial Limited Just Beat Revenue Estimates By 7.7%

Trade Alert: The Founder Of Spandana Sphoorty Financial Limited (NSE:SPANDANA), Padmaja Gangireddy, Has Just Spent ₹3.4m Buying A Few More Shares

Feb 21
Trade Alert: The Founder Of Spandana Sphoorty Financial Limited (NSE:SPANDANA), Padmaja Gangireddy, Has Just Spent ₹3.4m Buying A Few More Shares

Spandana Sphoorty Financial (NSE:SPANDANA) Share Prices Have Dropped 34% In The Last Year

Feb 16
Spandana Sphoorty Financial (NSE:SPANDANA) Share Prices Have Dropped 34% In The Last Year

Chief Strategy Officer Abdul Khan Just Sold A Bunch Of Shares In Spandana Sphoorty Financial Limited (NSE:SPANDANA)

Dec 18
Chief Strategy Officer Abdul Khan Just Sold A Bunch Of Shares In Spandana Sphoorty Financial Limited (NSE:SPANDANA)

Revenue & Expenses Breakdown

How Spandana Sphoorty Financial makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NSEI:SPANDANA Revenue, expenses and earnings (INR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2410,9639545,7500
30 Jun 2414,8704,3695,3290
31 Mar 2415,2035,0075,0030
31 Dec 239,2124,7764,4140
30 Sep 237,9434,2163,8890
30 Jun 236,6493,5153,4910
31 Mar 231,7611233,2400
31 Dec 226,205-6482,9580
30 Sep 225,574-9122,8780
30 Jun 22980-2,0422,6110
31 Mar 227,5116952,3790
31 Dec 2110,2869015,7410
30 Sep 219,1291545,5670
30 Jun 2110,8971,4011,7690
31 Mar 216,8821,4501,7150
31 Dec 2010,8421,7891,7800
30 Sep 2011,3223,3811,7610
30 Jun 2011,2963,1701,7250
31 Mar 2011,0363,5156,5540
31 Dec 199,2803,4221,6310
30 Sep 198,5113,0561,5450
30 Jun 197,4403,3251,4440
31 Mar 196,8753,1181,3470
31 Dec 186,3173,2001,1640
30 Sep 185,5442,9131,0560
30 Jun 184,5472,3969310
31 Mar 183,5511,8798060
31 Mar 171,6035296460
31 Mar 162,0822,4326480
31 Mar 151,8941,0457910
31 Mar 141,7236437430

Quality Earnings: SPANDANA has high quality earnings.

Growing Profit Margin: SPANDANA's current net profit margins (8.7%) are lower than last year (53.1%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: SPANDANA's earnings have grown by 1.7% per year over the past 5 years.

Accelerating Growth: SPANDANA's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: SPANDANA had negative earnings growth (-77.4%) over the past year, making it difficult to compare to the Consumer Finance industry average (26.1%).


Return on Equity

High ROE: SPANDANA's Return on Equity (2.7%) is considered low.


Return on Assets


Return on Capital Employed


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