company background image
541988 logo

Aavas Financiers BSE:541988 Stock Report

Last Price

₹1.72k

Market Cap

₹136.0b

7D

3.1%

1Y

19.2%

Updated

03 Feb, 2025

Data

Company Financials +

Aavas Financiers Limited

BSE:541988 Stock Report

Market Cap: ₹136.0b

541988 Stock Overview

Provides housing finance services to customers belonging to low- and middle-income self-employed customers in semi-urban and rural areas in India. More details

541988 fundamental analysis
Snowflake Score
Valuation1/6
Future Growth4/6
Past Performance4/6
Financial Health2/6
Dividends0/6

Rewards

Price-To-Earnings ratio (24.2x) is below the Indian market (29.1x)

Earnings are forecast to grow 20.93% per year

Earnings have grown 17.6% per year over the past 5 years

Risk Analysis

Debt is not well covered by operating cash flow


My Notes

Capture your thoughts, links and company narrative

Aavas Financiers Limited Competitors

IIFL Finance

NSEI:IIFL

₹147.1b

Aptus Value Housing Finance India

NSEI:APTUS

₹157.5b

Aadhar Housing Finance

NSEI:AADHARHFC

₹168.0b

Can Fin Homes

BSE:511196

₹86.4b

Price History & Performance

Summary of share price highs, lows and changes for Aavas Financiers
Historical stock prices
Current Share Price₹1,716.00
52 Week High₹1,978.25
52 Week Low₹1,307.10
Beta0.77
1 Month Change0.95%
3 Month Change2.20%
1 Year Change19.24%
3 Year Change-42.45%
5 Year Change-5.42%
Change since IPO121.95%

Recent News & Updates

Recent updates

Shareholder Returns

541988IN Diversified FinancialIN Market
7D3.1%2.2%2.1%
1Y19.2%-4.3%5.7%

Return vs Industry: 541988 exceeded the Indian Diversified Financial industry which returned -2.8% over the past year.

Return vs Market: 541988 exceeded the Indian Market which returned 6.7% over the past year.

Price Volatility

Is 541988's price volatile compared to industry and market?
541988 volatility
541988 Average Weekly Movement2.2%
Diversified Financial Industry Average Movement6.4%
Market Average Movement6.3%
10% most volatile stocks in IN Market9.1%
10% least volatile stocks in IN Market4.3%

Stable Share Price: 541988 has not had significant price volatility in the past 3 months compared to the Indian market.

Volatility Over Time: 541988's weekly volatility (2%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
20116,075Sachinderpalsingh Bhinderwww.aavas.in

Aavas Financiers Limited provides housing finance services to customers belonging to low- and middle-income self-employed customers in semi-urban and rural areas in India. The company offers home loans for flats, houses, and bungalows, as well as resale properties; home construction loans for self-construction of residential house; and home improvement loans, including loans for tiling or flooring, plaster, painting, etc. It also provides loans against property; home equity loan; and micro, small, and medium enterprise loans, as well as home loan balance transfer, and Small Ticket Size loan. The company was formerly known as AU Housing Finance Limited and changed its name to Aavas Financiers Limited in May 2017.

Aavas Financiers Limited Fundamentals Summary

How do Aavas Financiers's earnings and revenue compare to its market cap?
541988 fundamental statistics
Market cap₹136.02b
Earnings (TTM)₹5.63b
Revenue (TTM)₹12.81b

24.2x

P/E Ratio

10.6x

P/S Ratio

Is 541988 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
541988 income statement (TTM)
Revenue₹12.81b
Cost of Revenue₹96.91m
Gross Profit₹12.71b
Other Expenses₹7.08b
Earnings₹5.63b

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)71.14
Gross Margin99.24%
Net Profit Margin43.97%
Debt/Equity Ratio308.3%

How did 541988 perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/03 04:40
End of Day Share Price 2025/02/03 00:00
Earnings2024/12/31
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Aavas Financiers Limited is covered by 38 analysts. 12 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Raghav GargAmbit Capital
Udit KariwalaAmbit Capital
Nitin BhasinAmbit Capital