Housing and Urban Development
Market Cap
₹89.5b
Last Updated
2021/01/18 12:17 UTC
Data Sources
Company Financials
Executive Summary
Housing and Urban Development Corporation Limited provides long term finance for the construction of houses and to undertake housing and urban infrastructure development programs in India. More Details
Rewards
Risk Analysis
Snowflake Analysis
Second-rate dividend payer and slightly overvalued.
Similar Companies
Share Price & News
How has Housing and Urban Development's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 540530 is not significantly more volatile than the rest of Indian stocks over the past 3 months, typically moving +/- 6% a week.
Volatility Over Time: 540530's weekly volatility (6%) has been stable over the past year.
Market Performance
7 Day Return
2.4%
540530
1.8%
IN Diversified Financial
-0.3%
IN Market
1 Year Return
6.0%
540530
-3.8%
IN Diversified Financial
15.9%
IN Market
Return vs Industry: 540530 exceeded the Indian Diversified Financial industry which returned -3.8% over the past year.
Return vs Market: 540530 underperformed the Indian Market which returned 15.9% over the past year.
Shareholder returns
| 540530 | Industry | Market | |
|---|---|---|---|
| 7 Day | 2.4% | 1.8% | -0.3% |
| 30 Day | 5.8% | 6.8% | 4.9% |
| 90 Day | 38.0% | 40.7% | 23.4% |
| 1 Year | 17.9%6.0% | -0.04%-3.8% | 18.0%15.9% |
| 3 Year | -41.3%-48.6% | -23.0%-28.1% | 9.7%4.4% |
| 5 Year | n/a | 87.6%60.9% | 82.2%68.4% |
Long-Term Price Volatility Vs. Market
How volatile is Housing and Urban Development's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Valuation
Is Housing and Urban Development undervalued compared to its fair value and its price relative to the market?
6.61x
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: 540530 (₹43.2) is trading above our estimate of fair value (₹37.7)
Significantly Below Fair Value: 540530 is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: 540530 is good value based on its PE Ratio (6.6x) compared to the IN Diversified Financial industry average (13.8x).
PE vs Market: 540530 is good value based on its PE Ratio (6.6x) compared to the Indian market (19.4x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate 540530's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: 540530 is overvalued based on its PB Ratio (0.7x) compared to the IN Diversified Financial industry average (0.6x).
Next Steps
Future Growth
How is Housing and Urban Development forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
26.5%
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Housing and Urban Development has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
Next Steps
- Take a look at our analysis of 540530’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
- Housing and Urban Development competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Diversified Financials industry.
Past Performance
How has Housing and Urban Development performed over the past 5 years?
15.2%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 540530 has high quality earnings.
Growing Profit Margin: 540530's current net profit margins (51.2%) are lower than last year (61.5%).
Past Earnings Growth Analysis
Earnings Trend: 540530's earnings have grown by 15.2% per year over the past 5 years.
Accelerating Growth: 540530's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: 540530 had negative earnings growth (-19.5%) over the past year, making it difficult to compare to the Diversified Financial industry average (-2.9%).
Return on Equity
High ROE: 540530's Return on Equity (10.4%) is considered low.
Next Steps
Financial Health
How is Housing and Urban Development's financial position?
Financial Position Analysis
Short Term Liabilities: 540530's short term assets (₹766.0B) exceed its short term liabilities (₹1.0B).
Long Term Liabilities: 540530's short term assets (₹766.0B) exceed its long term liabilities (₹652.2B).
Debt to Equity History and Analysis
Debt Level: 540530's debt to equity ratio (492.3%) is considered high.
Reducing Debt: 540530's debt to equity ratio has increased from 302.5% to 492.3% over the past 5 years.
Debt Coverage: 540530's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: Insufficient data to determine if 540530's interest payments on its debt are well covered by EBIT.
Balance Sheet
Next Steps
Dividend
What is Housing and Urban Development current dividend yield, its reliability and sustainability?
7.18%
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: 540530's dividend (7.18%) is higher than the bottom 25% of dividend payers in the Indian market (0.44%).
High Dividend: 540530's dividend (7.18%) is in the top 25% of dividend payers in the Indian market (1.81%)
Stability and Growth of Payments
Stable Dividend: Whilst dividend payments have been stable, 540530 has been paying a dividend for less than 10 years.
Growing Dividend: 540530's dividend payments have increased, but the company has only paid a dividend for 4 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (36%), 540530's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
1.1yrs
Average management tenure
CEO
Kamran Rizvi
0.25
Tenure
Mr. Kamran Rizvi IAS, serves as the Chairman and Managing Director at Housing and Urban Development Corporation Ltd. since October 22, 2020. Mr. Rizvi is an Indian Administrative Service (IAS) officer of 1...
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| CFO, Director of Finance & Director | 1.08yrs | ₹1.30m | no data | |
| Company Secretary & Compliance Officer | 4.17yrs | ₹4.33m | no data | |
| Director of Corporate Planning & Director | 1.92yrs | ₹5.10m | no data | |
| MD & Chairman | 0.25yr | no data | no data | |
| Senior Executive Director of Operations | no data | no data | no data | |
| Executive Director of Finance & Administration | no data | no data | no data | |
| Executive Director of LAW-OP | no data | no data | no data | |
| General Manager of Public Relation | no data | no data | no data | |
| Executive Director of Finance | no data | no data | no data | |
| Executive Director of Project (Bhopal) | no data | no data | no data | |
| Executive Director of Finance | no data | no data | no data | |
| Executive Director of Training - HSMI | no data | no data | no data |
1.1yrs
Average Tenure
57yo
Average Age
Experienced Management: 540530's management team is not considered experienced ( 1.1 years average tenure), which suggests a new team.
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| CFO, Director of Finance & Director | 1.08yrs | ₹1.30m | no data | |
| Director of Corporate Planning & Director | 1.92yrs | ₹5.10m | no data | |
| MD & Chairman | 0.25yr | no data | no data | |
| Government Nominee Director | 1.42yrs | no data | no data | |
| Government Nominee Director | 2.58yrs | no data | no data |
1.4yrs
Average Tenure
54yo
Average Age
Experienced Board: 540530's board of directors are not considered experienced ( 1.4 years average tenure), which suggests a new board.
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
Housing and Urban Development Corporation Limited's company bio, employee growth, exchange listings and data sources
Key Information
- Name: Housing and Urban Development Corporation Limited
- Ticker: 540530
- Exchange: BSE
- Founded: 1970
- Industry: Specialized Finance
- Sector: Diversified Financials
- Market Cap: ₹89.485b
- Shares outstanding: 2.00b
- Website: https://www.hudco.org
Number of Employees
Location
- Housing and Urban Development Corporation Limited
- HUDCO Bhawan
- Core 7-A
- New Delhi
- Delhi
- 110003
- India
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| 540530 | BSE (Mumbai Stock Exchange) | Yes | Equity Shares | IN | INR | May 2017 |
| HUDCO | NSEI (National Stock Exchange of India) | Yes | Equity Shares | IN | INR | May 2017 |
Biography
Housing and Urban Development Corporation Limited provides long term finance for the construction of houses and to undertake housing and urban infrastructure development programs in India. The company offe...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2021/01/18 12:17 |
| End of Day Share Price | 2021/01/18 00:00 |
| Earnings | 2020/09/30 |
| Annual Earnings | 2020/03/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.