Aavas Financiers Limited

BSE:541988 Stock Report

Market Cap: ₹134.7b

Aavas Financiers Valuation

Is 541988 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

1/6

Valuation Score 1/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 541988 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 541988 (₹1687.4) is trading above our estimate of fair value (₹554.33)

Significantly Below Fair Value: 541988 is trading above our estimate of fair value.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for 541988?

Other financial metrics that can be useful for relative valuation.

541988 key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenuen/a
Enterprise Value/EBITDAn/a
PEG Ratio1.4x

Price to Earnings Ratio vs Peers

How does 541988's PE Ratio compare to its peers?

The above table shows the PE ratio for 541988 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average20.8x
511196 Can Fin Homes
13.9x13.2%₹114.2b
HOMEFIRST Home First Finance Company India
29.9x22.6%₹102.5b
IIFL IIFL Finance
12x25.3%₹190.3b
APTUS Aptus Value Housing Finance India
27.4x18.0%₹176.0b
541988 Aavas Financiers
26.6x19.6%₹134.7b

Price-To-Earnings vs Peers: 541988 is expensive based on its Price-To-Earnings Ratio (26.6x) compared to the peer average (20.8x).


Price to Earnings Ratio vs Industry

How does 541988's PE Ratio compare vs other companies in the IN Diversified Financial Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a21.0%
n/an/an/a
No. of CompaniesPE048121620

Fetching data

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a21.0%
n/an/an/a
No more companies

Price-To-Earnings vs Industry: 541988 is good value based on its Price-To-Earnings Ratio (26.6x) compared to the Indian Diversified Financial industry average (29.3x).


Price to Earnings Ratio vs Fair Ratio

What is 541988's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

541988 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio26.6x
Fair PE Ratio20.4x

Price-To-Earnings vs Fair Ratio: 541988 is expensive based on its Price-To-Earnings Ratio (26.6x) compared to the estimated Fair Price-To-Earnings Ratio (20.4x).


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 541988 forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Current₹1,687.40
₹1,954.50
+15.8%
9.6%₹2,200.00₹1,454.00n/a18
Oct ’25₹1,848.95
₹1,939.56
+4.9%
9.4%₹2,200.00₹1,454.00n/a18
Sep ’25₹1,721.15
₹1,887.89
+9.7%
11.3%₹2,200.00₹1,454.00n/a18
Aug ’25₹1,666.10
₹1,895.67
+13.8%
11.6%₹2,200.00₹1,454.00n/a18
Jul ’25₹1,849.15
₹1,822.89
-1.4%
11.1%₹2,200.00₹1,435.00n/a18
Jun ’25₹1,601.90
₹1,806.22
+12.8%
10.1%₹2,100.00₹1,435.00n/a18
May ’25₹1,621.15
₹1,802.06
+11.2%
10.4%₹2,100.00₹1,435.00n/a18
Apr ’25₹1,417.55
₹1,724.11
+21.6%
10.8%₹2,025.00₹1,328.00n/a18
Mar ’25₹1,437.30
₹1,716.12
+19.4%
11.1%₹2,025.00₹1,328.00n/a17
Feb ’25₹1,503.50
₹1,749.13
+16.3%
12.2%₹2,050.00₹1,332.00n/a16
Jan ’25₹1,558.95
₹1,733.44
+11.2%
13.2%₹2,060.00₹1,220.00n/a16
Dec ’24₹1,426.35
₹1,723.44
+20.8%
13.6%₹2,060.00₹1,220.00n/a16
Nov ’24₹1,426.10
₹1,723.44
+20.8%
13.6%₹2,060.00₹1,220.00₹1,683.4016
Oct ’24₹1,738.25
₹1,737.75
-0.03%
15.5%₹2,155.00₹1,220.00₹1,848.9516
Sep ’24₹1,625.25
₹1,695.29
+4.3%
15.4%₹2,155.00₹1,220.00₹1,721.1514
Aug ’24₹1,555.90
₹1,617.00
+3.9%
16.0%₹2,050.00₹1,210.00₹1,666.1013
Jul ’24₹1,536.40
₹1,601.23
+4.2%
16.5%₹2,050.00₹1,210.00₹1,849.1513
Jun ’24₹1,391.15
₹1,599.17
+15.0%
17.1%₹2,050.00₹1,210.00₹1,601.9012
May ’24₹1,387.95
₹2,066.85
+48.9%
16.5%₹2,710.00₹1,410.00₹1,621.1513
Apr ’24₹1,605.85
₹2,264.92
+41.0%
12.8%₹2,845.00₹1,900.00₹1,417.5513
Mar ’24₹1,850.60
₹2,291.85
+23.8%
13.0%₹2,860.00₹1,900.00₹1,437.3013
Feb ’24₹1,838.95
₹2,343.00
+27.4%
16.1%₹2,850.00₹1,650.00₹1,503.5011
Jan ’24₹1,845.45
₹2,379.50
+28.9%
15.2%₹2,850.00₹1,820.00₹1,558.9510
Dec ’23₹1,901.25
₹2,396.20
+26.0%
15.2%₹2,850.00₹1,820.00₹1,426.3510
Nov ’23₹1,985.75
₹2,525.82
+27.2%
18.5%₹3,400.00₹1,820.00₹1,426.1011

Analyst Forecast: Target price is less than 20% higher than the current share price.


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