Aadhar Housing Finance Valuation

Q: What is the Fair Price of AADHARHFC when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

AADHARHFC (₹479.65) is trading above our estimate of [[fair value]] (₹223.71)

Is AADHARHFC undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

1/6

Valuation Score 1/6

Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of AADHARHFC when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: AADHARHFC (₹479.65) is trading above our estimate of fair value (₹223.71)

Significantly Below Fair Value: AADHARHFC is trading above our estimate of fair value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for AADHARHFC?

Other financial metrics that can be useful for relative valuation.

The above table shows the n/a ratio for AADHARHFC. This is calculated by dividing AADHARHFC's market cap by their current preferred multiple.
What is AADHARHFC's n/a Ratio?
n/a	0x
n/a	n/a
Market Cap	₹204.58b

AADHARHFC key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	n/a
Enterprise Value/EBITDA	n/a
PEG Ratio	1.2x

Price to Earnings Ratio vs Peers

How does AADHARHFC's PE Ratio compare to its peers?

The above table shows the PE ratio for AADHARHFC vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PE	Estimated Growth	Market Cap
Peer Average	21.7x
APTUS Aptus Value Housing Finance India	28.1x	18.0%	₹180.1b
IIFL IIFL Finance	12.8x	17.0%	₹207.5b
PNBHOUSING PNB Housing Finance	16.3x	14.8%	₹259.2b
AAVAS Aavas Financiers	29.7x	19.6%	₹150.4b
AADHARHFC Aadhar Housing Finance	25.5x	21.1%	₹204.6b

Price-To-Earnings vs Peers: AADHARHFC is expensive based on its Price-To-Earnings Ratio (25.5x) compared to the peer average (21.7x).

Price to Earnings Ratio vs Industry

How does AADHARHFC's PE Ratio compare vs other companies in the IN Diversified Financial Industry?

0 Companies	Price / Earnings	Estimated Growth	Market Cap
Industry Avg.	n/a	18.8%
	n/a	n/a	n/a

Fetching data

0 Companies	Price / Earnings	Estimated Growth	Market Cap
Industry Avg.	n/a	18.8%
	n/a	n/a	n/a

No more companies

Price-To-Earnings vs Industry: AADHARHFC is good value based on its Price-To-Earnings Ratio (25.5x) compared to the Indian Diversified Financial industry average (28.3x).

Price to Earnings Ratio vs Fair Ratio

What is AADHARHFC's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

AADHARHFC PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio	25.5x
Fair PE Ratio	n/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate AADHARHFC's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Target price is less than 20% higher than the current share price.