Mangal Credit and Fincorp Past Earnings Performance
Past criteria checks 3/6
Mangal Credit and Fincorp has been growing earnings at an average annual rate of 1.1%, while the Consumer Finance industry saw earnings growing at 19.9% annually. Revenues have been declining at an average rate of 22.3% per year. Mangal Credit and Fincorp's return on equity is 9.3%, and it has net margins of 31.5%.
Key information
1.1%
Earnings growth rate
1.1%
EPS growth rate
| Consumer Finance Industry Growth | 18.3% |
| Revenue growth rate | -22.3% |
| Return on equity | 9.3% |
| Net Margin | 31.5% |
| Last Earnings Update | 30 Jun 2024 |
Recent past performance updates
No updates
Recent updates
No updates
Revenue & Expenses Breakdown
How Mangal Credit and Fincorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Jun 24 | 375 | 118 | 56 | 0 |
| 31 Mar 24 | 332 | 105 | 52 | 0 |
| 31 Dec 23 | 304 | 101 | 47 | 0 |
| 30 Sep 23 | 272 | 94 | 42 | 0 |
| 30 Jun 23 | 244 | 88 | 37 | 0 |
| 31 Mar 23 | 209 | 79 | 33 | 0 |
| 31 Dec 22 | 187 | 74 | 28 | 0 |
| 30 Sep 22 | 162 | 68 | 25 | 0 |
| 30 Jun 22 | 143 | 61 | 22 | 0 |
| 31 Mar 22 | 137 | 61 | 22 | 0 |
| 31 Dec 21 | 132 | 59 | 21 | 0 |
| 30 Sep 21 | 125 | 56 | 20 | 0 |
| 30 Jun 21 | 120 | 57 | 18 | 0 |
| 31 Mar 21 | 113 | 57 | 14 | 0 |
| 31 Dec 20 | 99 | 107 | 13 | 0 |
| 30 Sep 20 | -92 | 127 | -17 | 0 |
| 30 Jun 20 | -19 | 110 | -3 | 0 |
| 31 Mar 20 | 89 | 108 | 10 | 0 |
| 31 Dec 19 | 1,080 | 81 | 95 | 0 |
| 30 Sep 19 | 965 | 106 | 95 | 0 |
| 30 Jun 19 | 927 | 60 | 99 | 0 |
| 31 Mar 19 | 1,050 | 72 | 104 | 0 |
| 31 Mar 18 | 1,161 | 84 | 99 | 0 |
| 31 Mar 17 | 834 | 40 | 91 | 0 |
| 31 Mar 16 | 1,486 | 14 | 135 | 0 |
| 31 Mar 15 | 2,399 | 20 | 94 | 0 |
| 31 Mar 14 | 2,157 | 29 | 73 | 0 |
Quality Earnings: MANCREDIT has high quality earnings.
Growing Profit Margin: MANCREDIT's current net profit margins (31.5%) are lower than last year (36.1%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: MANCREDIT's earnings have grown by 1.1% per year over the past 5 years.
Accelerating Growth: MANCREDIT's earnings growth over the past year (34.2%) exceeds its 5-year average (1.1% per year).
Earnings vs Industry: MANCREDIT earnings growth over the past year (34.2%) did not outperform the Consumer Finance industry 35.2%.
Return on Equity
High ROE: MANCREDIT's Return on Equity (9.3%) is considered low.