IndoStar Capital Finance Limited

NSEI:INDOSTAR Stock Report

Market Cap: ₹35.5b

IndoStar Capital Finance Past Earnings Performance

Past criteria checks 4/6

IndoStar Capital Finance has been growing earnings at an average annual rate of 60.8%, while the Consumer Finance industry saw earnings growing at 28.4% annually. Revenues have been growing at an average rate of 26.2% per year. IndoStar Capital Finance's return on equity is 14.2%, and it has net margins of 94.1%.

Key information

60.75%

Earnings growth rate

61.60%

EPS growth rate

Consumer Finance Industry Growth18.34%
Revenue growth rate26.22%
Return on equity14.19%
Net Margin94.06%
Last Earnings Update31 Dec 2025

Recent past performance updates

Recent updates

Analysis Article • Feb 13

The Market Doesn't Like What It Sees From IndoStar Capital Finance Limited's (NSE:INDOSTAR) Earnings Yet

When close to half the companies in India have price-to-earnings ratios (or "P/E's") above 25x, you may consider...
Analysis Article • Mar 16

IndoStar Capital Finance Limited's (NSE:INDOSTAR) Shares May Have Run Too Fast Too Soon

IndoStar Capital Finance Limited's ( NSE:INDOSTAR ) price-to-earnings (or "P/E") ratio of 34x might make it look like a...
Analysis Article • Dec 13

IndoStar Capital Finance Limited's (NSE:INDOSTAR) Popularity With Investors Is Under Threat From Overpricing

IndoStar Capital Finance Limited's ( NSE:INDOSTAR ) price-to-earnings (or "P/E") ratio of 41.7x might make it look like...
Analysis Article • Sep 06

IndoStar Capital Finance Limited's (NSE:INDOSTAR) 32% Share Price Surge Not Quite Adding Up

IndoStar Capital Finance Limited ( NSE:INDOSTAR ) shareholders would be excited to see that the share price has had a...
Analysis Article • May 01

Optimistic Investors Push IndoStar Capital Finance Limited (NSE:INDOSTAR) Shares Up 28% But Growth Is Lacking

The IndoStar Capital Finance Limited ( NSE:INDOSTAR ) share price has done very well over the last month, posting an...
Analysis Article • Feb 13

Don't Ignore The Fact That This Insider Just Sold Some Shares In IndoStar Capital Finance Limited (NSE:INDOSTAR)

We'd be surprised if IndoStar Capital Finance Limited ( NSE:INDOSTAR ) shareholders haven't noticed that an insider...
Analysis Article • Feb 03

Did You Miss IndoStar Capital Finance's (NSE:INDOSTAR) 24% Share Price Gain?

It's always best to build a diverse portfolio of shares, since any stock business could lag the broader market. But if...
Analysis Article • Dec 12

Don't Ignore The Fact That This Insider Just Sold Some Shares In IndoStar Capital Finance Limited (NSE:INDOSTAR)

Anyone interested in IndoStar Capital Finance Limited ( NSE:INDOSTAR ) should probably be aware that a company insider...

Revenue & Expenses Breakdown

How IndoStar Capital Finance makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NSEI:INDOSTAR Revenue, expenses and earnings (INR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 256,0265,6683,3150
30 Sep 256725,6993,2590
30 Jun 257465,7733,1570
31 Mar 255,3195253,0820
31 Dec 246,9921,0503,6310
30 Sep 246,6501,0393,3530
30 Jun 246,2159573,0270
31 Mar 244,4697022,1970
31 Dec 235,9701,5652,1210
30 Sep 235,2921,5311,7490
30 Jun 236,0251,9501,8440
31 Mar 236,4972,2511,9010
31 Dec 22-3,327-6,3002,2630
30 Sep 22-3,818-6,5222,2490
30 Jun 22-4,110-6,3882,1090
31 Mar 22-5,284-7,6212,1430
31 Dec 21623-3,3282,0750
30 Sep 21475-3,2321,9450
30 Jun 21941-2,9811,7480
31 Mar 211,244-2,4701,8100
31 Dec 206,052-3,1841,9910
30 Sep 206,343-3,4231,9590
30 Jun 206,915-3,2451,8940
31 Mar 20-1,164-3,2462,0180
31 Dec 197,7431,7082,0330
30 Sep 197,6152,4181,9280
30 Jun 197,2192,5641,9120
31 Mar 196,4762,4081,7600
31 Dec 186,0752,3121,3900
30 Sep 185,7421,9931,3220
30 Jun 185,1492,0481,1050
31 Mar 184,6342,0031,2750
31 Mar 174,0542,1085250
31 Mar 163,6001,9164210

Quality Earnings: INDOSTAR has a large one-off gain of ₹11.8B impacting its last 12 months of financial results to 31st December, 2025.

Growing Profit Margin: INDOSTAR's current net profit margins (94.1%) are higher than last year (15%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: INDOSTAR has become profitable over the past 5 years, growing earnings by 60.8% per year.

Accelerating Growth: INDOSTAR's earnings growth over the past year (439.7%) exceeds its 5-year average (60.8% per year).

Earnings vs Industry: INDOSTAR earnings growth over the past year (439.7%) exceeded the Consumer Finance industry 16.9%.

Return on Equity

High ROE: INDOSTAR's Return on Equity (14.2%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/11 08:43
End of Day Share Price 2026/05/08 00:00
Earnings2025/12/31
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

IndoStar Capital Finance Limited is covered by 5 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Aalok ShahCentrum Broking Limited
Kameswari V. S. ChavaliFirstCall Research
Bunny BabjeeJM Financial Institutional Securities Limited