Piramal Finance (544597) Stock Overview

A housing finance company, provides financing solutions to corporate and private customers in India. More details

544597 fundamental analysis
Snowflake Score
Valuation	1/6
Future Growth	5/6
Past Performance	2/6
Financial Health	2/6
Dividends	0/6

Rewards

Earnings are forecast to grow 40.82% per year

Became profitable this year

Risk Analysis

Debt is not well covered by operating cash flow

Shares are highly illiquid

Large one-off items impacting financial results

544597 Community Fair Values

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Piramal Finance Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for Piramal Finance
Historical stock prices
Current Share Price	₹1,690.90
52 Week High	₹1,785.00
52 Week Low	₹1,235.15
Beta	0
1 Month Change	n/a
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	26.81%

Recent updates

Shareholder Returns

	544597	IN Diversified Financial	IN Market
7D	13.5%	-2.0%	-0.7%
1Y	n/a	2.7%	4.2%

Return vs Industry: Insufficient data to determine how 544597 performed against the Indian Diversified Financial industry.

Return vs Market: Insufficient data to determine how 544597 performed against the Indian Market.

Price Volatility

Is 544597's price volatile compared to industry and market?
544597 volatility
544597 Average Weekly Movement	n/a
Diversified Financial Industry Average Movement	4.5%
Market Average Movement	5.1%
10% most volatile stocks in IN Market	8.5%
10% least volatile stocks in IN Market	3.0%

Stable Share Price: 544597's share price has been volatile over the past 3 months compared to the Indian market.

Volatility Over Time: Insufficient data to determine 544597's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1984	15,789	Jairam Sridharan	www.piramalfinance.com

Piramal Finance Limited, a housing finance company, provides financing solutions to corporate and private customers in India. It offers housing loans, such as home, construction, and home renovation and extension loan; business loans, which include working capital loan, loan against property and secured business loan, as well as loans for growing business, consolidate business needs, and professionals; and real estate financing, corporate finance, emerging corporate lending, and capital markets and advisory services. Piramal Finance Limited was formerly known as Piramal Capital & Housing Finance Limited and changed its name to Piramal Finance Limited in March 2022.

Piramal Finance Limited Fundamentals Summary

How do Piramal Finance's earnings and revenue compare to its market cap?
544597 fundamental statistics
Market cap	₹384.20b
Earnings (TTM)	₹2.52b
Revenue (TTM)	₹44.03b

152.3x

P/E Ratio

8.7x

P/S Ratio

Is 544597 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
544597 income statement (TTM)
Revenue	₹44.03b
Cost of Revenue	₹55.30m
Gross Profit	₹43.97b
Other Expenses	₹41.45b
Earnings	₹2.52b

Last Reported Earnings

Sep 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)	11.13
Gross Margin	99.87%
Net Profit Margin	5.73%
Debt/Equity Ratio	261.1%

How did 544597 perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/11/22 23:31
End of Day Share Price	2025/11/21 00:00
Earnings	2025/09/30
Annual Earnings	2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Piramal Finance Limited is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Mayank Mistry	JM Financial Institutional Securities Limited

Piramal Finance LimitedBSE:544597 Stock Report