LTF Stock Overview
A non-banking financial company, provides various financial products and services in India. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 4/6 |
| Past Performance | 3/6 |
| Financial Health | 3/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
Community vs My Fair Value
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L&T Finance Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₹171.45 |
| 52 Week High | ₹194.25 |
| 52 Week Low | ₹129.20 |
| Beta | 0.78 |
| 1 Month Change | 10.29% |
| 3 Month Change | 21.83% |
| 1 Year Change | 8.93% |
| 3 Year Change | 114.45% |
| 5 Year Change | 229.39% |
| Change since IPO | 242.56% |
Recent News & Updates
Investors Continue Waiting On Sidelines For L&T Finance Limited (NSE:LTF)
Mar 17
Is Now The Time To Put L&T Finance (NSE:LTF) On Your Watchlist?
Jan 22Recent updates
Investors Continue Waiting On Sidelines For L&T Finance Limited (NSE:LTF)
Mar 17Is Now The Time To Put L&T Finance (NSE:LTF) On Your Watchlist?
Jan 22
Project Cyclops, AI Initiatives, And Digital Enhancements Will Bolster Competitive Advantage And Drive Revenue Growth
Dec 17 A 5-pillar strategy and Project Cyclops aim to enhance L&T Finance's competitive edge and credit quality, supporting growth and improving margins.Shareholder Returns
| LTF | IN Diversified Financial | IN Market | |
|---|---|---|---|
| 7D | 4.4% | 0.4% | 1.1% |
| 1Y | 8.9% | 5.3% | 5.4% |
Return vs Industry: LTF exceeded the Indian Diversified Financial industry which returned 5.3% over the past year.
Return vs Market: LTF exceeded the Indian Market which returned 5.4% over the past year.
Price Volatility
| LTF volatility | |
|---|---|
| LTF Average Weekly Movement | 5.1% |
| Diversified Financial Industry Average Movement | 7.0% |
| Market Average Movement | 7.3% |
| 10% most volatile stocks in IN Market | 10.0% |
| 10% least volatile stocks in IN Market | 4.8% |
Stable Share Price: LTF has not had significant price volatility in the past 3 months compared to the Indian market.
Volatility Over Time: LTF's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1994 | 30,534 | Sudipta Roy | www.ltfinance.com |
L&T Finance Limited, a non-banking financial company, provides various financial products and services in India. It offers housing loans; personal loans for medical emergency, home renovation, wedding, vacation, education, and debt consolidation; two-wheeler loans; business loans, such as SME, doctor, chartered accountant, and professional loans, as well as supply chain financing solutions; rural loans comprising vikaas loans, vishwas loans, pragati loans, and micro loans against property; farmer loans, including new tractor loans, agri-implement loans, kisan suvidha top up, kisan suvidha top up plus, refinance loan, and warehouse receipt finance services; and loans against property. The company was formerly known as L&T Finance Holdings Limited and changed its name to L&T Finance Limited in March 2024.
L&T Finance Limited Fundamentals Summary
| LTF fundamental statistics | |
|---|---|
| Market cap | ₹423.72b |
| Earnings (TTM) | ₹26.44b |
| Revenue (TTM) | ₹77.51b |
16.1x
P/E Ratio5.5x
P/S RatioIs LTF overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| LTF income statement (TTM) | |
|---|---|
| Revenue | ₹77.51b |
| Cost of Revenue | ₹0 |
| Gross Profit | ₹77.51b |
| Other Expenses | ₹51.07b |
| Earnings | ₹26.44b |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 10.68 |
| Gross Margin | 100.00% |
| Net Profit Margin | 34.11% |
| Debt/Equity Ratio | 359.9% |
How did LTF perform over the long term?
See historical performance and comparisonDividends
1.6%
Current Dividend Yield26%
Payout RatioDoes LTF pay a reliable dividends?
See LTF dividend history and benchmarks| L&T Finance dividend dates | |
|---|---|
| Ex Dividend Date | May 27 2025 |
| Dividend Pay Date | Jul 03 2025 |
| Days until Ex dividend | 14 days |
| Days until Dividend pay date | 51 days |
Does LTF pay a reliable dividends?
See LTF dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/13 11:22 |
| End of Day Share Price | 2025/05/13 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2025/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
L&T Finance Limited is covered by 36 analysts. 16 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| null null | Anand Rathi Shares and Stock Brokers Limited |
| Yuvraj Choudhary | Anand Rathi Shares and Stock Brokers Limited |
| Siddharth Purohit | Angel Broking Private Limited |