IndoStar Capital Finance Limited

NSEI:INDOSTAR Stock Report

Market Cap: ₹36.1b

IndoStar Capital Finance Valuation

Is INDOSTAR undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of INDOSTAR when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate INDOSTAR's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate INDOSTAR's fair value for valuation analysis.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for INDOSTAR?

Key metric: As INDOSTAR is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for INDOSTAR. This is calculated by dividing INDOSTAR's market cap by their current earnings.
What is INDOSTAR's PE Ratio?
PE Ratio35x
Earnings₹1.04b
Market Cap₹36.14b

Price to Earnings Ratio vs Peers

How does INDOSTAR's PE Ratio compare to its peers?

The above table shows the PE ratio for INDOSTAR vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average33.9x
532900 Paisalo Digital
27.3x25.8%₹46.0b
FEDFINA Fedbank Financial Services
16.2x33.8%₹42.7b
538446 Moneyboxx Finance
62.6xn/a₹7.9b
SPANDANA Spandana Sphoorty Financial
29.5x84.8%₹28.3b
INDOSTAR IndoStar Capital Finance
35xn/a₹36.1b

Price-To-Earnings vs Peers: INDOSTAR is expensive based on its Price-To-Earnings Ratio (35x) compared to the peer average (33.9x).


Price to Earnings Ratio vs Industry

How does INDOSTAR's PE Ratio compare vs other companies in the IN Consumer Finance Industry?

1 CompanyPrice / EarningsEstimated GrowthMarket Cap
523384 Maha Rashtra Apex
0.7xn/aUS$26.53m
No more companies available in this PE range
INDOSTAR 35.0xIndustry Avg. 21.9xNo. of Companies11PE01632486480+
1 CompanyEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: INDOSTAR is expensive based on its Price-To-Earnings Ratio (35x) compared to the Indian Consumer Finance industry average (21.9x).


Price to Earnings Ratio vs Fair Ratio

What is INDOSTAR's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

INDOSTAR PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio35x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate INDOSTAR's Price-To-Earnings Fair Ratio for valuation analysis.


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst INDOSTAR forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Current₹267.50
₹240.00
-10.3%
31.3%₹315.00₹165.00n/a2
Nov ’25₹281.50
₹240.00
-14.7%
31.3%₹315.00₹165.00n/a2
Oct ’25₹303.10
₹227.50
-24.9%
27.5%₹290.00₹165.00n/a2
Sep ’25₹271.90
₹227.50
-16.3%
27.5%₹290.00₹165.00n/a2
Aug ’25₹242.95
₹222.50
-8.4%
25.8%₹280.00₹165.00n/a2
Jul ’25₹253.67
₹215.00
-15.2%
30.2%₹280.00₹150.00n/a2
Jun ’25₹229.15
₹215.00
-6.2%
30.2%₹280.00₹150.00n/a2
May ’25₹243.55
₹188.50
-22.6%
30.0%₹245.00₹132.00n/a2
Apr ’25₹199.85
₹188.50
-5.7%
30.0%₹245.00₹132.00n/a2
Mar ’25₹223.55
₹188.50
-15.7%
30.0%₹245.00₹132.00n/a2
Feb ’25₹191.95
₹188.50
-1.8%
30.0%₹245.00₹132.00n/a2
Jan ’25₹172.70
₹163.50
-5.3%
19.3%₹195.00₹132.00n/a2
Dec ’24₹168.70
₹163.50
-3.1%
19.3%₹195.00₹132.00₹265.552
Nov ’24₹161.80
₹163.50
+1.1%
19.3%₹195.00₹132.00₹281.502
Oct ’24₹170.05
₹161.00
-5.3%
21.1%₹195.00₹127.00₹303.102
Sep ’24₹183.00
₹161.00
-12.0%
21.1%₹195.00₹127.00₹271.902
Aug ’24₹171.65
₹151.00
-12.0%
15.9%₹175.00₹127.00₹242.952
Jul ’24₹151.00
₹151.00
0%
15.9%₹175.00₹127.00₹253.672
Jun ’24₹144.85
₹151.00
+4.2%
15.9%₹175.00₹127.00₹229.152

Analyst Forecast: Target price is lower than the current share price.


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