PNB Housing Finance Past Earnings Performance
Past criteria checks 5/6
PNB Housing Finance has been growing earnings at an average annual rate of 13.3%, while the Diversified Financial industry saw earnings growing at 19.3% annually. Revenues have been growing at an average rate of 9.8% per year. PNB Housing Finance's return on equity is 10.6%, and it has net margins of 51.4%.
Key information
13.3%
Earnings growth rate
3.4%
EPS growth rate
| Diversified Financial Industry Growth | 18.9% |
| Revenue growth rate | 9.8% |
| Return on equity | 10.6% |
| Net Margin | 51.4% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How PNB Housing Finance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 32,666 | 16,802 | 7,716 | 0 |
| 30 Jun 24 | 31,371 | 15,935 | 7,482 | 0 |
| 31 Mar 24 | 29,897 | 15,080 | 7,197 | 0 |
| 31 Dec 23 | 42,001 | 13,480 | 20,852 | 0 |
| 30 Sep 23 | 41,352 | 12,787 | 20,629 | 0 |
| 30 Jun 23 | 39,342 | 11,584 | 20,458 | 0 |
| 31 Mar 23 | 37,680 | 10,460 | 20,262 | 0 |
| 31 Dec 22 | 24,905 | 9,363 | 9,394 | 0 |
| 30 Sep 22 | 21,995 | 8,556 | 8,156 | 0 |
| 30 Jun 22 | 21,330 | 8,282 | 8,037 | 0 |
| 31 Mar 22 | 21,301 | 8,365 | 7,984 | 0 |
| 31 Dec 21 | 24,300 | 7,940 | 3,061 | 0 |
| 30 Sep 21 | 14,162 | 8,379 | 3,020 | 0 |
| 30 Jun 21 | 16,883 | 9,160 | 3,006 | 0 |
| 31 Mar 21 | 17,617 | 9,299 | 3,057 | 0 |
| 31 Dec 20 | 24,493 | 5,608 | 2,992 | 0 |
| 30 Sep 20 | 24,130 | 5,654 | 3,154 | 0 |
| 30 Jun 20 | 24,402 | 6,190 | 3,314 | 0 |
| 31 Mar 20 | 26,513 | 6,462 | 3,383 | 0 |
| 31 Dec 19 | 27,998 | 12,681 | 3,781 | 0 |
| 30 Sep 19 | 28,543 | 13,340 | 4,003 | 0 |
| 30 Jun 19 | 27,246 | 12,202 | 4,102 | 0 |
| 31 Mar 19 | 25,533 | 11,915 | 3,543 | 0 |
| 31 Dec 18 | 24,427 | 10,516 | 4,113 | 0 |
| 30 Sep 18 | 22,520 | 9,781 | 3,670 | 0 |
| 30 Jun 18 | 20,867 | 9,005 | 3,190 | 0 |
| 31 Mar 18 | 19,789 | 8,412 | 2,336 | 0 |
| 31 Dec 17 | 17,484 | 7,626 | 2,258 | 0 |
| 30 Sep 17 | 15,858 | 6,829 | 2,159 | 0 |
| 30 Jun 17 | 14,643 | 6,126 | 2,094 | 0 |
| 31 Mar 17 | 12,999 | 5,237 | 2,026 | 0 |
| 31 Dec 16 | 11,378 | 4,750 | 1,708 | 0 |
| 30 Sep 16 | 10,495 | 4,275 | 1,660 | 0 |
| 30 Jun 16 | 9,698 | 3,672 | 1,822 | 0 |
| 31 Mar 16 | 8,304 | 3,265 | 1,565 | 0 |
| 31 Dec 15 | 6,954 | 2,790 | 1,355 | 0 |
| 30 Sep 15 | 6,319 | 2,423 | 1,315 | 0 |
| 30 Jun 15 | 5,344 | 2,112 | 1,280 | 0 |
| 31 Mar 15 | 5,229 | 1,941 | 1,239 | 0 |
| 31 Dec 14 | 4,344 | 1,784 | 809 | 0 |
| 30 Sep 14 | 3,671 | 1,582 | 762 | 0 |
| 30 Jun 14 | 3,316 | 1,404 | 671 | 0 |
| 31 Mar 14 | 3,048 | 1,297 | 786 | 0 |
| 31 Dec 13 | 640 | 1,133 | 495 | 0 |
Quality Earnings: 540173 has high quality earnings.
Growing Profit Margin: 540173's current net profit margins (51.4%) are higher than last year (30.9%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 540173's earnings have grown by 13.3% per year over the past 5 years.
Accelerating Growth: 540173's earnings growth over the past year (31.4%) exceeds its 5-year average (13.3% per year).
Earnings vs Industry: 540173 earnings growth over the past year (31.4%) exceeded the Diversified Financial industry 26.5%.
Return on Equity
High ROE: 540173's Return on Equity (10.6%) is considered low.