Muthoot Microfin Limited

NSEI:MUTHOOTMF Stock Report

Market Cap: ₹40.2b

Muthoot Microfin Past Earnings Performance

Past criteria checks 2/6

Muthoot Microfin's earnings have been declining at an average annual rate of -9.4%, while the Diversified Financial industry saw earnings growing at 16.3% annually. Revenues have been growing at an average rate of 17.7% per year. Muthoot Microfin's return on equity is 6%, and it has net margins of 16%.

Key information

-9.41%

Earnings growth rate

-10.17%

EPS growth rate

Diversified Financial Industry Growth18.91%
Revenue growth rate17.67%
Return on equity5.97%
Net Margin15.96%
Last Earnings Update31 Mar 2026

Recent past performance updates

Recent updates

Analysis Article • Apr 22

Why Investors Shouldn't Be Surprised By Muthoot Microfin Limited's (NSE:MUTHOOTMF) Low P/E

When close to half the companies in India have price-to-earnings ratios (or "P/E's") above 27x, you may consider...
Analysis Article • Aug 24

Benign Growth For Muthoot Microfin Limited (NSE:MUTHOOTMF) Underpins Its Share Price

When close to half the companies in India have price-to-earnings ratios (or "P/E's") above 34x, you may consider...
Analysis Article • Apr 03

Lacklustre Performance Is Driving Muthoot Microfin Limited's (NSE:MUTHOOTMF) Low P/E

Muthoot Microfin Limited's ( NSE:MUTHOOTMF ) price-to-earnings (or "P/E") ratio of 9.1x might make it look like a...

Revenue & Expenses Breakdown

How Muthoot Microfin makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NSEI:MUTHOOTMF Revenue, expenses and earnings (INR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Mar 2610,6691,7036,0350
31 Dec 254,374-3,0206,0220
30 Sep 254,400-3,6065,9430
30 Jun 254,561-3,2965,7010
31 Mar 255,914-2,2255,4610
31 Dec 2412,5082,9845,2980
30 Sep 2412,3534,1925,0720
30 Jun 2412,6784,6714,8530
31 Mar 2412,1634,4964,5300
31 Dec 2311,1104,2444,1850
30 Sep 2310,0573,5673,8980
30 Jun 238,1412,5173,5460
31 Mar 236,5681,6393,2630
31 Dec 225,4401,0732,9860
30 Sep 224,4005222,7670
30 Jun 224,3566652,5570
31 Mar 223,8154742,3910
31 Dec 213,2902292,3000
30 Sep 213,3103462,2690
30 Jun 212,668582,0620
31 Mar 212,528711,8940
31 Dec 202,337-961,8610
30 Sep 202,210-2621,8280
30 Jun 202,625-401,9180
31 Mar 202,9761822,0110
31 Dec 193,7049701,8960
30 Sep 194,5961,7581,7800
30 Jun 194,7161,8851,6790
31 Mar 194,8362,0121,5770
31 Dec 184,6551,0081,2080
30 Sep 182,6919091,8970
30 Jun 182,7268341,5430
31 Mar 183,041-1441,1160
31 Mar 171,6293706820
31 Mar 1629994920

Quality Earnings: MUTHOOTMF has high quality earnings.

Growing Profit Margin: MUTHOOTMF became profitable in the past.

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: MUTHOOTMF's earnings have declined by 9.4% per year over the past 5 years.

Accelerating Growth: MUTHOOTMF has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: MUTHOOTMF has become profitable in the last year, making it difficult to compare its past year earnings growth to the Diversified Financial industry (13.1%).

Return on Equity

High ROE: MUTHOOTMF's Return on Equity (6%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/07/17 20:56
End of Day Share Price 2026/07/17 00:00
Earnings2026/03/31
Annual Earnings2026/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Muthoot Microfin Limited is covered by 2 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Nidhesh JainInvestec Bank plc (UK)
Ajit KumarJM Financial Institutional Securities Limited