BSE:540530

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Housing and Urban Development

Executive Summary

Housing and Urban Development Corporation Limited provides long term finance for the construction of houses and to undertake housing and urban infrastructure development programs in India. More Details


Snowflake Analysis

Second-rate dividend payer and slightly overvalued.


Similar Companies

Share Price & News

How has Housing and Urban Development's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: 540530 is not significantly more volatile than the rest of Indian stocks over the past 3 months, typically moving +/- 6% a week.

Volatility Over Time: 540530's weekly volatility (6%) has been stable over the past year.


Market Performance


7 Day Return

2.4%

540530

1.8%

IN Diversified Financial

-0.3%

IN Market


1 Year Return

6.0%

540530

-3.8%

IN Diversified Financial

15.9%

IN Market

Return vs Industry: 540530 exceeded the Indian Diversified Financial industry which returned -3.8% over the past year.

Return vs Market: 540530 underperformed the Indian Market which returned 15.9% over the past year.


Shareholder returns

540530IndustryMarket
7 Day2.4%1.8%-0.3%
30 Day5.8%6.8%4.9%
90 Day38.0%40.7%23.4%
1 Year17.9%6.0%-0.04%-3.8%18.0%15.9%
3 Year-41.3%-48.6%-23.0%-28.1%9.7%4.4%
5 Yearn/a87.6%60.9%82.2%68.4%

Long-Term Price Volatility Vs. Market

How volatile is Housing and Urban Development's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Housing and Urban Development undervalued compared to its fair value and its price relative to the market?

6.61x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: 540530 (₹43.2) is trading above our estimate of fair value (₹37.7)

Significantly Below Fair Value: 540530 is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: 540530 is good value based on its PE Ratio (6.6x) compared to the IN Diversified Financial industry average (13.8x).

PE vs Market: 540530 is good value based on its PE Ratio (6.6x) compared to the Indian market (19.4x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate 540530's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: 540530 is overvalued based on its PB Ratio (0.7x) compared to the IN Diversified Financial industry average (0.6x).


Next Steps

Future Growth

How is Housing and Urban Development forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

26.5%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Housing and Urban Development has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has Housing and Urban Development performed over the past 5 years?

15.2%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: 540530 has high quality earnings.

Growing Profit Margin: 540530's current net profit margins (51.2%) are lower than last year (61.5%).


Past Earnings Growth Analysis

Earnings Trend: 540530's earnings have grown by 15.2% per year over the past 5 years.

Accelerating Growth: 540530's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 540530 had negative earnings growth (-19.5%) over the past year, making it difficult to compare to the Diversified Financial industry average (-2.9%).


Return on Equity

High ROE: 540530's Return on Equity (10.4%) is considered low.


Next Steps

Financial Health

How is Housing and Urban Development's financial position?


Financial Position Analysis

Short Term Liabilities: 540530's short term assets (₹766.0B) exceed its short term liabilities (₹1.0B).

Long Term Liabilities: 540530's short term assets (₹766.0B) exceed its long term liabilities (₹652.2B).


Debt to Equity History and Analysis

Debt Level: 540530's debt to equity ratio (492.3%) is considered high.

Reducing Debt: 540530's debt to equity ratio has increased from 302.5% to 492.3% over the past 5 years.

Debt Coverage: 540530's operating cash flow is negative, therefore debt is not well covered.

Interest Coverage: Insufficient data to determine if 540530's interest payments on its debt are well covered by EBIT.


Balance Sheet


Next Steps

Dividend

What is Housing and Urban Development current dividend yield, its reliability and sustainability?

7.18%

Current Dividend Yield


Dividend Yield vs Market

Notable Dividend: 540530's dividend (7.18%) is higher than the bottom 25% of dividend payers in the Indian market (0.44%).

High Dividend: 540530's dividend (7.18%) is in the top 25% of dividend payers in the Indian market (1.81%)


Stability and Growth of Payments

Stable Dividend: Whilst dividend payments have been stable, 540530 has been paying a dividend for less than 10 years.

Growing Dividend: 540530's dividend payments have increased, but the company has only paid a dividend for 4 years.


Current Payout to Shareholders

Dividend Coverage: With its reasonably low payout ratio (36%), 540530's dividend payments are well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

1.1yrs

Average management tenure


CEO

Kamran Rizvi

0.25

Tenure

Mr. Kamran Rizvi IAS, serves as the Chairman and Managing Director at Housing and Urban Development Corporation Ltd. since October 22, 2020. Mr. Rizvi is an Indian Administrative Service (IAS) officer of 1...


Leadership Team

NamePositionTenureCompensationOwnership
D. Guhan
CFO, Director of Finance & Director1.08yrs₹1.30mno data
Harish Sharma
Company Secretary & Compliance Officer4.17yrs₹4.33mno data
Muniappa Nagaraj
Director of Corporate Planning & Director1.92yrs₹5.10mno data
Kamran Rizvi
MD & Chairman0.25yrno datano data
D. Subrahmanyam
Senior Executive Director of Operationsno datano datano data
Qamar Ali
Executive Director of Finance & Administrationno datano datano data
Yatish Singh
Executive Director of LAW-OPno datano datano data
Upinder Kaur
General Manager of Public Relationno datano datano data
Harender Verma
Executive Director of Financeno datano datano data
V. Thirumavalavan
Executive Director of Project (Bhopal)no datano datano data
Rekha Sarathy
Executive Director of Financeno datano datano data
Shailendra Gupta
Executive Director of Training - HSMIno datano datano data

1.1yrs

Average Tenure

57yo

Average Age

Experienced Management: 540530's management team is not considered experienced ( 1.1 years average tenure), which suggests a new team.


Board Members

NamePositionTenureCompensationOwnership
D. Guhan
CFO, Director of Finance & Director1.08yrs₹1.30mno data
Muniappa Nagaraj
Director of Corporate Planning & Director1.92yrs₹5.10mno data
Kamran Rizvi
MD & Chairman0.25yrno datano data
Shyam Dubey
Government Nominee Director1.42yrsno datano data
Amrit Abhijat
Government Nominee Director2.58yrsno datano data

1.4yrs

Average Tenure

54yo

Average Age

Experienced Board: 540530's board of directors are not considered experienced ( 1.4 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Housing and Urban Development Corporation Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Housing and Urban Development Corporation Limited
  • Ticker: 540530
  • Exchange: BSE
  • Founded: 1970
  • Industry: Specialized Finance
  • Sector: Diversified Financials
  • Market Cap: ₹89.485b
  • Shares outstanding: 2.00b
  • Website: https://www.hudco.org

Number of Employees


Location

  • Housing and Urban Development Corporation Limited
  • HUDCO Bhawan
  • Core 7-A
  • New Delhi
  • Delhi
  • 110003
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
540530BSE (Mumbai Stock Exchange)YesEquity SharesININRMay 2017
HUDCONSEI (National Stock Exchange of India)YesEquity SharesININRMay 2017

Biography

Housing and Urban Development Corporation Limited provides long term finance for the construction of houses and to undertake housing and urban infrastructure development programs in India. The company offe...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/01/18 12:17
End of Day Share Price2021/01/18 00:00
Earnings2020/09/30
Annual Earnings2020/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.