Mangal Credit and Fincorp Valuation

Q: What is the Fair Price of MANCREDIT when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

MANCREDIT (₹143.5) is trading above our estimate of [[fair value]] (₹2.3)

Is MANCREDIT undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

1/6

Valuation Score 1/6

Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of MANCREDIT when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: MANCREDIT (₹143.5) is trading above our estimate of fair value (₹2.3)

Significantly Below Fair Value: MANCREDIT is trading above our estimate of fair value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for MANCREDIT?

Other financial metrics that can be useful for relative valuation.

The above table shows the n/a ratio for MANCREDIT. This is calculated by dividing MANCREDIT's market cap by their current preferred multiple.
What is MANCREDIT's n/a Ratio?
n/a	0x
n/a	n/a
Market Cap	n/a

MANCREDIT key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	10.2x
Enterprise Value/EBITDA	13.7x
PEG Ratio	n/a

Price to Earnings Ratio vs Peers

How does MANCREDIT's PE Ratio compare to its peers?

The above table shows the PE ratio for MANCREDIT vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PE	Estimated Growth	Market Cap
Peer Average	29.4x
540268 TruCap Finance	24.1x	n/a	₹2.6b
538476 Capital Trade Links	29.8x	n/a	₹3.0b
535667 India Finsec	41x	n/a	₹4.0b
DELPHIFX Delphi World Money	22.8x	n/a	₹3.2b
MANCREDIT Mangal Credit and Fincorp	22.5x	n/a	₹2.8b

Price-To-Earnings vs Peers: MANCREDIT is good value based on its Price-To-Earnings Ratio (22.5x) compared to the peer average (29.4x).

Price to Earnings Ratio vs Industry

How does MANCREDIT's PE Ratio compare vs other companies in the IN Consumer Finance Industry?

0 Companies	Price / Earnings	Estimated Growth	Market Cap
Industry Avg.	n/a	22.4%
	n/a	n/a	n/a

Fetching data

0 Companies	Price / Earnings	Estimated Growth	Market Cap
Industry Avg.	n/a	22.4%
	n/a	n/a	n/a

No more companies

Price-To-Earnings vs Industry: MANCREDIT is expensive based on its Price-To-Earnings Ratio (22.5x) compared to the Indian Consumer Finance industry average (22.1x).

Price to Earnings Ratio vs Fair Ratio

What is MANCREDIT's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

MANCREDIT PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio	22.5x
Fair PE Ratio	n/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate MANCREDIT's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.