L&T Finance Limited

NSEI:LTF Stock Report

Market Cap: ₹350.8b

L&T Finance Past Earnings Performance

Past criteria checks 2/6

L&T Finance's earnings have been declining at an average annual rate of -0.9%, while the Diversified Financial industry saw earnings growing at 19.7% annually. Revenues have been growing at an average rate of 1.6% per year. L&T Finance's return on equity is 10.6%, and it has net margins of 32.3%.

Key information

-0.9%

Earnings growth rate

-7.0%

EPS growth rate

Diversified Financial Industry Growth18.9%
Revenue growth rate1.6%
Return on equity10.6%
Net Margin32.3%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

L&T Finance Holdings Limited's (NSE:L&TFH) CEO Might Not Expect Shareholders To Be So Generous This Year

Jul 21
L&T Finance Holdings Limited's (NSE:L&TFH) CEO Might Not Expect Shareholders To Be So Generous This Year

Trade Alert: The CEO, MD & Whole-Time Director Of L&T Finance Holdings Limited (NSE:L&TFH), Dinanath Dubhashi, Has Sold Some Shares Recently

Jan 23
Trade Alert: The CEO, MD & Whole-Time Director Of L&T Finance Holdings Limited (NSE:L&TFH), Dinanath Dubhashi, Has Sold Some Shares Recently

How Much Of L&T Finance Holdings Limited (NSE:L&TFH) Do Institutions Own?

Jan 22
How Much Of L&T Finance Holdings Limited (NSE:L&TFH) Do Institutions Own?

L&T Finance Holdings' (NSE:L&TFH) Stock Price Has Reduced 46% In The Past Three Years

Dec 31
L&T Finance Holdings' (NSE:L&TFH) Stock Price Has Reduced 46% In The Past Three Years

How Much Is L&T Finance Holdings Limited (NSE:L&TFH) CEO Getting Paid?

Dec 06
How Much Is L&T Finance Holdings Limited (NSE:L&TFH) CEO Getting Paid?

L&T Finance Holdings Limited Just Beat Revenue By 6.7%: Here's What Analysts Think Will Happen Next

Oct 24
L&T Finance Holdings Limited Just Beat Revenue By 6.7%: Here's What Analysts Think Will Happen Next

Are Institutions Heavily Invested In L&T Finance Holdings Limited's (NSE:L&TFH) Shares?

Oct 23
Are Institutions Heavily Invested In L&T Finance Holdings Limited's (NSE:L&TFH) Shares?

A Look At L&T Finance Holdings' (NSE:L&TFH) Share Price Returns

Oct 02
A Look At L&T Finance Holdings' (NSE:L&TFH) Share Price Returns

Investors Aren't Entirely Convinced About L&T Finance Holdings Limited's (NSE:L&TFH) Earnings

Sep 11
Investors Aren't Entirely Convinced About L&T Finance Holdings Limited's (NSE:L&TFH) Earnings

Revenue & Expenses Breakdown

How L&T Finance makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NSEI:LTF Revenue, expenses and earnings (INR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2479,64725,75221,6830
30 Jun 2477,23824,74720,6820
31 Mar 2473,55523,20119,5520
31 Dec 2371,82222,67317,8570
30 Sep 2369,025-99817,0680
30 Jun 2358,888-3,33816,0030
31 Mar 2359,413-6,42114,9090
31 Dec 2249,427-8,52113,3110
30 Sep 2245,68311,49412,2260
30 Jun 2245,8229,61911,4220
31 Mar 2244,6588,70111,1290
31 Dec 2171,14810,00211,4580
30 Sep 2172,2619,59411,3460
30 Jun 2171,53410,00510,8480
31 Mar 2137,1397,6039,6070
31 Dec 2066,06510,90210,6440
30 Sep 2064,19813,90610,8850
30 Jun 2067,48212,99711,1670
31 Mar 2069,60817,00211,2000
31 Dec 1969,92118,61610,9580
30 Sep 1967,20218,50510,4300
30 Jun 1965,64022,3679,9340
31 Mar 1964,55622,2639,1280
31 Dec 1851,17320,7258,6610
30 Sep 1843,33018,1347,4330
30 Jun 1837,92916,8365,5730
31 Mar 1848,11412,5474,8810
31 Dec 1727,12312,4155,2990
30 Sep 1725,37311,2835,1890
30 Jun 1724,07910,2104,9450
31 Mar 1724,2569,1445,3150
31 Dec 1626,9118,2375,1330
30 Sep 1626,8717,3685,2550
30 Jun 1626,8536,7055,2900
31 Mar 1626,4286,5565,3430
31 Dec 1524,8107,0958,2930
30 Sep 1523,7686,7918,0450
30 Jun 1520,6197,6136,3420
31 Mar 1521,8157,3883,9540
31 Dec 1421,3157,5976,7430
30 Sep 1419,9456,8786,5880
30 Jun 1418,4296,6196,2580
31 Mar 1417,6775,2096,0300
31 Dec 1315,7115,8035,6100

Quality Earnings: LTF has high quality earnings.

Growing Profit Margin: LTF became profitable in the past.

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: LTF's earnings have declined by 0.9% per year over the past 5 years.

Accelerating Growth: LTF has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: LTF has become profitable in the last year, making it difficult to compare its past year earnings growth to the Diversified Financial industry (26.5%).

Return on Equity

High ROE: LTF's Return on Equity (10.6%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/17 01:19
End of Day Share Price 2024/12/17 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

L&T Finance Limited is covered by 38 analysts. 20 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Kaitav ShahAnand Rathi Shares and Stock Brokers Limited
null nullAnand Rathi Shares and Stock Brokers Limited
Siddharth PurohitAngel Broking Private Limited