IndoStar Capital Finance Valuation

Is INDOSTAR undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of INDOSTAR when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate INDOSTAR's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate INDOSTAR's fair value for valuation analysis.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for INDOSTAR?

Key metric: As INDOSTAR is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for INDOSTAR. This is calculated by dividing INDOSTAR's market cap by their current earnings.
What is INDOSTAR's PE Ratio?
PE Ratio	33.3x
Earnings	₹1.04b
Market Cap	₹34.60b

INDOSTAR key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	n/a
Enterprise Value/EBITDA	n/a
PEG Ratio	n/a

Price to Earnings Ratio vs Peers

How does INDOSTAR's PE Ratio compare to its peers?

The above table shows the PE ratio for INDOSTAR vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PE	Estimated Growth	Market Cap
Peer Average	31.4x
532900 Paisalo Digital	22.9x	25.8%	₹42.3b
FEDFINA Fedbank Financial Services	13x	33.8%	₹34.9b
538446 Moneyboxx Finance	62.4x	n/a	₹7.8b
SPANDANA Spandana Sphoorty Financial	27.3x	84.8%	₹26.0b
INDOSTAR IndoStar Capital Finance	33.3x	n/a	₹34.6b

Price-To-Earnings vs Peers: INDOSTAR is expensive based on its Price-To-Earnings Ratio (33.3x) compared to the peer average (31.4x).

Price to Earnings Ratio vs Industry

How does INDOSTAR's PE Ratio compare vs other companies in the IN Consumer Finance Industry?

1 Company	Price / Earnings	Estimated Growth	Market Cap
523384 Maha Rashtra Apex	0.7x	n/a	US$27.53m

No more companies available in this PE range

1 Company		Estimated Growth	Market Cap

No more companies

Price-To-Earnings vs Industry: INDOSTAR is expensive based on its Price-To-Earnings Ratio (33.3x) compared to the Indian Consumer Finance industry average (22.4x).

Price to Earnings Ratio vs Fair Ratio

What is INDOSTAR's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

INDOSTAR PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio	33.3x
Fair PE Ratio	n/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate INDOSTAR's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst INDOSTAR forecast and predictions for the stock price in 12 month’s time.
Date	Share Price	Average 1Y Price Target	Dispersion	High	Low	1Y Actual price	Analysts
Current	₹254.30	₹240.00 -5.6%	31.3%	₹315.00	₹165.00	n/a	2
Nov ’25	₹281.50	₹240.00 -14.7%	31.3%	₹315.00	₹165.00	n/a	2
Oct ’25	₹303.10	₹227.50 -24.9%	27.5%	₹290.00	₹165.00	n/a	2
Sep ’25	₹271.90	₹227.50 -16.3%	27.5%	₹290.00	₹165.00	n/a	2
Aug ’25	₹242.95	₹222.50 -8.4%	25.8%	₹280.00	₹165.00	n/a	2
Jul ’25	₹253.67	₹215.00 -15.2%	30.2%	₹280.00	₹150.00	n/a	2
Jun ’25	₹229.15	₹215.00 -6.2%	30.2%	₹280.00	₹150.00	n/a	2
May ’25	₹243.55	₹188.50 -22.6%	30.0%	₹245.00	₹132.00	n/a	2
Apr ’25	₹199.85	₹188.50 -5.7%	30.0%	₹245.00	₹132.00	n/a	2
Mar ’25	₹223.55	₹188.50 -15.7%	30.0%	₹245.00	₹132.00	n/a	2
Feb ’25	₹191.95	₹188.50 -1.8%	30.0%	₹245.00	₹132.00	n/a	2
Jan ’25	₹172.70	₹163.50 -5.3%	19.3%	₹195.00	₹132.00	n/a	2
Dec ’24	₹168.70	₹163.50 -3.1%	19.3%	₹195.00	₹132.00	n/a	2
Nov ’24	₹161.80	₹163.50 +1.1%	19.3%	₹195.00	₹132.00	₹281.50	2
Oct ’24	₹170.05	₹161.00 -5.3%	21.1%	₹195.00	₹127.00	₹303.10	2
Sep ’24	₹183.00	₹161.00 -12.0%	21.1%	₹195.00	₹127.00	₹271.90	2
Aug ’24	₹171.65	₹151.00 -12.0%	15.9%	₹175.00	₹127.00	₹242.95	2
Jul ’24	₹151.00	₹151.00 0%	15.9%	₹175.00	₹127.00	₹253.67	2
Jun ’24	₹144.85	₹151.00 +4.2%	15.9%	₹175.00	₹127.00	₹229.15	2

Analyst Forecast: Target price is lower than the current share price.

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